Fabio
97 lines
7.1 KiB
Markdown
97 lines
7.1 KiB
Markdown
---
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type: "Bill"
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title: "Long-term care insurance."
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description: "Existing law provides for regulation of insurers, including insurers issuing policies of long-term care insurance, by the Insurance Commissioner. Existing law requires benefits under individual long-term care insurance policies issued before new premium rate schedules are approved to be deemed reasonable in relation to premiums if the expected loss ratio is at least 60%, calculated in a manner that provides for adequate reserving of the risk."
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jurisdiction: "us/states/ca"
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legislature: "California Legislature"
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session: "20092010"
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identifier: "AB 389"
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citation: "California AB 389 (20092010)"
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classification: ["bill"]
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subjects: ["Long-term care insurance."]
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status: "enacted"
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primary_sponsors: ["Saldana"]
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version_count: 9
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action_count: 27
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vote_count: 6
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first_action: "2009-02-23"
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last_action: "2009-08-06"
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source: "openstates"
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source_identifier: "ocd-bill/c3b23d3e-f17a-4d35-a17c-1482e08b2a0d"
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source_url: "http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=200920100AB389"
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source_hash: "07fcdabcf1df20e6ddd0ef04b2d9cb6d92157a1910bc50a214bb5dc4a0c5a460"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-ca"]
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---
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# California AB 389 (20092010) — Long-term care insurance.
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Existing law provides for regulation of insurers, including insurers issuing policies of long-term care insurance, by the Insurance Commissioner. Existing law requires benefits under individual long-term care insurance policies issued before new premium rate schedules are approved to be deemed reasonable in relation to premiums if the expected loss ratio is at least 60%, calculated in a manner that provides for adequate reserving of the risk.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **02/23/09 - Introduced** (filed) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=200920100AB389&version=20090AB38999INT)
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2. **04/13/09 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=200920100AB389&version=20090AB38998AMD)
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3. **04/15/09 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=200920100AB389&version=20090AB38997AMD)
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4. **04/30/09 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=200920100AB389&version=20090AB38996AMD)
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5. **05/18/09 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=200920100AB389&version=20090AB38995AMD)
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6. **06/15/09 - Amended Senate** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=200920100AB389&version=20090AB38994AMD)
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7. **08/06/09 - Chaptered** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=200920100AB389&version=20090AB38992CHP)
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8. **AB389** (committee substitute) — [source](http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=200920100AB389)
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9. **07/15/09 - Enrolled** (enrolled) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=200920100AB389&version=20090AB38993ENR)
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## Votes
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- Do pass, but re-refer to the Committee on Appropriations. — **pass** (pass) · upper
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- Special Consent #12 AB389 Saldana — **pass** (pass) · upper
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- Do pass as amended and be re-referred to the Committee on Appropriations. — **pass** (pass) · lower
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- AB 389 SALDANA Concurrence in Senate Amendments — **pass** (pass) · lower
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- Do pass as amended, to Consent Calendar. — **pass** (pass) · lower
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- AB 389 SALDANA Consent Calendar Second Day Regular Session — **pass** (pass) · lower
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## Sponsors
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- Saldana — primary (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2009-02-23** Read first time. To print. `reading-1`
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- **2009-02-24** From printer. May be heard in committee March 26.
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- **2009-04-13** Referred to Com. on INS. `referral-committee`
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- **2009-04-13** From committee chair, with author's amendments: Amend, and re-refer to Com. on INS. Read second time and amended. `amendment-introduction, reading-2, amendment-passage, reading-1`
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- **2009-04-15** Re-referred to Com. on INS. `referral-committee`
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- **2009-04-15** From committee chair, with author's amendments: Amend, and re-refer to Com. on INS. Read second time and amended. `amendment-introduction, reading-2, amendment-passage, reading-1`
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- **2009-04-16** Re-referred to Com. on INS. `referral-committee`
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- **2009-04-29** From committee: Amend, do pass as amended, and re-refer to Com. on APPR. (Ayes 10. Noes 0.) (April 22). `amendment-introduction, amendment-passage, committee-passage`
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- **2009-04-30** Read second time and amended. `amendment-passage, reading-2, reading-1`
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- **2009-05-04** Re-referred to Com. on APPR. `referral-committee`
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- **2009-05-14** From committee: Amend, and do pass as amended. To Consent Calendar. (May 13). `amendment-introduction, amendment-passage, committee-passage`
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- **2009-05-18** Read second time and amended. Ordered returned to second reading. `amendment-passage, reading-2, reading-1`
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- **2009-05-19** Read second time. To Consent Calendar. `reading-2, reading-1`
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- **2009-05-21** Read third time, passed, and to Senate. (Ayes 77. Noes 0. Page 1632.) `reading-3, passage, reading-1`
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- **2009-05-21** In Senate. Read first time. To Com. on RLS. for assignment. `reading-1`
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- **2009-06-04** Referred to Com. on B., F. & I. `referral-committee`
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- **2009-06-15** From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on B., F. & I. `amendment-introduction, reading-2, amendment-passage, referral-committee, reading-1`
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- **2009-06-22** From committee: Do pass, and re-refer to Com. on APPR. Re-referred. (Ayes 11. Noes 0.) (June 22). `committee-passage-favorable, committee-passage`
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- **2009-06-29** From committee: Be placed on second reading file pursuant to Senate Rule 28.8. `committee-passage`
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- **2009-06-30** Read second time. To third reading. `reading-2, reading-1`
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- **2009-07-02** Ordered to Special Consent Calendar.
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- **2009-07-09** Read third time, passed, and to Assembly. (Ayes 34. Noes 0. Page 1666.) `reading-3, passage, reading-1`
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- **2009-07-09** In Assembly. Concurrence in Senate amendments pending. May be considered on or after July 11 pursuant to Assembly Rule 77.
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- **2009-07-13** Senate amendments concurred in. To enrollment. (Ayes 74. Noes 0. Page 2490.) `amendment-passage, committee-passage-favorable`
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- **2009-07-30** Enrolled and to the Governor at 1 p.m.
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- **2009-08-05** Approved by the Governor. `executive-signature`
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- **2009-08-06** Chaptered by Secretary of State - Chapter 101, Statutes of 2009.
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/c3b23d3e-f17a-4d35-a17c-1482e08b2a0d`. Confidence: reported (aggregated from official California legislature records).
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