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Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
2026-07-06 10:51:44 -04:00

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LegalText 42 U.S.C. § 18044 Level playing field us united_states_code code_section 42 THE PUBLIC HEALTH AND WELFARE 157 QUALITY, AFFORDABLE HEALTH CARE FOR ALL AMERICANS 18044 42 U.S.C. § 18044 current 119-100 2026-06-26 official https://uscode.house.gov/download/releasepoints/us/pl/119/100/xml_usc42@119-100.zip /us/usc/t42/s18044 data/legal/raw/us/code/title-42/usc42.xml a8a8a25b463de0eb748fdba3905bc1203b8c86c366a4dd1266064ce91983404b 644321055a08eb1f260a6a3e31ac157fa024756abf612a9fd6857e7e400cf24e 4543d27269e6dba9389b9eb97c110cbb1b6d84abc97aec72915c7344b69856e8 2026-07-04 official
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us-code

42 U.S.C. § 18044 - Level playing field

Text

(a) In general Notwithstanding any other provision of law, any health insurance coverage offered by a private health insurance issuer shall not be subject to any Federal or State law described in subsection (b) if a qualified health plan offered under the Consumer Operated and Oriented Plan program under section 18042 of this title, or a multi-State qualified health plan under section 18054 of this title, is not subject to such law.

(b) Laws described The Federal and State laws described in this subsection are those Federal and State laws relating to—

(1) guaranteed renewal;

(2) rating;

(3) preexisting conditions;

(4) non-discrimination;

(5) quality improvement and reporting;

(6) fraud and abuse;

(7) solvency and financial requirements;

(8) market conduct;

(9) prompt payment;

(10) appeals and grievances;

(11) privacy and confidentiality;

(12) licensure; and

(13) benefit plan material or information.

(Pub. L. 111148, title I, § 1324, title X, § 10104(n), Mar. 23, 2010, 124 Stat. 199, 902.)

Notes

Editorial Notes

Amendments2010—Subsec. (a). Pub. L. 111148, § 10104(n), substituted “, or a multi-State qualified health plan under section 18054 of this title” for “, a community health insurance option under section 18043 of this title, or a nationwide qualified health plan under section 18053(b) of this title”.