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type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, chapter_law, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags
type title description jurisdiction legislature session identifier citation classification subjects status chapter_law primary_sponsors version_count action_count vote_count first_action last_action source source_identifier source_url source_hash vintage source_snapshot retrieved_at confidence tags
Bill Consumer Protection Consumer Protection; Authorizes mortgage lenders to transact business from branch offices & remote locations; provides requirement for operating remote locations; provides requirements for organizers of crowd-funding campaigns relating to disasters & crowd-funding platforms; prohibits money services business from cashing corporate checks for payee in excess of workers' compensation policy coverage amounts. us/states/fl Florida Legislature 2023 HB 1185 Florida HB 1185 (2023)
bill
and solicitations
insurance
enacted 2023-130
Giallombardo
6 47 5 2023-02-27 2023-05-25 openstates ocd-bill/d853e111-77dd-4ee2-8461-7bd87354b3a9 https://flsenate.gov/Session/Bill/2023/1185/ByCategory 1e9219a3394a58d934d80d002ea83c32e6bab7fee44d295c5358bbd8c84be789 2026-07-01 https://data.openstates.org/daily/2026-07-01/public.pgdump 2026-07-06 reported
legislation
bill
us-fl

Florida HB 1185 (2023) — Consumer Protection

Consumer Protection; Authorizes mortgage lenders to transact business from branch offices & remote locations; provides requirement for operating remote locations; provides requirements for organizers of crowd-funding campaigns relating to disasters & crowd-funding platforms; prohibits money services business from cashing corporate checks for payee in excess of workers' compensation policy coverage amounts.

Enacted — Laws of Florida, Chapter 2023-130.

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

  1. H 1185 Filed (filed) — source
  2. H 1185 c1 (committee substitute) — source
  3. H 1185 c2 (committee substitute) — source
  4. H 1185 e1 (engrossed) — source
  5. H 1185 e2 (engrossed) — source
  6. H 1185 er (enrolled) — source

Votes

  • Third Reading — 380 (pass) · upper
  • Passage — 1130 (pass) · lower
  • Favorable With Committee Substitute (Commerce Committee) — 190 (pass) · lower
  • Passage, Third Reading — 1090 (pass) · lower
  • Favorable With Committee Substitute (Insurance & Banking Subcommittee) — 180 (pass) · lower

Sponsors

  • Commerce Committee — primary (organization)
  • Giallombardo — primary (person)
  • Insurance & Banking Subcommittee — primary (organization)
  • Benjamin — cosponsor (person)
  • McClain — cosponsor (person)

Timeline

The legislative action history — every referral, reading, and vote.

  • 2023-02-27 Filed filing
  • 2023-03-06 Referred to Insurance & Banking Subcommittee referral-committee
  • 2023-03-06 Referred to State Administration & Technology Appropriations Subcommittee referral-committee
  • 2023-03-06 Referred to Commerce Committee referral-committee
  • 2023-03-06 Now in Insurance & Banking Subcommittee
  • 2023-03-07 1st Reading (Original Filed Version) filing, reading-1
  • 2023-03-17 Added to Insurance & Banking Subcommittee agenda
  • 2023-03-21 Favorable with CS by Insurance & Banking Subcommittee committee-passage-favorable
  • 2023-03-25 Reported out of Insurance & Banking Subcommittee
  • 2023-03-27 Laid on Table under Rule 7.18(a) deferral
  • 2023-03-27 CS Filed filing
  • 2023-03-27 1st Reading (Committee Substitute 1) reading-1
  • 2023-03-28 Original reference removed: State Administration & Technology Appropriations Subcommittee
  • 2023-03-28 Referred to Commerce Committee referral-committee
  • 2023-03-28 Now in Commerce Committee
  • 2023-04-13 Added to Commerce Committee agenda
  • 2023-04-18 Favorable with CS by Commerce Committee committee-passage-favorable
  • 2023-04-22 Reported out of Commerce Committee
  • 2023-04-22 Laid on Table under Rule 7.18(a) deferral
  • 2023-04-22 CS Filed filing
  • 2023-04-24 1st Reading (Committee Substitute 2) reading-1
  • 2023-04-25 Bill referred to House Calendar
  • 2023-04-25 Added to Second Reading Calendar
  • 2023-04-25 Bill added to Special Order Calendar (4/28/2023)
  • 2023-04-28 Read 2nd time reading-2
  • 2023-04-28 Amendment 916441 adopted
  • 2023-04-28 Added to Third Reading Calendar
  • 2023-04-28 Read 3rd time reading-3
  • 2023-04-28 CS passed as amended; YEAS 109, NAYS 0 passage
  • 2023-04-28 In Messages
  • 2023-04-28 Referred to Fiscal Policy referral-committee
  • 2023-04-28 Received enrolled
  • 2023-05-01 Withdrawn from Fiscal Policy withdrawal
  • 2023-05-01 Placed on Calendar, on 2nd reading
  • 2023-05-01 Substituted for CS/CS/SB 1398
  • 2023-05-01 Read 2nd time reading-2
  • 2023-05-01 Amendment(s) adopted (868114)
  • 2023-05-01 Read 3rd time reading-3
  • 2023-05-01 CS passed as amended; YEAS 38 NAYS 0 passage
  • 2023-05-01 In Messages
  • 2023-05-04 Added to Senate Message List
  • 2023-05-04 Amendment 868114 Concur
  • 2023-05-04 CS passed as amended; YEAS 113, NAYS 0 passage
  • 2023-05-04 Ordered engrossed, then enrolled enrolled
  • 2023-05-16 Signed by Officers and presented to Governor executive-receipt
  • 2023-05-24 Approved by Governor executive-signature
  • 2023-05-25 Chapter No. 2023-130; companion bill(s) passed, see CS/CS/CS/SB 418 (Ch. 2023-217)

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/d853e111-77dd-4ee2-8461-7bd87354b3a9. Confidence: reported (aggregated from official Florida legislature records).