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---
type: "Bill"
title: "Mortgage loans."
description: "Existing law, until January 1, 2013, prohibits any person who negotiates, attempts to negotiate, arranges, attempts to arrange, or otherwise offers to perform residential mortgage loan modifications for mortgages and deeds of trust secured by real property containing 4 or fewer dwelling units, or other forms of mortgage loan forbearance for a fee paid by the borrower, from demanding or receiving any preperformance compensation, requiring collateral to secure payment, or taking a power of attorney from the borrower. Existing law makes the violation of those provisions a crime and, with respect to an attorney, cause for imposition of discipline."
jurisdiction: "us/states/ca"
legislature: "California Legislature"
session: "20112012"
identifier: "SB 980"
citation: "California SB 980 (20112012)"
classification: ["bill"]
subjects: ["Mortgage loans."]
status: "enacted"
primary_sponsors: ["Vargas"]
version_count: 4
action_count: 25
vote_count: 7
first_action: "2012-01-23"
last_action: "2012-09-25"
source: "openstates"
source_identifier: "ocd-bill/8be51221-7cb5-4689-af8d-76fea91eefd2"
source_url: "http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201120120SB980"
source_hash: "59d364962a61f63a805b237bb840f500ce5f690c65af2aaf672598ffab63ba33"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ca"]
---
# California SB 980 (20112012) — Mortgage loans.
Existing law, until January 1, 2013, prohibits any person who negotiates, attempts to negotiate, arranges, attempts to arrange, or otherwise offers to perform residential mortgage loan modifications for mortgages and deeds of trust secured by real property containing 4 or fewer dwelling units, or other forms of mortgage loan forbearance for a fee paid by the borrower, from demanding or receiving any preperformance compensation, requiring collateral to secure payment, or taking a power of attorney from the borrower. Existing law makes the violation of those provisions a crime and, with respect to an attorney, cause for imposition of discipline.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **01/23/12 - Introduced** (filed) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201120120SB980&version=20110SB98099INT)
2. **09/25/12 - Chaptered** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201120120SB980&version=20110SB98097CHP)
3. **SB980** (committee substitute) — [source](http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201120120SB980)
4. **08/16/12 - Enrolled** (enrolled) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201120120SB980&version=20110SB98098ENR)
## Votes
- SB 980 Vargas Consent Calendar Second Day — **790** (pass) · lower
- Do pass, but re-refer to the Committee on Appropriations Recommend Consent. — **50** (pass) · upper
- Do pass and be re-referred to the Committee on Judiciary to Consent Calendar. — **90** (pass) · lower
- Do pass, to Consent Calendar. — **170** (pass) · lower
- Special Consent #11**390** (pass) · upper
- Do pass, but re-refer to the Committee on Judiciary. — **60** (pass) · upper
- Do pass and re-refer to Committee on Appropriations with recommendation: To Consent Calendar. — **100** (pass) · lower
## Sponsors
- Vargas — primary (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2012-01-23** Introduced. Read first time. To Com. on RLS. for assignment. To print. `introduction, reading-1`
- **2012-01-24** From printer. May be acted upon on or after February 23.
- **2012-02-02** Referred to Coms. on B. & F.I. and JUD. `referral-committee`
- **2012-03-09** Set for hearing April 11.
- **2012-04-11** From committee: Do pass and re-refer to Com. on JUD. (Ayes 6. Noes 0. Page 3119.) (April 11). Re-referred to Com. on JUD. `referral-committee, committee-passage, committee-passage-favorable`
- **2012-04-17** Set for hearing April 24.
- **2012-04-30** From committee: Do pass and re-refer to Com. on APPR. with recommendation: To consent calendar. (Ayes 5. Noes 0. Page 3309.) (April 24). Re-referred to Com. on APPR. `referral-committee, committee-passage, committee-passage-favorable`
- **2012-04-30** (Received by the Desk on April 27 pursuant to Joint Rule 61(b)(5).)
- **2012-05-04** Set for hearing May 14.
- **2012-05-15** From committee: Be placed on second reading file pursuant to Senate Rule 28.8. `committee-passage`
- **2012-05-16** Read second time. Ordered to third reading. `reading-2, reading-1`
- **2012-05-23** Ordered to special consent calendar.
- **2012-05-29** Read third time. Passed. (Ayes 39. Noes 0. Page 3667.) Ordered to the Assembly. `reading-3, reading-1, passage`
- **2012-05-30** In Assembly. Read first time. Held at Desk. `reading-1`
- **2012-06-11** Referred to Coms. on JUD. and B., P. & C.P. `referral-committee`
- **2012-06-14** Re-referred to Coms. on B., P. & C.P. and JUD. `referral-committee`
- **2012-06-26** From committee: Do pass and re-refer to Com. on JUD. with recommendation: To consent calendar. (Ayes 9. Noes 0.) (June 26). Re-referred to Com. on JUD. `referral-committee, committee-passage, committee-passage-favorable`
- **2012-07-03** From committee: Do pass and re-refer to Com. on APPR. with recommendation: To consent calendar. (Ayes 10. Noes 0.) (July 3). Re-referred to Com. on APPR. `referral-committee, committee-passage, committee-passage-favorable`
- **2012-08-09** From committee: Do pass. Ordered to consent calendar. (Ayes 17. Noes 0.) (August 8). `committee-passage, committee-passage-favorable`
- **2012-08-13** Read second time. Ordered to consent calendar. `reading-2, reading-1`
- **2012-08-16** Read third time. Passed. (Ayes 79. Noes 0. Page 5966.) Ordered to the Senate. `reading-3, reading-1, passage`
- **2012-08-16** In Senate. Ordered to engrossing and enrolling.
- **2012-08-20** Enrolled and presented to the Governor at 4:30 p.m.
- **2012-09-25** Approved by the Governor. `executive-signature`
- **2012-09-25** Chaptered by Secretary of State. Chapter 563, Statutes of 2012.
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/8be51221-7cb5-4689-af8d-76fea91eefd2`. Confidence: reported (aggregated from official California legislature records).