republic-os/legal/us/code/title-42/chapter-157/section-18003.md

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LegalText	42 U.S.C. § 18003	Immediate information that allows consumers to identify affordable coverage options	us	united_states_code	code_section	42	THE PUBLIC HEALTH AND WELFARE	157	QUALITY, AFFORDABLE HEALTH CARE FOR ALL AMERICANS	18003	42 U.S.C. § 18003	current	119-100	2026-06-26	official	https://uscode.house.gov/download/releasepoints/us/pl/119/100/xml_usc42@119-100.zip	/us/usc/t42/s18003	data/legal/raw/us/code/title-42/usc42.xml	5cc88492023024655c040aba4757ee12e03eca6649df903536ff44a46bf9fea8	644321055a08eb1f260a6a3e31ac157fa024756abf612a9fd6857e7e400cf24e	2d8003044d0416eec350e38537f805eaf730395293217373bf0be0274f72d02d	2026-07-04	official	legal us-code

42 U.S.C. § 18003 - Immediate information that allows consumers to identify affordable coverage options

Text

(a) Internet portal to affordable coverage options (1) Immediate establishment Not later than July 1, 2010, the Secretary, in consultation with the States, shall establish a mechanism, including an Internet website, through which a resident of, or small business in, any State may identify affordable health insurance coverage options in that State.

(2) Connecting to affordable coverage An Internet website established under paragraph (1) shall, to the extent practicable, provide ways for residents of, and small businesses in, any State to receive information on at least the following coverage options:

(A) Health insurance coverage offered by health insurance issuers, other than coverage that provides reimbursement only for the treatment or mitigation of—

(i) a single disease or condition; or

(ii) an unreasonably limited set of diseases or conditions (as determined by the Secretary).

(B) Medicaid coverage under title XIX of the Social Security Act [42 U.S.C. 1396 et seq.].

(C) Coverage under title XXI of the Social Security Act [42 U.S.C. 1397aa et seq.].

(D) A State health benefits high risk pool, to the extent that such high risk pool is offered in such State; and

(E) Coverage under a high risk pool under section 18001 of this title.

(F) Coverage within the small group market for small businesses and their employees, including reinsurance for early retirees under section 18002 of this title, tax credits available under section 45R of title 26 (as added by section 1421), and other information specifically for small businesses regarding affordable health care options.

(b) Enhancing comparative purchasing options (1) In general Not later than 60 days after March 23, 2010, the Secretary shall develop a standardized format to be used for the presentation of information relating to the coverage options described in subsection (a)(2). Such format shall, at a minimum, require the inclusion of information on the percentage of total premium revenue expended on nonclinical costs (as reported under section 300gg–18(a) of this title), eligibility, availability, premium rates, and cost sharing with respect to such coverage options and be consistent with the standards adopted for the uniform explanation of coverage as provided for in section 300gg–15 of this title.

(2) Use of format The Secretary shall utilize the format developed under paragraph (1) in compiling information concerning coverage options on the Internet website established under subsection (a).

(c) Authority to contract The Secretary may carry out this section through contracts entered into with qualified entities.

(Pub. L. 111–148, title I, § 1103, title X, § 10102(b), Mar. 23, 2010, 124 Stat. 146, 892.)

Notes

Editorial Notes

References in TextThe Social Security Act, referred to in subsec. (a)(2)(B), (C), is act Aug. 14, 1935, ch. 531, 49 Stat. 620. Titles XIX and XXI of the Act are classified generally to subchapters XIX (§ 1396 et seq.) and XXI (§ 1397aa et seq.), respectively, of chapter 7 of this title. For complete classification of this Act to the Code, see section 1305 of this title and Tables. Section 1421, referred to in subsec. (a)(2)(F), means section 1421 of Pub. L. 111–148.

Amendments2010—Subsec. (a)(1). Pub. L. 111–148, § 10102(b)(1), which directed insertion of “, or small business in,” after “residents of any”, was executed by making the insertion after “resident of” to reflect the probable intent of Congress. Subsec. (a)(2). Pub. L. 111–148, § 10102(b)(2), added par. (2) and struck out former par. (2). Prior to amendment, text read as follows: “An Internet website established under paragraph (1) shall, to the extent practicable, provide ways for residents of any State to receive information on at least the following coverage options: “(A) Health insurance coverage offered by health insurance issuers, other than coverage that provides reimbursement only for the treatment or mitigation of— “(i) a single disease or condition; or “(ii) an unreasonably limited set of diseases or conditions (as determined by the Secretary); “(B) Medicaid coverage under title XIX of the Social Security Act. “(C) Coverage under title XXI of the Social Security Act. “(D) A State health benefits high risk pool, to the extent that such high risk pool is offered in such State; and “(E) Coverage under a high risk pool under section 18001 of this title.”