republic-os/legislation/us/states/mi/2019-2020/hb-4411.md

type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags

type	title	description	jurisdiction	legislature	session	identifier	citation	classification	subjects	status	primary_sponsors	version_count	action_count	vote_count	first_action	last_action	source	source_identifier	source_url	source_hash	vintage	source_snapshot	retrieved_at	confidence	tags
Bill	Consumer credit: other; credit services protection act; modify exceptions to prohibited conduct provision. Amends sec. 3 of 1994 PA 160 (MCL 445.1823).	Consumer credit: other; credit services protection act; modify exceptions to prohibited conduct provision. Amends sec. 3 of 1994 PA 160 (MCL 445.1823).	us/states/mi	Michigan Legislature	2019-2020	HB 4411	Michigan HB 4411 (2019-2020)	bill	Consumer credit: other Consumer protection: other Financial institutions: generally	enacted		5	28	2	2019-03-21T04:00:00+00:00	2020-01-28T05:00:00+00:00	openstates	ocd-bill/d84ca578-2b90-4fa5-aa03-1b5358ac6f2d	http://legislature.mi.gov/doc.aspx?2019-HB-4411	9f06d66711f294e6fb6beaddb71bdcef74e2c038177ae2b6653a847493009a76	2026-07-01	https://data.openstates.org/daily/2026-07-01/public.pgdump	2026-07-06	reported	legislation bill us-mi

Michigan HB 4411 (2019-2020) — Consumer credit: other; credit services protection act; modify exceptions to prohibited conduct provision. Amends sec. 3 of 1994 PA 160 (MCL 445.1823).

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. As Passed by the House (committee substitute) — source
2. As Passed by the Senate (committee substitute) — source
3. House Concurred Bill (committee substitute) — source
4. House Introduced Bill (committee substitute) — source
5. Public Act (committee substitute) — source

Votes

• PASSED; GIVEN IMMEDIATE EFFECT ROLL CALL # 11 YEAS 37 NAYS 1 EXCUSED 0 NOT VOTING 0 — 37–1 (pass) · upper
• passed; given immediate effect Roll Call # 171 Yeas 108 Nays 1 Excused 0 Not Voting 1 — 108–1 (pass) · lower

Sponsors

• Jim Lilly — cosponsor (person)

Timeline

The legislative action history — every referral, reading, and vote.

• 2019-03-21T04:00:00+00:00 introduced by Representative Jim Lilly introduction
• 2019-03-21T04:00:00+00:00 read a first time reading-1
• 2019-03-21T04:00:00+00:00 referred to Committee on Regulatory Reform referral-committee
• 2019-04-09T04:00:00+00:00 bill electronically reproduced 04/09/2019
• 2019-05-21T04:00:00+00:00 reported with recommendation for referral to Committee on Judiciary with substitute committee-passage
• 2019-06-18T04:00:00+00:00 reported with recommendation with substitute (H-2) committee-passage
• 2019-06-18T04:00:00+00:00 referred to second reading
• 2019-06-19T04:00:00+00:00 read a second time reading-2
• 2019-06-19T04:00:00+00:00 substitute (H-2) adopted
• 2019-06-19T04:00:00+00:00 placed on third reading
• 2019-06-20T04:00:00+00:00 read a third time reading-3
• 2019-06-20T04:00:00+00:00 passed; given immediate effect Roll Call # 171 Yeas 108 Nays 1 Excused 0 Not Voting 1 passage
• 2019-06-20T04:00:00+00:00 transmitted
• 2019-08-20T04:00:00+00:00 REFERRED TO COMMITTEE ON INSURANCE AND BANKING referral-committee
• 2019-12-19T05:00:00+00:00 REPORTED FAVORABLY WITHOUT AMENDMENT committee-passage
• 2019-12-19T05:00:00+00:00 COMMITTEE RECOMMENDED IMMEDIATE EFFECT
• 2019-12-19T05:00:00+00:00 REFERRED TO COMMITTEE OF THE WHOLE referral-committee
• 2020-01-09T05:00:00+00:00 REPORTED BY COMMITTEE OF THE WHOLE FAVORABLY WITHOUT AMENDMENT(S) committee-passage
• 2020-01-09T05:00:00+00:00 PLACED ON ORDER OF THIRD READING
• 2020-01-14T05:00:00+00:00 PASSED; GIVEN IMMEDIATE EFFECT ROLL CALL # 11 YEAS 37 NAYS 1 EXCUSED 0 NOT VOTING 0 passage
• 2020-01-14T05:00:00+00:00 INSERTED FULL TITLE
• 2020-01-14T05:00:00+00:00 returned from Senate without amendment with immediate effect and full title
• 2020-01-14T05:00:00+00:00 full title agreed to
• 2020-01-14T05:00:00+00:00 bill ordered enrolled
• 2020-01-16T05:00:00+00:00 presented to the Governor 01/16/2020 11:46 AM executive-receipt
• 2020-01-28T05:00:00+00:00 approved by the Governor 01/27/2020 01:47 PM executive-signature
• 2020-01-28T05:00:00+00:00 filed with Secretary of State 01/27/2020 03:18 PM
• 2020-01-28T05:00:00+00:00 assigned PA 13'20 with immediate effect

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/d84ca578-2b90-4fa5-aa03-1b5358ac6f2d. Confidence: reported (aggregated from official Michigan legislature records).