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republic-os/legislation/us/states/ny/2025-2026/a-3986.md
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type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags
type title description jurisdiction legislature session identifier citation classification subjects status primary_sponsors version_count action_count vote_count first_action last_action source source_identifier source_url source_hash vintage source_snapshot retrieved_at confidence tags
Bill Relates to the use of virtual credit cards by insurers and certain health care plans Authorizes an insurer to pay a claim for reimbursement made by a provider using a credit card, virtual credit card or electronic funds transfer payment method that imposes on the provider a free or similar charge to process the payment; defines "virtual credit card" as a single-use series of numbers linked to a fixed dollar amount and provided by an insurer to a provider for the purpose of paying a claim for health care services performed by the provider; makes related provisions. us/states/ny New York Legislature 2025-2026 A 3986 New York A 3986 (2025-2026)
bill
enacted
Alex Bores
2 17 2 2025-01-30 2025-12-19 openstates ocd-bill/51770888-8f17-4516-9af8-5572e6a8378d http://www.nysenate.gov/legislation/bills/2025/A3986 5f9380b8ea5530cfde7263febeb20cc4fd54809844ad59a9fe137a077101e22a 2026-07-01 https://data.openstates.org/daily/2026-07-01/public.pgdump 2026-07-06 reported
legislation
bill
us-ny

New York A 3986 (2025-2026) — Relates to the use of virtual credit cards by insurers and certain health care plans

Authorizes an insurer to pay a claim for reimbursement made by a provider using a credit card, virtual credit card or electronic funds transfer payment method that imposes on the provider a free or similar charge to process the payment; defines "virtual credit card" as a single-use series of numbers linked to a fixed dollar amount and provided by an insurer to a provider for the purpose of paying a claim for health care services performed by the provider; makes related provisions.

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

  1. A3986 (committee substitute) — source
  2. A3986A (committee substitute) — source

Votes

  • Assembly Vote — 1450 (pass) · lower
  • Floor Vote - Version: A — 590 (pass) · upper

Sponsors

  • Alex Bores — primary (person)
  • David Weprin — cosponsor (person)
  • Harvey Epstein — cosponsor (person)

Timeline

The legislative action history — every referral, reading, and vote.

  • 2025-01-30 REFERRED TO INSURANCE referral-committee
  • 2025-05-16 AMEND AND RECOMMIT TO INSURANCE amendment-passage, referral-committee
  • 2025-05-16 PRINT NUMBER 3986A amendment-passage
  • 2025-05-20 REPORTED REFERRED TO RULES referral-committee
  • 2025-05-27 REPORTED
  • 2025-05-27 RULES REPORT CAL.263
  • 2025-05-27 ORDERED TO THIRD READING RULES CAL.263
  • 2025-05-27 PASSED ASSEMBLY passage
  • 2025-05-27 DELIVERED TO SENATE
  • 2025-05-27 REFERRED TO INSURANCE referral-committee
  • 2025-06-11 SUBSTITUTED FOR S2105A
  • 2025-06-11 3RD READING CAL.1801
  • 2025-06-11 PASSED SENATE passage
  • 2025-06-11 RETURNED TO ASSEMBLY
  • 2025-12-08 DELIVERED TO GOVERNOR executive-receipt
  • 2025-12-19 SIGNED CHAP.647 executive-signature
  • 2025-12-19 APPROVAL MEMO.31

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/51770888-8f17-4516-9af8-5572e6a8378d. Confidence: reported (aggregated from official New York legislature records).