Fabio
81 lines
5.4 KiB
Markdown
81 lines
5.4 KiB
Markdown
---
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type: "Bill"
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title: "Service member obligations or liabilities: rate of interest."
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description: "Existing law provides certain legal rights for service members, including with regard to credit agreements, interest liabilities, and mortgages and trusts. Existing law prohibits an obligation or liability bearing interest at a rate in excess of 6% per year incurred by a service member before that person's entry into service from bearing interest at a rate in excess of 6% per year during any part of the period of military service, except as prescribed. Existing law provides that a person who violates this rate of interest provision is liable for actual damages, reasonable attorney's fees, and costs incurred by an injured party."
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jurisdiction: "us/states/ca"
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legislature: "California Legislature"
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session: "20112012"
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identifier: "AB 2476"
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citation: "California AB 2476 (20112012)"
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classification: ["bill"]
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subjects: ["Service member obligations or liabilities: rate of interest."]
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status: "enacted"
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primary_sponsors: ["Committee on Veterans Affairs"]
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version_count: 4
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action_count: 17
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vote_count: 5
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first_action: "2012-02-24"
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last_action: "2012-07-13"
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source: "openstates"
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source_identifier: "ocd-bill/c4d6d617-d46d-40d5-9558-f74ece437c81"
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source_url: "http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201120120AB2476"
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source_hash: "49dec31410d7f868c1fa8e1d015add129847676b2ed1e2e0d5e09375a715c5c6"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-ca"]
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---
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# California AB 2476 (20112012) — Service member obligations or liabilities: rate of interest.
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Existing law provides certain legal rights for service members, including with regard to credit agreements, interest liabilities, and mortgages and trusts. Existing law prohibits an obligation or liability bearing interest at a rate in excess of 6% per year incurred by a service member before that person's entry into service from bearing interest at a rate in excess of 6% per year during any part of the period of military service, except as prescribed. Existing law provides that a person who violates this rate of interest provision is liable for actual damages, reasonable attorney's fees, and costs incurred by an injured party.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **02/24/12 - Introduced** (filed) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201120120AB2476&version=20110AB247699INT)
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2. **07/13/12 - Chaptered** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201120120AB2476&version=20110AB247697CHP)
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3. **AB2476** (committee substitute) — [source](http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201120120AB2476)
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4. **07/02/12 - Enrolled** (enrolled) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201120120AB2476&version=20110AB247698ENR)
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## Votes
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- Do pass and be placed on the Consent Calendar. — **5–0** (pass) · upper
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- Consent Calendar 2nd AB2476 Committee on V. A. — **36–0** (pass) · upper
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- Do pass and be re-referred to the Committee on Judiciary. — **8–0** (pass) · lower
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- AB 2476 V. A. Consent Calendar Second Day — **76–0** (pass) · lower
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- Do pass, to Consent Calendar. — **10–0** (pass) · lower
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## Sponsors
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- Committee on Veterans Affairs — primary (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2012-02-24** Introduced. To print. `introduction`
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- **2012-02-26** From printer. May be heard in committee March 27.
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- **2012-02-27** Read first time. `reading-1`
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- **2012-03-22** Referred to Coms. on V.A. and JUD. `referral-committee`
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- **2012-04-11** From committee: Do pass and re-refer to Com. on JUD. (Ayes 8. Noes 0.) (April 10). Re-referred to Com. on JUD. `referral-committee, committee-passage, committee-passage-favorable`
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- **2012-05-08** From committee: Do pass. To consent calendar. (Ayes 10. Noes 0.) (May 8). `committee-passage, committee-passage-favorable`
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- **2012-05-09** Read second time. Ordered to consent calendar. `reading-2, reading-1`
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- **2012-05-14** Read third time. Passed. Ordered to the Senate. (Ayes 76. Noes 0. Page 4830.) `reading-3, reading-1, passage`
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- **2012-05-14** In Senate. Read first time. To Com. on RLS. for assignment. `reading-1`
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- **2012-05-24** Referred to Com. on JUD. `referral-committee`
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- **2012-06-20** From committee: Do pass. To consent calendar. (Ayes 5. Noes 0.) (June 19). `committee-passage, committee-passage-favorable`
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- **2012-06-21** Read second time. Ordered to consent calendar. `reading-2, reading-1`
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- **2012-06-28** Read third time. Passed. Ordered to the Assembly. (Ayes 36. Noes 0. Page 4181.). `reading-3, reading-1, passage`
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- **2012-06-28** In Assembly. Ordered to Engrossing and Enrolling. `committee-passage`
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- **2012-07-05** Enrolled and presented to the Governor at 11:30 a.m.
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- **2012-07-13** Approved by the Governor. `executive-signature`
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- **2012-07-13** Chaptered by Secretary of State - Chapter 101, Statutes of 2012.
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/c4d6d617-d46d-40d5-9558-f74ece437c81`. Confidence: reported (aggregated from official California legislature records).
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