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---
type: "Bill"
title: "Fraternal fire insurers: coverage."
description: "Existing law authorizes certain nontraditional insurers, including religious organizations meeting specified criteria, to insure against specified risks. Existing law authorizes these associations to insure against a specified list of losses, including, but not limited to, vandalism or malicious mischief, vehicles owned or operated by the insured or by any tenant of the described premises, falling trees, burglary and theft, and mysterious disappearance."
jurisdiction: "us/states/ca"
legislature: "California Legislature"
session: "20172018"
identifier: "AB 407"
citation: "California AB 407 (20172018)"
classification: ["bill"]
subjects: ["Fraternal fire insurers: coverage."]
status: "enacted"
primary_sponsors: ["Bigelow"]
version_count: 5
action_count: 18
vote_count: 1
first_action: "2017-02-09"
last_action: "2017-09-01"
source: "openstates"
source_identifier: "ocd-bill/1f03395b-f312-4b0a-9071-eaf8e27a16c3"
source_url: "http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201720180AB407"
source_hash: "9b975ee152f03419bb2b29647e963476c2b59bdfbfc92244026b9609b7dfdabb"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ca"]
---
# California AB 407 (20172018) — Fraternal fire insurers: coverage.
Existing law authorizes certain nontraditional insurers, including religious organizations meeting specified criteria, to insure against specified risks. Existing law authorizes these associations to insure against a specified list of losses, including, but not limited to, vandalism or malicious mischief, vehicles owned or operated by the insured or by any tenant of the described premises, falling trees, burglary and theft, and mysterious disappearance.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **02/09/17 - Introduced** (filed) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201720180AB407&version=20170AB40799INT)
2. **05/10/17 - Amended Senate** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201720180AB407&version=20170AB40798AMD)
3. **09/01/17 - Chaptered** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201720180AB407&version=20170AB40796CHP)
4. **AB407** (committee substitute) — [source](http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201720180AB407)
5. **08/25/17 - Enrolled** (enrolled) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201720180AB407&version=20170AB40797ENR)
## Votes
- AB 407 BIGELOW Consent Calendar Second Day — **770** (pass) · lower
## Sponsors
- Bigelow — primary (person)
- Berryhill — coauthor (person)
- Cannella — coauthor (person)
- Cooley — author (person)
- Flora — coauthor (person)
- Fong — coauthor (person)
- Gaines — coauthor (person)
- Galgiani — coauthor (person)
- Gallagher — coauthor (person)
- Gray — coauthor (person)
- Mathis — coauthor (person)
- Nielsen — coauthor (person)
- Patterson — author (person)
- Vidak — coauthor (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2017-02-09** Read first time. To print. `reading-1`
- **2017-02-10** From printer. May be heard in committee March 12.
- **2017-02-21** Referred to Com. on INS. `referral-committee`
- **2017-03-29** From committee: Do pass. To Consent Calendar. (Ayes 12. Noes 0.) (March 29). `committee-passage-favorable, committee-passage`
- **2017-03-30** Read second time. Ordered to Consent Calendar. `reading-2, reading-1`
- **2017-04-06** Read third time. Passed. Ordered to the Senate. (Ayes 77. Noes 0. Page 964.) `reading-3, passage, reading-1`
- **2017-04-17** In Senate. Read first time. To Com. on RLS. for assignment. `reading-1`
- **2017-05-10** Referred to Com. on INS. `referral-committee`
- **2017-05-10** From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on INS. `amendment-passage, referral-committee, reading-2, reading-1, amendment-introduction`
- **2017-06-28** From committee: Do pass. (Ayes 9. Noes 0.) (June 28). `committee-passage-favorable, committee-passage`
- **2017-06-29** Read second time. Ordered to third reading. `reading-2, reading-1`
- **2017-07-11** Ordered to special consent calendar.
- **2017-07-17** Read third time. Passed. Ordered to the Assembly. (Ayes 38. Noes 0. Page 2070.). `reading-3, passage, reading-1`
- **2017-07-17** In Assembly. Concurrence in Senate amendments pending. May be considered on or after July 19 pursuant to Assembly Rule 77.
- **2017-08-24** Senate amendments concurred in. To Engrossing and Enrolling. (Ayes 78. Noes 0. Page 2753.). `committee-passage-favorable, amendment-passage`
- **2017-08-30** Enrolled and presented to the Governor at 3:30 p.m.
- **2017-09-01** Approved by the Governor. `executive-signature`
- **2017-09-01** Chaptered by Secretary of State - Chapter 190, Statutes of 2017.
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/1f03395b-f312-4b0a-9071-eaf8e27a16c3`. Confidence: reported (aggregated from official California legislature records).