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LegalText 42 U.S.C. § 4053 Adjustment and payment of claims; judicial review; limitations; jurisdiction us united_states_code code_section 42 THE PUBLIC HEALTH AND WELFARE 50 NATIONAL FLOOD INSURANCE 4053 42 U.S.C. § 4053 current 119-100 2026-06-26 official https://uscode.house.gov/download/releasepoints/us/pl/119/100/xml_usc42@119-100.zip /us/usc/t42/s4053 data/legal/raw/us/code/title-42/usc42.xml 5e3a840347f7e0f6b0b1430ccd63b24e812d93ae02fd1d1a80ca3e3d300a52f9 644321055a08eb1f260a6a3e31ac157fa024756abf612a9fd6857e7e400cf24e 732e7670d741372e34cb27971503b985b47df054a99f5466d00bd8456309cc32 2026-07-04 official
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42 U.S.C. § 4053 - Adjustment and payment of claims; judicial review; limitations; jurisdiction

Text

The insurance companies and other insurers which form, associate, or otherwise join together in the pool under this part may adjust and pay all claims for proved and approved losses covered by flood insurance in accordance with the provisions of this chapter and, upon the disallowance by any such company or other insurer of any such claim, or upon the refusal of the claimant to accept the amount allowed upon any such claim, the claimant, within one year after the date of mailing of notice of disallowance or partial disallowance of the claim, may institute an action on such claim against such company or other insurer in the United States district court for the district in which the insured property or the major part thereof shall have been situated, and original exclusive jurisdiction is hereby conferred upon such court to hear and determine such action without regard to the amount in controversy.

(Pub. L. 90448, title XIII, § 1333, Aug. 1, 1968, 82 Stat. 583; Pub. L. 98181, title I [title IV, § 451(d)(3)], Nov. 30, 1983, 97 Stat. 1229.)

Notes

Editorial Notes

References in TextThis chapter, referred to in text, was in the original a reference to “this title” meaning title XIII of Pub. L. 90448, Aug. 1, 1968, 82 Stat. 572, known as the National Flood Insurance Act of 1968, which is classified principally to this chapter. For complete classification of this Act to the Code, see Short Title note set out under section 4001 of this title and Tables.

Amendments1983—Pub. L. 98181 inserted “original exclusive” before “jurisdiction”.

Statutory Notes and Related Subsidiaries

Effective DateSection effective 120 days following Aug. 1, 1968, or such later date prescribed by the Secretary but in no event more than 180 days following Aug. 1, 1968, see section 1377 of Pub. L. 90448, set out as a note under section 4001 of this title.