Existing law, the Buyer's Choice Act, prohibits a mortgagee or beneficiary under a deed of trust who acquired title to residential real property improved by 4 or fewer dwelling units at a foreclosure sale from requiring, directly or indirectly, as a condition of selling the property, that the buyer purchase title insurance or escrow services in connection with the sale from a particular title insurer or escrow agent. Under existing law, a seller who violates these provisions is liable to the buyer for an amount equal to 3 times all the charges made for the title insurance or escrow services. Existing law makes the act operative until January 1, 2015.
California SB 1051 (20132014) — Buyer's Choice Act.
Existing law, the Buyer's Choice Act, prohibits a mortgagee or beneficiary under a deed of trust who acquired title to residential real property improved by 4 or fewer dwelling units at a foreclosure sale from requiring, directly or indirectly, as a condition of selling the property, that the buyer purchase title insurance or escrow services in connection with the sale from a particular title insurer or escrow agent. Under existing law, a seller who violates these provisions is liable to the buyer for an amount equal to 3 times all the charges made for the title insurance or escrow services. Existing law makes the act operative until January 1, 2015.
Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
Unfinished Business SB1051 Galgiani Concurrence — 36–0 (pass) · upper
Do pass. — 9–0 (pass) · lower
Do pass and be re-referred to the Committee on Judiciary. — 12–0 (pass) · lower
Sponsors
Galgiani — primary (person)
Garcia — coauthor (person)
Timeline
The legislative action history — every referral, reading, and vote.
2014-02-18 Introduced. Read first time. To Com. on RLS. for assignment. To print. reading-1, introduction
2014-02-19 From printer. May be acted upon on or after March 21.
2014-02-27 Referred to Com. on JUD. referral-committee
2014-03-19 Set for hearing April 1.
2014-04-01 From committee: Do pass. (Ayes 7. Noes 0. Page 3018.) (April 1). committee-passage-favorable, committee-passage
2014-04-02 Read second time. Ordered to third reading. reading-2, reading-1
2014-04-03 Read third time. Passed. (Ayes 35. Noes 0. Page 3046.) Ordered to the Assembly. reading-3, reading-1, passage
2014-04-03 In Assembly. Read first time. Held at Desk. reading-1
2014-05-08 Referred to Coms. on B. & F. and JUD. referral-committee
2014-06-10 From committee: Do pass and re-refer to Com. on JUD. (Ayes 12. Noes 0.) (June 9). Re-referred to Com. on JUD. committee-passage-favorable, referral-committee, committee-passage
2014-06-17 Set, first hearing. Hearing canceled at the request of author.
2014-06-17 From committee with author's amendments. Read second time and amended. Re-referred to Com. on JUD. committee-passage, amendment-passage, reading-2, reading-1, referral-committee
2014-06-24 From committee: Do pass. (Ayes 9. Noes 0.) (June 24). committee-passage-favorable, committee-passage
2014-06-25 Read second time. Ordered to third reading. reading-2, reading-1
2014-07-03 Read third time. Passed. (Ayes 77. Noes 0. Page 5812.) Ordered to the Senate. reading-3, reading-1, passage
2014-07-03 In Senate. Concurrence in Assembly amendments pending.
2014-08-04 Assembly amendments concurred in. (Ayes 36. Noes 0. Page 4296.) Ordered to engrossing and enrolling. committee-passage-favorable, amendment-passage
2014-08-07 Enrolled and presented to the Governor at 3 p.m.
2014-08-15 Approved by the Governor. executive-signature
2014-08-15 Chaptered by Secretary of State. Chapter 198, Statutes of 2014.
Source
OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/d355ac46-3d86-48b6-9b36-bd1febd08f65. Confidence: reported (aggregated from official California legislature records).