Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
8.8 KiB
type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags
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| Bill | AN ACT relating to motor vehicle insurance. | Amend KRS 186A.040 to define terms; require the Department of Vehicle Regulation to establish an accessible online insurance verification system; establish requirements and timelines for making the system accessible and promulgating administrative regulations; establish requirements and guidelines for the department and the system; establish requirements for insurers to cooperate with the department and to submit insurance information relating to personal motor vehicles; provide option for insurers to submit insurance status information for commercial motor vehicles; create a technical advisory committee to make recommendations to department; establish duties and other requirements for the committee; require the department to submit certain drafts to the committee and to publish a final detailed guide; prohibit civil or administrative liability for insurers complying with information submission and access requirements; require the department to make certain notifications and to revoke an owner's motor vehicle registration if proof of insurance is not indicated; establish requirements for submitting proof of insurance to the department; amend confidentiality requirements for information obtained by the department; require the Commonwealth Office of Technology and the Department of Insurance to provide support and assistance to the department; amend KRS 186.040 to apply motor vehicle registration reinstatement fee to revocations by the department for failure to maintain insurance; direct reinstatement fee for failure to maintain insurance into an agency fund for accessible online insurance verification system; amend KRS 186.180 to make technical amendments and conform; provide that a revoked registration for failure to maintain insurance may be reinstated if the owner pays reinstatement fee and submits proof of insurance; amend KRS 304.39-117 to make technical amendments and conform; require insurance cards for commercial motor vehicles to clearly indicate commercial or fleet coverage; amend KRS 304.39-087 to conform; provide for expiration of existing reporting system for personal motor vehicles; amend KRS 186A.042, 186A.100, 186.021, 186.190, 186.990, and 304.39-085 to conform and make technical amendments; establish requirements for the Department of Insurance and the Department of Vehicle Regulation relating to technical advisory committee appointments and first meeting; EFFECTIVE, in part, January 1, 2027. | us/states/ky | Kentucky General Assembly | 2025RS | HB 390 | Kentucky HB 390 (2025RS) |
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enacted | 3 | 24 | 3 | 2025-02-06T05:00:00+00:00 | 2025-03-19T04:00:00+00:00 | openstates | ocd-bill/5377813f-07cc-4702-8798-240908c0fce9 | https://apps.legislature.ky.gov/record/25RS/hb390.html | 9d1525b384b436dbdb971100d3c18dfbfc2a0784cb44f270179166df5ccb882d | 2026-07-01 | https://data.openstates.org/daily/2026-07-01/public.pgdump | 2026-07-06 | reported |
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Kentucky HB 390 (2025RS) — AN ACT relating to motor vehicle insurance.
Amend KRS 186A.040 to define terms; require the Department of Vehicle Regulation to establish an accessible online insurance verification system; establish requirements and timelines for making the system accessible and promulgating administrative regulations; establish requirements and guidelines for the department and the system; establish requirements for insurers to cooperate with the department and to submit insurance information relating to personal motor vehicles; provide option for insurers to submit insurance status information for commercial motor vehicles; create a technical advisory committee to make recommendations to department; establish duties and other requirements for the committee; require the department to submit certain drafts to the committee and to publish a final detailed guide; prohibit civil or administrative liability for insurers complying with information submission and access requirements; require the department to make certain notifications and to revoke an owner's motor vehicle registration if proof of insurance is not indicated; establish requirements for submitting proof of insurance to the department; amend confidentiality requirements for information obtained by the department; require the Commonwealth Office of Technology and the Department of Insurance to provide support and assistance to the department; amend KRS 186.040 to apply motor vehicle registration reinstatement fee to revocations by the department for failure to maintain insurance; direct reinstatement fee for failure to maintain insurance into an agency fund for accessible online insurance verification system; amend KRS 186.180 to make technical amendments and conform; provide that a revoked registration for failure to maintain insurance may be reinstated if the owner pays reinstatement fee and submits proof of insurance; amend KRS 304.39-117 to make technical amendments and conform; require insurance cards for commercial motor vehicles to clearly indicate commercial or fleet coverage; amend KRS 304.39-087 to conform; provide for expiration of existing reporting system for personal motor vehicles; amend KRS 186A.042, 186A.100, 186.021, 186.190, 186.990, and 304.39-085 to conform and make technical amendments; establish requirements for the Department of Insurance and the Department of Vehicle Regulation relating to technical advisory committee appointments and first meeting; EFFECTIVE, in part, January 1, 2027.
Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
- Introduced (filed) — source
- Acts Chapter 39 (committee substitute) — source
- Current/Final (committee substitute) — source
Votes
- Pass — 95–0 (pass) · lower
- PASS HB 390 W/ sfa1 — 37–0 (pass) · lower
- Final Passage — 96–0 (pass) · lower
Timeline
The legislative action history — every referral, reading, and vote.
- 2025-02-06T05:00:00+00:00 introduced in House
introduction - 2025-02-06T05:00:00+00:00 to Committee on Committees (H)
referral-committee - 2025-02-12T05:00:00+00:00 to Banking & Insurance (H)
referral-committee - 2025-02-19T05:00:00+00:00 reported favorably, 1st reading, to Calendar
committee-passage - 2025-02-20T05:00:00+00:00 2nd reading, to Rules
reading-2 - 2025-02-20T05:00:00+00:00 posted for passage in the Regular Orders of the Day for Friday, February 21, 2025
- 2025-02-25T05:00:00+00:00 3rd reading, passed 95-0
passage, reading-3 - 2025-02-26T05:00:00+00:00 received in Senate
- 2025-02-26T05:00:00+00:00 to Committee on Committees (S)
referral-committee - 2025-02-28T05:00:00+00:00 to Banking & Insurance (S)
referral-committee - 2025-03-04T05:00:00+00:00 reported favorably, 1st reading, to Calendar
committee-passage - 2025-03-05T05:00:00+00:00 2nd reading, to Rules
reading-2 - 2025-03-06T05:00:00+00:00 floor amendment (1) filed
amendment-introduction - 2025-03-07T05:00:00+00:00 posted for passage in the Regular Orders of the Day for Tuesday, March 11, 2025
- 2025-03-11T04:00:00+00:00 3rd reading, passed 37-0 with Floor Amendment (1)
passage, reading-3 - 2025-03-11T04:00:00+00:00 received in House
- 2025-03-11T04:00:00+00:00 to Rules (H)
referral-committee - 2025-03-12T04:00:00+00:00 posted for passage for concurrence in Senate Floor Amendment (1)
- 2025-03-13T04:00:00+00:00 House concurred in Senate Floor Amendment (1)
- 2025-03-13T04:00:00+00:00 passed 96-0
passage - 2025-03-13T04:00:00+00:00 enrolled, signed by Speaker of the House
passage - 2025-03-13T04:00:00+00:00 enrolled, signed by President of the Senate
passage - 2025-03-13T04:00:00+00:00 delivered to Governor
- 2025-03-19T04:00:00+00:00 signed by Governor (Acts Ch. 39)
executive-signature
Source
OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/5377813f-07cc-4702-8798-240908c0fce9. Confidence: reported (aggregated from official Kentucky legislature records).