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type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags
type title description jurisdiction legislature session identifier citation classification subjects status primary_sponsors version_count action_count vote_count first_action last_action source source_identifier source_url source_hash vintage source_snapshot retrieved_at confidence tags
Bill Relates to private education debt reporting Provides that each student loan servicer shall submit an annual report containing a list of all private education creditors associated with the private education debts serviced by the student loan servicer that are owed by persons who resided in New York during the prior calendar year and containing additional information for each private education creditor reported. us/states/ny New York Legislature 2025-2026 A 431 New York A 431 (2025-2026)
bill
enacted
Harvey Epstein
1 14 2 2025-01-08 2025-02-14 openstates ocd-bill/ea532d4a-ad05-4403-a517-7fa38f6c0371 http://www.nysenate.gov/legislation/bills/2025/A431 af856e5072186ed932d58676d3912705975aa6f545764b5b0546c895598e8780 2026-07-01 https://data.openstates.org/daily/2026-07-01/public.pgdump 2026-07-06 reported
legislation
bill
us-ny

New York A 431 (2025-2026) — Relates to private education debt reporting

Provides that each student loan servicer shall submit an annual report containing a list of all private education creditors associated with the private education debts serviced by the student loan servicer that are owed by persons who resided in New York during the prior calendar year and containing additional information for each private education creditor reported.

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

  1. A431 (committee substitute) — source

Votes

  • Assembly Vote — 1470 (pass) · lower
  • Floor Vote — 4514 (pass) · upper

Sponsors

  • Harvey Epstein — primary (person)

Timeline

The legislative action history — every referral, reading, and vote.

  • 2025-01-08 REFERRED TO BANKS referral-committee
  • 2025-01-14 REPORTED REFERRED TO RULES referral-committee
  • 2025-01-28 REPORTED
  • 2025-01-28 RULES REPORT CAL.70
  • 2025-01-28 ORDERED TO THIRD READING RULES CAL.70
  • 2025-02-03 PASSED ASSEMBLY passage
  • 2025-02-03 DELIVERED TO SENATE
  • 2025-02-03 REFERRED TO RULES referral-committee
  • 2025-02-12 SUBSTITUTED FOR S2680
  • 2025-02-12 3RD READING CAL.163
  • 2025-02-12 PASSED SENATE passage
  • 2025-02-12 RETURNED TO ASSEMBLY
  • 2025-02-12 DELIVERED TO GOVERNOR executive-receipt
  • 2025-02-14 SIGNED CHAP.15 executive-signature

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/ea532d4a-ad05-4403-a517-7fa38f6c0371. Confidence: reported (aggregated from official New York legislature records).