republic-os/legislation/us/states/fl/2024/hb-1347.md

type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, chapter_law, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags

type	title	description	jurisdiction	legislature	session	identifier	citation	classification	subjects	status	chapter_law	primary_sponsors	version_count	action_count	vote_count	first_action	last_action	source	source_identifier	source_url	source_hash	vintage	source_snapshot	retrieved_at	confidence	tags
Bill	Consumer Finance Loans	Consumer Finance Loans; Prohibits person from operating branch of business making consumer finance loans before obtaining license; revises maximum interest rates on consumer finance loans; revises minimum amount of time before delinquency charge may be imposed; requires licensees offering assistance program to borrowers after federally declared major disaster to send notice to office; requires licensees to offer to borrowers credit education programs or seminars; provides requirements for licensee claiming submitted information contains trade secret; requires licensees to suspend actions for certain timeframe after federally declared disaster.	us/states/fl	Florida Legislature	2024	HB 1347	Florida HB 1347 (2024)	bill	and solicitations	enacted	2024-276	Brackett	3	42	2	2024-01-05	2024-07-01	openstates	ocd-bill/0b3fde77-9c9e-4e77-b176-1654377c7415	https://flsenate.gov/Session/Bill/2024/1347/ByCategory	415006e616e542738fc7f330ce25636c8a8b33d8c6198cfc84a69010370ca8a3	2026-07-01	https://data.openstates.org/daily/2026-07-01/public.pgdump	2026-07-06	reported	legislation bill us-fl

Florida HB 1347 (2024) — Consumer Finance Loans

Consumer Finance Loans; Prohibits person from operating branch of business making consumer finance loans before obtaining license; revises maximum interest rates on consumer finance loans; revises minimum amount of time before delinquency charge may be imposed; requires licensees offering assistance program to borrowers after federally declared major disaster to send notice to office; requires licensees to offer to borrowers credit education programs or seminars; provides requirements for licensee claiming submitted information contains trade secret; requires licensees to suspend actions for certain timeframe after federally declared disaster.

Enacted — Laws of Florida, Chapter 2024-276.

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. H 1347 Filed (filed) — source
2. H 1347 c1 (committee substitute) — source
3. H 1347 er (enrolled) — source

Votes

• Passage, Third Reading — 104–10 (pass) · lower
• Third Reading — 21–18 (pass) · upper

Sponsors

• Brackett — primary (person)
• Commerce Committee — primary (organization)
• López, J. — cosponsor (person)

Timeline

The legislative action history — every referral, reading, and vote.

• 2024-01-05 Filed filing
• 2024-01-09 1st Reading (Original Filed Version) filing, reading-1
• 2024-01-13 Referred to Insurance & Banking Subcommittee referral-committee
• 2024-01-13 Referred to State Administration & Technology Appropriations Subcommittee referral-committee
• 2024-01-13 Referred to Commerce Committee referral-committee
• 2024-01-13 Now in Insurance & Banking Subcommittee
• 2024-01-23 Added to Insurance & Banking Subcommittee agenda
• 2024-01-25 Favorable by Insurance & Banking Subcommittee committee-passage-favorable
• 2024-01-26 Reported out of Insurance & Banking Subcommittee
• 2024-01-26 Now in State Administration & Technology Appropriations Subcommittee
• 2024-02-02 Added to State Administration & Technology Appropriations Subcommittee agenda
• 2024-02-06 Favorable by State Administration & Technology Appropriations Subcommittee committee-passage-favorable
• 2024-02-06 Reported out of State Administration & Technology Appropriations Subcommittee
• 2024-02-06 Now in Commerce Committee
• 2024-02-13 Added to Commerce Committee agenda
• 2024-02-15 Favorable with CS by Commerce Committee committee-passage-favorable
• 2024-02-16 Reported out of Commerce Committee
• 2024-02-16 Laid on Table under Rule 7.18(a) deferral
• 2024-02-16 CS Filed filing
• 2024-02-19 Bill referred to House Calendar
• 2024-02-19 1st Reading (Committee Substitute 1) reading-1
• 2024-02-19 Added to Second Reading Calendar
• 2024-02-27 Bill added to Special Order Calendar (3/1/2024)
• 2024-03-01 Read 2nd time reading-2
• 2024-03-01 Placed on 3rd reading reading-3
• 2024-03-01 Added to Third Reading Calendar
• 2024-03-04 Read 3rd time reading-3
• 2024-03-04 CS passed; YEAS 104, NAYS 10 passage
• 2024-03-04 In Messages
• 2024-03-04 Referred to Fiscal Policy referral-committee
• 2024-03-04 Withdrawn from Fiscal Policy withdrawal
• 2024-03-04 Placed on Calendar, on 2nd reading
• 2024-03-04 Substituted for CS/SB 1436
• 2024-03-04 Received enrolled
• 2024-03-04 Read 2nd time -SJ 647, 652 reading-2
• 2024-03-04 Read 3rd time reading-3
• 2024-03-04 CS passed; YEAS 21 NAYS 18 passage
• 2024-03-04 In Messages
• 2024-03-04 Ordered enrolled enrolled
• 2024-06-17 Signed by Officers and presented to Governor executive-receipt
• 2024-06-28 Approved by Governor executive-signature
• 2024-07-01 Chapter No. 2024-276

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/0b3fde77-9c9e-4e77-b176-1654377c7415. Confidence: reported (aggregated from official Florida legislature records).