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Fabio 76b8ec33a7 Legal corpus: the complete U.S. Code (59,740 sections, all 53 titles)
Ingested titles 12–51 and 54 from OLRC USLM XML @119-100 (the whole Code
now, uniform edition; Title 53 is reserved/empty). LegalText 11,221 ->
59,740; repo total 105,704 records. Deterministic (byte-identical rerun,
verified on Title 42's 8,356 sections); make check green. make
legal-us-code default now covers every title.

Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
2026-07-06 10:51:44 -04:00

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---
type: "LegalText"
title: "42 U.S.C. § 4053"
description: "Adjustment and payment of claims; judicial review; limitations; jurisdiction"
jurisdiction: "us"
corpus: "united_states_code"
kind: "code_section"
title_number: 42
title_name: "THE PUBLIC HEALTH AND WELFARE"
chapter_number: "50"
chapter_name: "NATIONAL FLOOD INSURANCE"
section: "4053"
citation: "42 U.S.C. § 4053"
status: "current"
release_point: "119-100"
release_date: "2026-06-26"
source: "official"
source_url: "https://uscode.house.gov/download/releasepoints/us/pl/119/100/xml_usc42@119-100.zip"
source_identifier: "/us/usc/t42/s4053"
source_file: "data/legal/raw/us/code/title-42/usc42.xml"
source_hash: "5e3a840347f7e0f6b0b1430ccd63b24e812d93ae02fd1d1a80ca3e3d300a52f9"
raw_snapshot_hash: "644321055a08eb1f260a6a3e31ac157fa024756abf612a9fd6857e7e400cf24e"
text_hash: "732e7670d741372e34cb27971503b985b47df054a99f5466d00bd8456309cc32"
retrieved_at: "2026-07-04"
confidence: "official"
tags: ["legal", "us-code"]
---
# 42 U.S.C. § 4053 - Adjustment and payment of claims; judicial review; limitations; jurisdiction
## Text
The insurance companies and other insurers which form, associate, or otherwise join together in the pool under this part may adjust and pay all claims for proved and approved losses covered by flood insurance in accordance with the provisions of this chapter and, upon the disallowance by any such company or other insurer of any such claim, or upon the refusal of the claimant to accept the amount allowed upon any such claim, the claimant, within one year after the date of mailing of notice of disallowance or partial disallowance of the claim, may institute an action on such claim against such company or other insurer in the United States district court for the district in which the insured property or the major part thereof shall have been situated, and original exclusive jurisdiction is hereby conferred upon such court to hear and determine such action without regard to the amount in controversy.
(Pub. L. 90448, title XIII, § 1333, Aug. 1, 1968, 82 Stat. 583; Pub. L. 98181, title I [title IV, § 451(d)(3)], Nov. 30, 1983, 97 Stat. 1229.)
## Notes
Editorial Notes
References in TextThis chapter, referred to in text, was in the original a reference to “this title” meaning title XIII of Pub. L. 90448, Aug. 1, 1968, 82 Stat. 572, known as the National Flood Insurance Act of 1968, which is classified principally to this chapter. For complete classification of this Act to the Code, see Short Title note set out under section 4001 of this title and Tables.
Amendments1983—Pub. L. 98181 inserted “original exclusive” before “jurisdiction”.
Statutory Notes and Related Subsidiaries
Effective DateSection effective 120 days following Aug. 1, 1968, or such later date prescribed by the Secretary but in no event more than 180 days following Aug. 1, 1968, see section 1377 of Pub. L. 90448, set out as a note under section 4001 of this title.