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type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, chapter_law, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags
type title description jurisdiction legislature session identifier citation classification subjects status chapter_law primary_sponsors version_count action_count vote_count first_action last_action source source_identifier source_url source_hash vintage source_snapshot retrieved_at confidence tags
Bill Pet Insurance and Wellness Programs Pet Insurance and Wellness Programs; Requires pet insurers to make certain disclosures to pet insurance applicants & policyholders, including summary of their bases or formulas for determination of claim payments under pet insurance policy; requires pet insurers to disclose certain requirements for required medical examinations of pet; authorizes pet insurance applicants & policyholders to examine & return insurance policies & riders within certain timeframe; authorizes pet insurers to issue policies that exclude coverage on basis of preexisting conditions; provides that pet insurer has specified burden of proof with regard to such exclusions; authorizes pet insurers to issue new policies that impose waiting period for specified illnesses, diseases, or conditions; prohibits pet insurers from issuing policies imposing waiting period for accidents; authorizes pet insurers to require examination after purchase of policy; prohibits pet insurer from requiring medical examination to renew policy; prohibits insurance applicants' eligibility from being based on participation or lack of participation in wellness programs. us/states/fl Florida Legislature 2025 HB 655 Florida HB 655 (2025)
bill
enacted 2025-11
Tuck
2 35 2 2025-02-17 2025-04-22 openstates ocd-bill/2fd82af7-614e-43bd-8f14-0e6e13697e53 https://flsenate.gov/Session/Bill/2025/655/ByCategory 304957fe1190e0c8fa816c281e891b11a74d160ef774fca42b82eeb8e36a0ed8 2026-07-01 https://data.openstates.org/daily/2026-07-01/public.pgdump 2026-07-06 reported
legislation
bill
us-fl

Florida HB 655 (2025) — Pet Insurance and Wellness Programs

Pet Insurance and Wellness Programs; Requires pet insurers to make certain disclosures to pet insurance applicants & policyholders, including summary of their bases or formulas for determination of claim payments under pet insurance policy; requires pet insurers to disclose certain requirements for required medical examinations of pet; authorizes pet insurance applicants & policyholders to examine & return insurance policies & riders within certain timeframe; authorizes pet insurers to issue policies that exclude coverage on basis of preexisting conditions; provides that pet insurer has specified burden of proof with regard to such exclusions; authorizes pet insurers to issue new policies that impose waiting period for specified illnesses, diseases, or conditions; prohibits pet insurers from issuing policies imposing waiting period for accidents; authorizes pet insurers to require examination after purchase of policy; prohibits pet insurer from requiring medical examination to renew policy; prohibits insurance applicants' eligibility from being based on participation or lack of participation in wellness programs.

Enacted — Laws of Florida, Chapter 2025-11.

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

  1. H 655 Filed (filed) — source
  2. H 655 er (enrolled) — source

Votes

  • Third Reading — 360 (pass) · upper
  • Passage, Third Reading — 1100 (pass) · lower

Sponsors

  • Tuck — primary (person)
  • Bartleman — cosponsor (person)
  • Redondo — cosponsor (person)
  • Rosenwald — cosponsor (person)
  • Trabulsy — cosponsor (person)
  • Valdés — cosponsor (person)

Timeline

The legislative action history — every referral, reading, and vote.

  • 2025-02-17 Filed filing
  • 2025-02-26 Referred to Insurance & Banking Subcommittee referral-committee
  • 2025-02-26 Referred to Commerce Committee referral-committee
  • 2025-02-26 Now in Insurance & Banking Subcommittee
  • 2025-03-03 Added to Insurance & Banking Subcommittee agenda
  • 2025-03-04 1st Reading (Original Filed Version) filing, reading-1
  • 2025-03-05 Favorable by Insurance & Banking Subcommittee committee-passage-favorable
  • 2025-03-07 Reported out of Insurance & Banking Subcommittee
  • 2025-03-07 Now in Commerce Committee
  • 2025-03-13 Added to Commerce Committee agenda
  • 2025-03-17 Favorable by Commerce Committee committee-passage-favorable
  • 2025-03-18 Reported out of Commerce Committee
  • 2025-03-18 Bill released to House Calendar
  • 2025-03-18 Added to Second Reading Calendar
  • 2025-03-27 Bill added to Special Order Calendar (4/3/2025)
  • 2025-04-03 Read 2nd time reading-2
  • 2025-04-03 Placed on 3rd reading reading-3
  • 2025-04-03 Added to Third Reading Calendar
  • 2025-04-03 Read 3rd time reading-3
  • 2025-04-03 Passed; YEAS 110, NAYS 0 passage
  • 2025-04-03 In Messages
  • 2025-04-07 Referred to Fiscal Policy referral-committee
  • 2025-04-08 Received enrolled
  • 2025-04-09 Withdrawn from Fiscal Policy withdrawal
  • 2025-04-09 Placed on Calendar, on 2nd reading
  • 2025-04-09 Substituted for SB 1226
  • 2025-04-09 Read 2nd time reading-2
  • 2025-04-09 Read 3rd time reading-3
  • 2025-04-09 Passed; YEAS 36 NAYS 0 passage
  • 2025-04-09 Immediately certified
  • 2025-04-09 In Messages
  • 2025-04-09 Ordered enrolled enrolled
  • 2025-04-11 Signed by Officers and presented to Governor executive-receipt
  • 2025-04-18 Approved by Governor executive-signature
  • 2025-04-22 Chapter No. 2025-11

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/2fd82af7-614e-43bd-8f14-0e6e13697e53. Confidence: reported (aggregated from official Florida legislature records).