republic-os/legislation/us/states/co/2021a/hb-21-1224.md

type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags

type	title	description	jurisdiction	legislature	session	identifier	citation	classification	subjects	status	primary_sponsors	version_count	action_count	vote_count	first_action	last_action	source	source_identifier	source_url	source_hash	vintage	source_snapshot	retrieved_at	confidence	tags
Bill	Modification To Statutes Governing Foreclosure Of Real Property	Under current law, when real property is sold in a foreclosure sale for an amount above the value of the lien on the property, any excess amount (overbid), after paying all junior lienors, is paid to the owner of the property as of the recording of the election to foreclose. The act requires that any overbid is instead paid to the person liable under the related evidence of debt constituting a mortgage loan or deed of trust.The act also adds to the definition of "qualified holder" a private company that originates, insures, guaranties, or purchases loans on behalf of a holder of evidence of debt that is secured by a deed of trust encumbering a time share estate with a minimum of $5 million in assets or not less than 1,000 loans.(Note: This summary applies to this bill as enacted.)	us/states/co	Colorado General Assembly	2021A	HB 21-1224	Colorado HB 21-1224 (2021A)	bill		enacted	Faith Winter Patrick Neville Shannon Bird	10	14	4	2021-03-18T06:00:00+00:00	2021-05-28T06:00:00+00:00	openstates	ocd-bill/ab4f0cf8-471d-4d52-9f07-1e9fe88ba5f8	http://leg.colorado.gov/bills/hb21-1224	b53b1aa2cd05886acae483e17606eea31dcc1599aea0b82453099f2d8cc74c7d	2026-07-01	https://data.openstates.org/daily/2026-07-01/public.pgdump	2026-07-06	reported	legislation bill us-co

Colorado HB 21-1224 (2021A) — Modification To Statutes Governing Foreclosure Of Real Property

Under current law, when real property is sold in a foreclosure sale for an amount above the value of the lien on the property, any excess amount (overbid), after paying all junior lienors, is paid to the owner of the property as of the recording of the election to foreclose. The act requires that any overbid is instead paid to the person liable under the related evidence of debt constituting a mortgage loan or deed of trust.The act also adds to the definition of "qualified holder" a private company that originates, insures, guaranties, or purchases loans on behalf of a holder of evidence of debt that is secured by a deed of trust encumbering a time share estate with a minimum of $5 million in assets or not less than 1,000 loans.(Note: This summary applies to this bill as enacted.)

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. Committee Amendment (committee substitute) — source
2. Engrossed (04/07/2021) (committee substitute) — source
3. Final Act (05/19/2021) (committee substitute) — source
4. Introduced (03/18/2021) (committee substitute) — source
5. PA1 (04/05/2021) (committee substitute) — source
6. PA2 (04/20/2021) (committee substitute) — source
7. Reengrossed (04/08/2021) (committee substitute) — source
8. Rerevised (04/23/2021) (committee substitute) — source
9. Revised (04/22/2021) (committee substitute) — source
10. Signed Act (05/28/2021) (committee substitute) — source

Votes

• BILL — 32–0 (pass) · upper
• CONCUR — 61–2 (pass) · lower
• BILL — 63–0 (pass) · lower
• REPASS — 63–0 (pass) · lower

Sponsors

• Faith Winter — primary (person)
• Patrick Neville — primary (person)
• Shannon Bird — primary (person)

Timeline

The legislative action history — every referral, reading, and vote.

• 2021-05-28T06:00:00+00:00 Governor Signed executive-signature
• 2021-05-21T06:00:00+00:00 Sent to the Governor executive-receipt
• 2021-05-19T06:00:00+00:00 Signed by the President of the Senate
• 2021-05-19T06:00:00+00:00 Signed by the Speaker of the House
• 2021-04-29T06:00:00+00:00 House Considered Senate Amendments - Result was to Concur - Repass
• 2021-04-26T06:00:00+00:00 House Considered Senate Amendments - Result was to Laid Over Daily
• 2021-04-23T06:00:00+00:00 Senate Third Reading Passed - No Amendments passage, reading-3
• 2021-04-22T06:00:00+00:00 Senate Second Reading Passed with Amendments - Committee reading-2
• 2021-04-19T06:00:00+00:00 Senate Committee on Business, Labor, & Technology Refer Amended - Consent Calendar to Senate Committee of the Whole committee-passage
• 2021-04-09T06:00:00+00:00 Introduced In Senate - Assigned to Business, Labor, & Technology introduction
• 2021-04-08T06:00:00+00:00 House Third Reading Passed - No Amendments passage, reading-3
• 2021-04-07T06:00:00+00:00 House Second Reading Passed with Amendments - Committee reading-2
• 2021-04-01T06:00:00+00:00 House Committee on Business Affairs & Labor Refer Amended to House Committee of the Whole committee-passage, referral-committee
• 2021-03-18T06:00:00+00:00 Introduced In House - Assigned to Business Affairs & Labor introduction

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/ab4f0cf8-471d-4d52-9f07-1e9fe88ba5f8. Confidence: reported (aggregated from official Colorado legislature records).