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---
type: "Bill"
title: "Debt buying: default judgment."
description: "(1) Existing law, the Fair Debt Buying Practices Act, regulates the practice of buying charged-off consumer debt, as defined, sold or resold on or after January 1, 2014, for collection purposes and prescribes the circumstances pursuant to which the debt buyer may bring suit. The act prohibits a court from entering a default or other judgment in an action initiated by a debt buyer against a debtor unless business records, authenticated through a sworn declaration, are submitted by the debt buyer to the court to establish the facts required to be alleged, as specified."
jurisdiction: "us/states/ca"
legislature: "California Legislature"
session: "20152016"
identifier: "SB 641"
citation: "California SB 641 (20152016)"
classification: ["bill"]
subjects: ["Debt buying: default judgment."]
status: "enacted"
primary_sponsors: ["Wieckowski"]
version_count: 7
action_count: 26
vote_count: 7
first_action: "2015-02-27"
last_action: "2015-10-11"
source: "openstates"
source_identifier: "ocd-bill/994ae836-411e-4446-aa70-2b89a7e03527"
source_url: "http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201520160SB641"
source_hash: "510252ea061f367c0d50355d15f38b4b7708799a73329e45472a6ebb701f7492"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ca"]
---
# California SB 641 (20152016) — Debt buying: default judgment.
(1) Existing law, the Fair Debt Buying Practices Act, regulates the practice of buying charged-off consumer debt, as defined, sold or resold on or after January 1, 2014, for collection purposes and prescribes the circumstances pursuant to which the debt buyer may bring suit. The act prohibits a court from entering a default or other judgment in an action initiated by a debt buyer against a debtor unless business records, authenticated through a sworn declaration, are submitted by the debt buyer to the court to establish the facts required to be alleged, as specified.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **02/27/15 - Introduced** (filed) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201520160SB641&version=20150SB64199INT)
2. **07/08/15 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201520160SB641&version=20150SB64198AMD)
3. **07/16/15 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201520160SB641&version=20150SB64197AMD)
4. **08/27/15 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201520160SB641&version=20150SB64196AMD)
5. **10/11/15 - Chaptered** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201520160SB641&version=20150SB64194CHP)
6. **SB641** (committee substitute) — [source](http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201520160SB641)
7. **09/10/15 - Enrolled** (enrolled) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201520160SB641&version=20150SB64195ENR)
## Votes
- Do pass, but first be re-referred to the Committee on [Appropriations] — **52** (pass) · upper
- Do pass as amended and be re-referred to the Committee on [Appropriations] — **73** (pass) · lower
- Unfinished Business SB641 Wieckowski Concurrence — **2811** (pass) · upper
- Do pass. — **115** (pass) · lower
- Do pass as amended and be re-referred to the Committee on [Judiciary] — **72** (pass) · lower
- SB 641 Wieckowski Senate Third Reading By STONE — **4526** (pass) · lower
- 3rd Reading — **2910** (pass) · upper
## Sponsors
- Wieckowski — primary (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2015-02-27** Introduced. To Com. on RLS. for assignment. To print. `introduction`
- **2015-03-02** From printer. May be acted upon on or after April 1.
- **2015-03-02** Read first time. `reading-1`
- **2015-03-12** Referred to Com. on JUD. `referral-committee`
- **2015-04-10** Set for hearing April 21.
- **2015-04-22** From committee: Do pass and re-refer to Com. on APPR. (Ayes 5. Noes 2. Page 728.) (April 21). Re-referred to Com. on APPR. `referral-committee, committee-passage-favorable, committee-passage`
- **2015-04-24** Set for hearing May 4.
- **2015-05-04** From committee: Be ordered to second reading pursuant to Senate Rule 28.8. `committee-passage, reading-2`
- **2015-05-05** Read second time. Ordered to third reading. `reading-2, reading-1`
- **2015-05-22** Read third time. Passed. (Ayes 29. Noes 10. Page 1062.) Ordered to the Assembly. `reading-3, passage, reading-1`
- **2015-05-22** In Assembly. Read first time. Held at Desk. `reading-1`
- **2015-06-18** Referred to Coms. on B. & F. and JUD. `referral-committee`
- **2015-07-07** From committee: Do pass as amended and re-refer to Com. on JUD. (Ayes 7. Noes 2.) (July 6). `committee-passage-favorable, committee-passage, amendment-passage`
- **2015-07-08** Read second time and amended. Re-referred to Com. on JUD. `referral-committee, reading-2, amendment-passage, reading-1`
- **2015-07-15** From committee: Do pass as amended and re-refer to Com. on APPR. (Ayes 7. Noes 3.) (July 14). `committee-passage-favorable, committee-passage, amendment-passage`
- **2015-07-16** Read second time and amended. Re-referred to Com. on APPR. `referral-committee, reading-2, amendment-passage, reading-1`
- **2015-08-19** From committee: Do pass. (Ayes 11. Noes 5.) (August 19). `committee-passage-favorable, committee-passage`
- **2015-08-20** Read second time. Ordered to third reading. `reading-2, reading-1`
- **2015-08-27** Read third time and amended. `reading-3, amendment-passage, reading-1`
- **2015-08-27** Ordered to third reading.
- **2015-09-09** Read third time. Passed. (Ayes 45. Noes 26. Page 3029.) Ordered to the Senate. `reading-3, passage, reading-1`
- **2015-09-09** In Senate. Concurrence in Assembly amendments pending.
- **2015-09-10** Assembly amendments concurred in. (Ayes 28. Noes 11. Page 2676.) Ordered to engrossing and enrolling. `committee-passage-favorable, amendment-passage`
- **2015-09-15** Enrolled and presented to the Governor at 9:30 a.m.
- **2015-10-11** Approved by the Governor. `executive-signature`
- **2015-10-11** Chaptered by Secretary of State. Chapter 804, Statutes of 2015.
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/994ae836-411e-4446-aa70-2b89a7e03527`. Confidence: reported (aggregated from official California legislature records).