Existing law provides for regulation of insurers, including insurers issuing policies of long-term care insurance, by the Insurance Commissioner. Existing law requires benefits under individual long-term care insurance policies issued before new premium rate schedules are approved to be deemed reasonable in relation to premiums if the expected loss ratio is at least 60%, calculated in a manner that provides for adequate reserving of the risk.
California AB 389 (20092010) — Long-term care insurance.
Existing law provides for regulation of insurers, including insurers issuing policies of long-term care insurance, by the Insurance Commissioner. Existing law requires benefits under individual long-term care insurance policies issued before new premium rate schedules are approved to be deemed reasonable in relation to premiums if the expected loss ratio is at least 60%, calculated in a manner that provides for adequate reserving of the risk.
Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
Do pass, but re-refer to the Committee on Appropriations. — pass (pass) · upper
Special Consent #12 AB389 Saldana — pass (pass) · upper
Do pass as amended and be re-referred to the Committee on Appropriations. — pass (pass) · lower
AB 389 SALDANA Concurrence in Senate Amendments — pass (pass) · lower
Do pass as amended, to Consent Calendar. — pass (pass) · lower
AB 389 SALDANA Consent Calendar Second Day Regular Session — pass (pass) · lower
Sponsors
Saldana — primary (person)
Timeline
The legislative action history — every referral, reading, and vote.
2009-02-23 Read first time. To print. reading-1
2009-02-24 From printer. May be heard in committee March 26.
2009-04-13 Referred to Com. on INS. referral-committee
2009-04-13 From committee chair, with author's amendments: Amend, and re-refer to Com. on INS. Read second time and amended. amendment-introduction, reading-2, amendment-passage, reading-1
2009-04-15 Re-referred to Com. on INS. referral-committee
2009-04-15 From committee chair, with author's amendments: Amend, and re-refer to Com. on INS. Read second time and amended. amendment-introduction, reading-2, amendment-passage, reading-1
2009-04-16 Re-referred to Com. on INS. referral-committee
2009-04-29 From committee: Amend, do pass as amended, and re-refer to Com. on APPR. (Ayes 10. Noes 0.) (April 22). amendment-introduction, amendment-passage, committee-passage
2009-04-30 Read second time and amended. amendment-passage, reading-2, reading-1
2009-05-04 Re-referred to Com. on APPR. referral-committee
2009-05-14 From committee: Amend, and do pass as amended. To Consent Calendar. (May 13). amendment-introduction, amendment-passage, committee-passage
2009-05-18 Read second time and amended. Ordered returned to second reading. amendment-passage, reading-2, reading-1
2009-05-19 Read second time. To Consent Calendar. reading-2, reading-1
2009-05-21 Read third time, passed, and to Senate. (Ayes 77. Noes 0. Page 1632.) reading-3, passage, reading-1
2009-05-21 In Senate. Read first time. To Com. on RLS. for assignment. reading-1
2009-06-04 Referred to Com. on B., F. & I. referral-committee
2009-06-15 From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on B., F. & I. amendment-introduction, reading-2, amendment-passage, referral-committee, reading-1
2009-06-22 From committee: Do pass, and re-refer to Com. on APPR. Re-referred. (Ayes 11. Noes 0.) (June 22). committee-passage-favorable, committee-passage
2009-06-29 From committee: Be placed on second reading file pursuant to Senate Rule 28.8. committee-passage
2009-06-30 Read second time. To third reading. reading-2, reading-1
2009-07-02 Ordered to Special Consent Calendar.
2009-07-09 Read third time, passed, and to Assembly. (Ayes 34. Noes 0. Page 1666.) reading-3, passage, reading-1
2009-07-09 In Assembly. Concurrence in Senate amendments pending. May be considered on or after July 11 pursuant to Assembly Rule 77.
2009-07-13 Senate amendments concurred in. To enrollment. (Ayes 74. Noes 0. Page 2490.) amendment-passage, committee-passage-favorable
2009-07-30 Enrolled and to the Governor at 1 p.m.
2009-08-05 Approved by the Governor. executive-signature
2009-08-06 Chaptered by Secretary of State - Chapter 101, Statutes of 2009.
Source
OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/c3b23d3e-f17a-4d35-a17c-1482e08b2a0d. Confidence: reported (aggregated from official California legislature records).