republic-os/legislation/us/states/ca/20152016/ab-822.md

---
type: "Bill"
title: "Insurance: California Insurance Guarantee Association: insolvency."
description: "Existing law creates the California Insurance Guarantee Association (CIGA) and requires all insurers admitted to transact insurance in this state to become members. Existing law requires CIGA to collect premium payments from members and to discharge covered claims, as defined, of an insolvent insurer. CIGA is required to allocate its claim payments and costs based on categories of insurance, including, but not limited to, workers' compensation claims and homeowners' claims."
jurisdiction: "us/states/ca"
legislature: "California Legislature"
session: "20152016"
identifier: "AB 822"
citation: "California AB 822 (20152016)"
classification: ["bill"]
subjects: ["Insurance: California Insurance Guarantee Association: insolvency."]
status: "enacted"
primary_sponsors: ["Cooley"]
version_count: 6
action_count: 20
vote_count: 5
first_action: "2015-02-26"
last_action: "2015-07-14"
source: "openstates"
source_identifier: "ocd-bill/1d5916b6-9276-43a5-9668-9df9add32513"
source_url: "http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201520160AB822"
source_hash: "91fe1bab59d2b09c4a62b062bdcaad342cfcc2d1cd2bad53d17fe27f9af64e92"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ca"]
---

# California AB 822 (20152016) — Insurance: California Insurance Guarantee Association: insolvency.

Existing law creates the California Insurance Guarantee Association (CIGA) and requires all insurers admitted to transact insurance in this state to become members. Existing law requires CIGA to collect premium payments from members and to discharge covered claims, as defined, of an insolvent insurer. CIGA is required to allocate its claim payments and costs based on categories of insurance, including, but not limited to, workers' compensation claims and homeowners' claims.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **02/26/15 - Introduced** (filed) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201520160AB822&version=20150AB82299INT)
2. **04/06/15 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201520160AB822&version=20150AB82298AMD)
3. **06/01/15 - Amended Senate** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201520160AB822&version=20150AB82297AMD)
4. **07/14/15 - Chaptered** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201520160AB822&version=20150AB82295CHP)
5. **AB822** (committee substitute) — [source](http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201520160AB822)
6. **06/29/15 - Enrolled** (enrolled) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201520160AB822&version=20150AB82296ENR)

## Votes

- Special Consent #3 — **37–0** (pass) · upper
- Do pass — **9–0** (pass) · upper
- AB 822 COOLEY Concurrence in Senate Amendments — **80–0** (pass) · lower
- AB 822 COOLEY Consent Calendar Second Day — **79–0** (pass) · lower
- Do pass. To Consent Calendar. — **12–0** (pass) · lower

## Sponsors

- Cooley — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2015-02-26** Read first time. To print. `reading-1`
- **2015-02-27** From printer. May be heard in committee March 29.
- **2015-03-12** Referred to Com. on INS. `referral-committee`
- **2015-04-06** From committee chair, with author's amendments: Amend, and re-refer to Com. on INS. Read second time and amended. `reading-2, amendment-introduction, amendment-passage, reading-1`
- **2015-04-07** Re-referred to Com. on INS. `referral-committee`
- **2015-04-08** From committee: Do pass. To Consent Calendar. (Ayes 12. Noes 0.) (April 8). `committee-passage-favorable, committee-passage`
- **2015-04-09** Read second time. Ordered to Consent Calendar. `reading-2, reading-1`
- **2015-04-16** Read third time. Passed. Ordered to the Senate. (Ayes 79. Noes 0. Page 977.) `reading-3, passage, reading-1`
- **2015-04-16** In Senate. Read first time. To Com. on RLS. for assignment. `reading-1`
- **2015-05-07** Referred to Com. on INS. `referral-committee`
- **2015-06-01** From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on INS. `referral-committee, reading-2, amendment-introduction, amendment-passage, reading-1`
- **2015-06-11** From committee: Do pass. (Ayes 9. Noes 0.) (June 10). `committee-passage-favorable, committee-passage`
- **2015-06-15** Read second time. Ordered to third reading. `reading-2, reading-1`
- **2015-06-17** Ordered to special consent calendar.
- **2015-06-22** Read third time. Passed. Ordered to the Assembly. (Ayes 37. Noes 0. Page 1551.). `reading-3, passage, reading-1`
- **2015-06-23** In Assembly. Concurrence in Senate amendments pending. May be considered on or after June 25 pursuant to Assembly Rule 77.
- **2015-06-25** Senate amendments concurred in. To Engrossing and Enrolling. (Ayes 80. Noes 0. Page 2142.). `committee-passage-favorable, amendment-passage`
- **2015-07-02** Enrolled and presented to the Governor at 1 p.m.
- **2015-07-14** Approved by the Governor. `executive-signature`
- **2015-07-14** Chaptered by Secretary of State - Chapter 85, Statutes of 2015.

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/1d5916b6-9276-43a5-9668-9df9add32513`. Confidence: reported (aggregated from official California legislature records).