republic-os/legislation/us/states/ny/2021-2022/s-1465.md

type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags

type	title	description	jurisdiction	legislature	session	identifier	citation	classification	subjects	status	primary_sponsors	version_count	action_count	vote_count	first_action	last_action	source	source_identifier	source_url	source_hash	vintage	source_snapshot	retrieved_at	confidence	tags
Bill	Provides that every banking institution maintaining checking accounts for customers shall pay checks in the order received within account balance	Provides that every banking institution which maintains checking accounts for customers shall pay checks in the order received within account balance; provides such banks may dishonor check for insufficient funds, but then must honor smaller checks within amounts on deposit in the subject account.	us/states/ny	New York Legislature	2021-2022	S 1465	New York S 1465 (2021-2022)	bill		enacted	BRESLIN	1	13	3	2021-01-12	2021-08-19	openstates	ocd-bill/28ddba33-fa3f-4298-b22b-e380154e508e	http://www.nysenate.gov/legislation/bills/2021/S1465	4ef92f79a04df73e4b1d12c92946461d7059dc2a829987cef1749f709f861e2d	2026-07-01	https://data.openstates.org/daily/2026-07-01/public.pgdump	2026-07-06	reported	legislation bill us-ny

New York S 1465 (2021-2022) — Provides that every banking institution maintaining checking accounts for customers shall pay checks in the order received within account balance

Provides that every banking institution which maintains checking accounts for customers shall pay checks in the order received within account balance; provides such banks may dishonor check for insufficient funds, but then must honor smaller checks within amounts on deposit in the subject account.

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. S1465 (committee substitute) — source

Votes

• Banks Vote — 8–3 (pass) · upper
• Floor Vote — 48–15 (pass) · upper
• Assembly Vote — 102–46 (pass) · lower

Sponsors

• BRESLIN — primary (person)

Timeline

The legislative action history — every referral, reading, and vote.

• 2021-01-12 REFERRED TO BANKS referral-committee
• 2021-02-24 1ST REPORT CAL.432
• 2021-03-01 2ND REPORT CAL.
• 2021-03-02 ADVANCED TO THIRD READING
• 2021-03-05 PASSED SENATE passage
• 2021-03-05 DELIVERED TO ASSEMBLY
• 2021-03-05 REFERRED TO CODES referral-committee
• 2021-03-17 SUBSTITUTED FOR A1073
• 2021-03-17 ORDERED TO THIRD READING CAL.163
• 2021-03-25 PASSED ASSEMBLY passage
• 2021-03-25 RETURNED TO SENATE
• 2021-08-09 DELIVERED TO GOVERNOR executive-receipt
• 2021-08-19 SIGNED CHAP.398 executive-signature

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/28ddba33-fa3f-4298-b22b-e380154e508e. Confidence: reported (aggregated from official New York legislature records).