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Fabio 76b8ec33a7 Legal corpus: the complete U.S. Code (59,740 sections, all 53 titles)
Ingested titles 12–51 and 54 from OLRC USLM XML @119-100 (the whole Code
now, uniform edition; Title 53 is reserved/empty). LegalText 11,221 ->
59,740; repo total 105,704 records. Deterministic (byte-identical rerun,
verified on Title 42's 8,356 sections); make check green. make
legal-us-code default now covers every title.

Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
2026-07-06 10:51:44 -04:00

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---
type: "LegalText"
title: "25 U.S.C. § 1464"
description: "Maturity of loans; interest rate; interest deferral on educational loans"
jurisdiction: "us"
corpus: "united_states_code"
kind: "code_section"
title_number: 25
title_name: "INDIANS"
chapter_number: "17"
chapter_name: "FINANCING ECONOMIC DEVELOPMENT OF INDIANS AND INDIAN ORGANIZATIONS"
section: "1464"
citation: "25 U.S.C. § 1464"
status: "current"
release_point: "119-100"
release_date: "2026-06-26"
source: "official"
source_url: "https://uscode.house.gov/download/releasepoints/us/pl/119/100/xml_usc25@119-100.zip"
source_identifier: "/us/usc/t25/s1464"
source_file: "data/legal/raw/us/code/title-25/usc25.xml"
source_hash: "8b98d067799b21ba4de7b3207e7bf2bb687d41dddd6ec236cecb6950a67cde40"
raw_snapshot_hash: "d4661d83bff6862be548ac8e843ba61e942ed983aade7cf83cb7dbc3dcd08168"
text_hash: "0814168457fd72679d5c71c568cc7822247279c66d8eee2c728a11db3a6779c1"
retrieved_at: "2026-07-04"
confidence: "official"
tags: ["legal", "us-code"]
---
# 25 U.S.C. § 1464 - Maturity of loans; interest rate; interest deferral on educational loans
## Text
Loans shall be for terms that do not exceed thirty years and shall bear interest at (a) a rate determined by the Secretary of the Treasury taking into consideration the market yield on municipal bonds: Provided, That in no event shall the rate be greater than the rate determined by the Secretary of the Treasury taking into consideration the current average yield on outstanding marketable obligations of the United States of comparable maturity, plus (b) such additional charge, if any, toward covering other costs of the program as the Secretary may determine to be consistent with its purpose: Provided, That educational loans may provide for interest to be deferred while the borrower is in school or in the military service.
(Pub. L. 93262, title I, § 104, Apr. 12, 1974, 88 Stat. 78.)