republic-os/legislation/us/states/ca/20152016/sb-984.md

---
type: "Bill"
title: "Pilot Program for Increased Access to Responsible Small Dollar Loans: extension."
description: "(1) Existing law, the California Finance Lenders Law, generally provides for the licensure and regulation of finance lenders and brokers by the Commissioner of Business Oversight and makes a willful violation of its provisions a crime. That law, until January 1, 2018, establishes the Pilot Program for Increased Access to Responsible Small Dollar Loans, which requires licensees and other entities to file an application and pay a specified fee to the commissioner to participate in the program. The program authorizes a licensee approved by the commissioner to participate in the program to impose specified alternative interest rates and charges, including an administrative fee and delinquency fees, on unsecured loans of at least $300 and less than $2,500, subject to certain requirements. The program requires the commissioner, on or before January 1, 2017, to post a report on his or her Internet Web site summarizing utilization of the program, a recommendation whether the pilot program should be continued after January 1, 2018, and the results of a random sample survey of borrowers."
jurisdiction: "us/states/ca"
legislature: "California Legislature"
session: "20152016"
identifier: "SB 984"
citation: "California SB 984 (20152016)"
classification: ["bill"]
subjects: ["Pilot Program for Increased Access to Responsible Small Dollar Loans: extension."]
status: "enacted"
primary_sponsors: ["Hueso"]
version_count: 7
action_count: 28
vote_count: 9
first_action: "2016-02-10"
last_action: "2016-09-22"
source: "openstates"
source_identifier: "ocd-bill/9068b7fa-68a6-4345-b8cd-4d65b4a5207c"
source_url: "http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201520160SB984"
source_hash: "b8c78e0fa8f8cc3b77551cdc4b06070b23a8a828145d9698270e7d4a0a4826f0"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ca"]
---

# California SB 984 (20152016) — Pilot Program for Increased Access to Responsible Small Dollar Loans: extension.

(1) Existing law, the California Finance Lenders Law, generally provides for the licensure and regulation of finance lenders and brokers by the Commissioner of Business Oversight and makes a willful violation of its provisions a crime. That law, until January 1, 2018, establishes the Pilot Program for Increased Access to Responsible Small Dollar Loans, which requires licensees and other entities to file an application and pay a specified fee to the commissioner to participate in the program. The program authorizes a licensee approved by the commissioner to participate in the program to impose specified alternative interest rates and charges, including an administrative fee and delinquency fees, on unsecured loans of at least $300 and less than $2,500, subject to certain requirements. The program requires the commissioner, on or before January 1, 2017, to post a report on his or her Internet Web site summarizing utilization of the program, a recommendation whether the pilot program should be continued after January 1, 2018, and the results of a random sample survey of borrowers.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **02/10/16 - Introduced** (filed) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201520160SB984&version=20150SB98499INT)
2. **05/31/16 - Amended Senate** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201520160SB984&version=20150SB98498AMD)
3. **06/30/16 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201520160SB984&version=20150SB98497AMD)
4. **08/15/16 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201520160SB984&version=20150SB98496AMD)
5. **09/22/16 - Chaptered** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201520160SB984&version=20150SB98494CHP)
6. **SB984** (committee substitute) — [source](http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201520160SB984)
7. **08/26/16 - Enrolled** (enrolled) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201520160SB984&version=20150SB98495ENR)

## Votes

- Do pass as amended. — **20–0** (pass) · lower
- Do pass as amended — **7–0** (pass) · upper
- Special Consent — **39–0** (pass) · upper
- Do pass as amended and be re-referred to the Committee on [Appropriations] — **12–0** (pass) · lower
- SB 984 Hueso Senate Third Reading By ALEJO — **77–0** (pass) · lower
- 3rd Reading — **39–0** (pass) · upper
- Do pass, but first be re-referred to the Committee on [Judiciary] — **6–1** (pass) · upper
- Do pass, but first be re-referred to the Committee on [Appropriations] — **7–0** (pass) · upper
- Placed on suspense file — **7–0** (pass) · upper

## Sponsors

- Hueso — primary (person)
- Alejo — principal coauthor (person)
- Bonilla — coauthor (person)
- Bonta — coauthor (person)
- Brown — coauthor (person)
- Hill — coauthor (person)
- Leno — coauthor (person)
- Low — coauthor (person)
- Mitchell — coauthor (person)
- Mullin — coauthor (person)
- Ting — coauthor (person)
- Williams — coauthor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2016-02-10** Introduced. Read first time. To Com. on RLS. for assignment. To print. `introduction, reading-1`
- **2016-02-11** From printer. May be acted upon on or after March 12.
- **2016-02-18** Referred to Coms. on B. & F.I. and JUD. `referral-committee`
- **2016-03-04** Set for hearing April 6.
- **2016-04-06** From committee: Do pass and re-refer to Com. on JUD. (Ayes 6. Noes 1. Page 3417.) (April 6). Re-referred to Com. on JUD. `referral-committee, committee-passage-favorable, committee-passage`
- **2016-04-08** Set for hearing April 19.
- **2016-04-20** From committee: Do pass and re-refer to Com. on APPR. (Ayes 7. Noes 0. Page 3610.) (April 19). Re-referred to Com. on APPR. `referral-committee, committee-passage-favorable, committee-passage`
- **2016-04-22** Set for hearing May 2.
- **2016-05-02** May 2 hearing: Placed on APPR. suspense file.
- **2016-05-20** Set for hearing May 27.
- **2016-05-27** From committee: Do pass as amended. (Ayes 7. Noes 0. Page 4001.) (May 27). `committee-passage-favorable, committee-passage, amendment-passage`
- **2016-05-31** Read second time and amended. Ordered to third reading. `amendment-passage, reading-2, reading-1`
- **2016-06-01** Read third time. Passed. (Ayes 39. Noes 0. Page 4096.) Ordered to the Assembly. `reading-3, passage, reading-1`
- **2016-06-02** In Assembly. Read first time. Held at Desk. `reading-1`
- **2016-06-09** Referred to Com. on B. & F. `referral-committee`
- **2016-06-29** From committee: Do pass as amended and re-refer to Com. on APPR. (Ayes 12. Noes 0.) (June 27). `committee-passage-favorable, committee-passage, amendment-passage`
- **2016-06-30** Read second time and amended. Re-referred to Com. on APPR. `referral-committee, reading-2, amendment-passage, reading-1`
- **2016-08-03** August 3 set for first hearing. Placed on APPR. suspense file.
- **2016-08-12** From committee: Do pass as amended. (Ayes 20. Noes 0.) (August 11). `committee-passage-favorable, committee-passage, amendment-passage`
- **2016-08-15** Read second time and amended. Ordered to second reading. `amendment-passage, reading-2, reading-1`
- **2016-08-16** Read second time. Ordered to third reading. `reading-2, reading-1`
- **2016-08-18** Read third time. Passed. (Ayes 77. Noes 0. Page 5919.) Ordered to the Senate. `reading-3, passage, reading-1`
- **2016-08-19** In Senate. Concurrence in Assembly amendments pending.
- **2016-08-23** Ordered to special consent calendar.
- **2016-08-25** Assembly amendments concurred in. (Ayes 39. Noes 0. Page 5429.) Ordered to engrossing and enrolling. `committee-passage-favorable, amendment-passage`
- **2016-08-30** Enrolled and presented to the Governor at 1:30 p.m.
- **2016-09-22** Approved by the Governor. `executive-signature`
- **2016-09-22** Chaptered by Secretary of State. Chapter 480, Statutes of 2016.

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/9068b7fa-68a6-4345-b8cd-4d65b4a5207c`. Confidence: reported (aggregated from official California legislature records).