republic-os/legislation/us/states/co/2023a/hb-23-1181.md

type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags

type	title	description	jurisdiction	legislature	session	identifier	citation	classification	subjects	status	primary_sponsors	version_count	action_count	vote_count	first_action	last_action	source	source_identifier	source_url	source_hash	vintage	source_snapshot	retrieved_at	confidence	tags
Bill	Guaranteed Asset Protection Agreements	The act establishes requirements regarding guaranteed asset protection agreements (GAP agreement). A GAP agreement relieves a consumer of liability for all or part of the deficiency balance remaining after the payment of all insurance proceeds upon the total loss of the consumer's motor vehicle.	us/states/co	Colorado General Assembly	2023A	HB 23-1181	Colorado HB 23-1181 (2023A)	bill		enacted	Kyle Mullica Nick Hinrichsen Tisha Mauro	10	16	4	2023-02-08T07:00:00+00:00	2023-06-07T06:00:00+00:00	openstates	ocd-bill/5a1cb0e7-026e-4140-97c1-ce494b20cff9	https://leg.colorado.gov/bills/hb23-1181	171ad3c4c64380bc6ae5a560f5e3f9f4649bda53469bf95831ccdc7999f40d09	2026-07-01	https://data.openstates.org/daily/2026-07-01/public.pgdump	2026-07-06	reported	legislation bill us-co

Colorado HB 23-1181 (2023A) — Guaranteed Asset Protection Agreements

The act establishes requirements regarding guaranteed asset protection agreements (GAP agreement). A GAP agreement relieves a consumer of liability for all or part of the deficiency balance remaining after the payment of all insurance proceeds upon the total loss of the consumer's motor vehicle.

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. Committee Amendment (committee substitute) — source
2. Engrossed (03/22/2023) (committee substitute) — source
3. Final Act (05/22/2023) (committee substitute) — source
4. Introduced (02/08/2023) (committee substitute) — source
5. PA1 (03/16/2023) (committee substitute) — source
6. PA2 (04/27/2023) (committee substitute) — source
7. Reengrossed (03/23/2023) (committee substitute) — source
8. Rerevised (05/01/2023) (committee substitute) — source
9. Revised (04/28/2023) (committee substitute) — source
10. Signed Act (06/07/2023) (committee substitute) — source

Votes

• CONCUR — 49–15 (pass) · lower
• BILL — 26–9 (pass) · upper
• BILL — 50–14 (pass) · lower
• REPASS — 49–15 (pass) · lower

Sponsors

• Kyle Mullica — primary (person)
• Nick Hinrichsen — primary (person)
• Tisha Mauro — primary (person)

Timeline

The legislative action history — every referral, reading, and vote.

• 2023-06-07T06:00:00+00:00 Governor Signed executive-signature
• 2023-05-22T06:00:00+00:00 Sent to the Governor executive-receipt
• 2023-05-22T06:00:00+00:00 Signed by the President of the Senate
• 2023-05-22T06:00:00+00:00 Signed by the Speaker of the House
• 2023-05-07T06:00:00+00:00 House Considered Senate Amendments - Result was to Concur - Repass
• 2023-05-02T06:00:00+00:00 House Considered Senate Amendments - Result was to Laid Over Daily
• 2023-05-01T06:00:00+00:00 Senate Third Reading Passed - No Amendments passage, reading-3
• 2023-04-28T06:00:00+00:00 Senate Second Reading Special Order - Passed with Amendments - Committee, Floor
• 2023-04-27T06:00:00+00:00 Senate Committee on Business, Labor, & Technology Refer Amended to Senate Committee of the Whole committee-passage, referral-committee
• 2023-04-13T06:00:00+00:00 Senate Committee on Business, Labor, & Technology Witness Testimony and/or Committee Discussion Only
• 2023-03-27T06:00:00+00:00 Introduced In Senate - Assigned to Business, Labor, & Technology introduction
• 2023-03-23T06:00:00+00:00 House Third Reading Passed - No Amendments passage, reading-3
• 2023-03-22T06:00:00+00:00 House Second Reading Special Order - Passed with Amendments - Committee, Floor
• 2023-03-20T06:00:00+00:00 House Second Reading Laid Over Daily - No Amendments
• 2023-03-15T06:00:00+00:00 House Committee on Business Affairs & Labor Refer Amended to House Committee of the Whole committee-passage, referral-committee
• 2023-02-08T07:00:00+00:00 Introduced In House - Assigned to Business Affairs & Labor introduction

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/5a1cb0e7-026e-4140-97c1-ce494b20cff9. Confidence: reported (aggregated from official Colorado legislature records).