republic-os/legislation/us/states/or/2026r1/hb-4116.md

type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags

type	title	description	jurisdiction	legislature	session	identifier	citation	classification	subjects	status	primary_sponsors	version_count	action_count	vote_count	first_action	last_action	source	source_identifier	source_url	source_hash	vintage	source_snapshot	retrieved_at	confidence	tags
Bill	Relating to consumer finance loans; and prescribing an effective date.	Declares that this state does not want the amendments set forth in section 521 of the Depository Institutions Deregulation and Monetary Control Act of 1980 to apply to consumer finance loans made in this state. Specifies persons to whom the consumer finance laws of this state apply and circumstances in which the laws apply. Specifies the requirements for an application for a license to make consumer finance loans in this state. Takes effect on the 91st day following adjournment sine die.	us/states/or	Oregon Legislative Assembly	2026R1	HB 4116	Oregon HB 4116 (2026R1)	bill		enacted	Ben Bowman Courtney Neron Misslin Deb Patterson Floyd Prozanski Jeff Golden Lamar Wise Nathan Sosa Tom Andersen Wlnsvey Campos	6	25	7	2026-02-02T16:50:03+00:00	2026-04-13T15:31:38+00:00	openstates	ocd-bill/19606d13-59a8-4797-a88d-a8e47a1bee39	https://olis.oregonlegislature.gov/liz/2026R1/Measures/Overview/HB4116	63e00f5173c397f9dcdffd6921463b7ac209fb33da3a6af5c5e8e23f3cfc3a61	2026-07-01	https://data.openstates.org/daily/2026-07-01/public.pgdump	2026-07-06	reported	legislation bill us-or

Oregon HB 4116 (2026R1) — Relating to consumer finance loans; and prescribing an effective date.

Declares that this state does not want the amendments set forth in section 521 of the Depository Institutions Deregulation and Monetary Control Act of 1980 to apply to consumer finance loans made in this state. Specifies persons to whom the consumer finance laws of this state apply and circumstances in which the laws apply. Specifies the requirements for an application for a license to make consumer finance loans in this state. Takes effect on the 91st day following adjournment sine die.

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. House Minority Amendments to Introduced (filed) — source
2. Introduced (filed) — source
3. Senate Minority Amendments to Introduced (filed) — source
4. Minority Report #2 to A-Engrossed (committee substitute) — [source](https://olis.oregonlegislature.gov/liz/2026R1/Downloads/MeasureDocument/HB4116/Minority%20Report%20#2 to A-Engrossed)
5. Minority Report A-Engrossed (committee substitute) — source
6. Enrolled (enrolled) — source

Votes

• Motion to substitute Minority Report for Committee Report failed. — 12–18 (fail) · upper
• Motion to substitute Minority Report for Committee Report failed. — 25–33 (fail) · lower
• Heard and Reported Out — 3–2 (pass) · upper
• Heard and Reported Out — 6–4 (pass) · lower
• Third reading. Carried by Neron Misslin, Campos. Passed. — 16–13 (pass) · upper
• Third reading. Carried by Sosa. Passed. — 31–24 (pass) · lower
• Motion to refer to Committee on Rules failed. — 12–17 (fail) · upper

Sponsors

• Ben Bowman — primary (person)
• Courtney Neron Misslin — primary (person)
• Deb Patterson — primary (person)
• Floyd Prozanski — primary (person)
• Jeff Golden — primary (person)
• Lamar Wise — primary (person)
• Nathan Sosa — primary (person)
• Tom Andersen — primary (person)
• Wlnsvey Campos — primary (person)
• David Gomberg — cosponsor (person)
• Farrah Chaichi — cosponsor (person)
• Janeen Sollman — cosponsor (person)
• Jules Walters — cosponsor (person)
• Kayse Jama — cosponsor (person)
• Ken Helm — cosponsor (person)
• Khanh Pham — cosponsor (person)
• Lesly Muñoz — cosponsor (person)
• Lew Frederick — cosponsor (person)
• Mark Gamba — cosponsor (person)
• Nancy Nathanson — cosponsor (person)
• Susan McLain — cosponsor (person)
• Thuy Tran — cosponsor (person)
• Travis Nelson — cosponsor (person)
• Zach Hudson — cosponsor (person)

Timeline

The legislative action history — every referral, reading, and vote.

• 2026-02-02T16:50:03+00:00 First reading. Referred to Speaker's desk. introduction, reading-1, referral-committee
• 2026-02-02T17:51:51+00:00 Referred to Commerce and Consumer Protection. referral-committee
• 2026-02-03T21:01:00+00:00 Public Hearing held.
• 2026-02-10T21:02:00+00:00 Work Session held.
• 2026-02-13T18:22:41+00:00 Recommendation: Do pass. committee-passage-favorable
• 2026-02-13T18:22:42+00:00 Minority Recommendation: Do pass with amendments and be printed A-Engrossed. committee-passage-favorable
• 2026-02-16T19:37:59+00:00 Second reading. reading-2
• 2026-02-17T20:33:07+00:00 Motion to substitute Minority Report for Committee Report failed.
• 2026-02-17T20:56:30+00:00 Third reading. Carried by Sosa. Passed. passage, reading-3
• 2026-02-17T20:57:30+00:00 Vote explanation(s) filed by Levy E, Nguyen D.
• 2026-02-19T22:10:27+00:00 First reading. Referred to President's desk. introduction, reading-1, referral-committee
• 2026-02-19T23:17:20+00:00 Referred to Labor and Business. referral-committee
• 2026-02-23T22:31:00+00:00 Public Hearing held.
• 2026-02-25T21:47:00+00:00 Public Hearing and Work Session held.
• 2026-03-03T17:24:06+00:00 Recommendation: Do pass. committee-passage-favorable
• 2026-03-03T17:24:07+00:00 Minority Recommendation: Do pass with amendments. (Printed A-Eng. Minority) committee-passage-favorable
• 2026-03-04T20:18:04+00:00 Second reading. reading-2
• 2026-03-05T22:33:35+00:00 Motion to substitute Minority Report for Committee Report failed.
• 2026-03-05T22:34:35+00:00 Motion to refer to Committee on Rules failed.
• 2026-03-05T23:15:06+00:00 Third reading. Carried by Neron Misslin, Campos. Passed. passage, reading-3
• 2026-03-05T23:16:06+00:00 McLane, granted unanimous consent to change vote to nay.
• 2026-03-06T19:23:54+00:00 Speaker signed. passage
• 2026-03-07T01:36:00+00:00 President signed. passage
• 2026-04-07T22:30:54+00:00 Governor signed. executive-signature
• 2026-04-13T15:31:38+00:00 Chapter 113, (2026 Laws): Effective date June 5, 2026.

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/19606d13-59a8-4797-a88d-a8e47a1bee39. Confidence: reported (aggregated from official Oregon legislature records).