republic-os/legislation/us/states/ca/20192020/ab-2196.md

---
type: "Bill"
title: "Pilot Program for Increased Access to Responsible Small Dollar Loans."
description: "Existing law, the California Financing Law, generally provides for the licensure and regulation of finance lenders and brokers by the Commissioner of Business Oversight and makes a willful violation of its provisions a crime, except as provided. That law, until January 1, 2023, establishes the Pilot Program for Increased Access to Responsible Small Dollar Loans."
jurisdiction: "us/states/ca"
legislature: "California Legislature"
session: "20192020"
identifier: "AB 2196"
citation: "California AB 2196 (20192020)"
classification: ["bill"]
subjects: ["Pilot Program for Increased Access to Responsible Small Dollar Loans."]
status: "enacted"
primary_sponsors: ["Gonzalez"]
version_count: 6
action_count: 25
vote_count: 7
first_action: "2020-02-12"
last_action: "2020-09-25"
source: "openstates"
source_identifier: "ocd-bill/75e154b1-4df4-411e-a071-8a14f726b084"
source_url: "http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201920200AB2196"
source_hash: "f8f9da88015cf674ed90f836321f421ca874f3e528add871a4b5ecac55b5f83a"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ca"]
---

# California AB 2196 (20192020) — Pilot Program for Increased Access to Responsible Small Dollar Loans.

Existing law, the California Financing Law, generally provides for the licensure and regulation of finance lenders and brokers by the Commissioner of Business Oversight and makes a willful violation of its provisions a crime, except as provided. That law, until January 1, 2023, establishes the Pilot Program for Increased Access to Responsible Small Dollar Loans.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **02/12/20 - Introduced** (filed) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201920200AB2196&version=20190AB219699INT)
2. **03/16/20 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201920200AB2196&version=20190AB219698AMD)
3. **05/21/20 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201920200AB2196&version=20190AB219697AMD)
4. **09/25/20 - Chaptered** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201920200AB2196&version=20190AB219695CHP)
5. **AB2196** (committee substitute) — [source](http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201920200AB2196)
6. **08/31/20 - Enrolled** (enrolled) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201920200AB2196&version=20190AB219696ENR)

## Votes

- Special Consent AB2196 — **39–0** (pass) · upper
- Do pass, but first be re-referred to the Committee on [Appropriations] — **7–0** (pass) · upper
- Placed on suspense file — **7–0** (pass) · upper
- Do pass. — **18–0** (pass) · lower
- AB 2196 Gonzalez Assembly Third Reading — **77–0** (pass) · lower
- Do pass — **7–0** (pass) · upper
- Do pass as amended and be re-referred to the Committee on [Appropriations] — **12–0** (pass) · lower

## Sponsors

- Gonzalez — primary (person)
- Dodd — coauthor (person)
- Hueso — coauthor (person)
- Wiener — coauthor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2020-02-12** Read first time. To print. `reading-1`
- **2020-02-13** From printer. May be heard in committee March 14.
- **2020-03-12** Referred to Com. on B. & F. `referral-committee`
- **2020-03-16** From committee chair, with author's amendments: Amend, and re-refer to Com. on B. & F. Read second time and amended. `reading-1, reading-2, amendment-passage, amendment-introduction`
- **2020-03-17** Re-referred to Com. on B. & F. `referral-committee`
- **2020-05-20** From committee: Amend, and do pass as amended and re-refer to Com. on APPR. (Ayes 12. Noes 0.) (May 19). `amendment-passage, committee-passage, amendment-introduction`
- **2020-05-21** Read second time and amended. `amendment-passage, reading-1, reading-2`
- **2020-05-22** Re-referred to Com. on APPR. `referral-committee`
- **2020-06-02** From committee: Do pass. (Ayes 18. Noes 0.) (June 2). `committee-passage-favorable, committee-passage`
- **2020-06-03** Read second time. Ordered to third reading. `reading-1, reading-2`
- **2020-06-08** Read third time. Passed. Ordered to the Senate. (Ayes 77. Noes 0. Page 4687.) `passage, reading-3, reading-1`
- **2020-06-09** In Senate. Read first time. To Com. on RLS. for assignment. `reading-1`
- **2020-06-23** Referred to Com. on B. & F.I. `referral-committee`
- **2020-07-09** In committee: Hearing postponed by committee.
- **2020-07-30** In committee: Hearing postponed by committee.
- **2020-08-13** From committee: Do pass and re-refer to Com. on APPR. (Ayes 7. Noes 0.) (August 13). Re-referred to Com. on APPR. `committee-passage-favorable, committee-passage, referral-committee`
- **2020-08-17** In committee: Referred to APPR. suspense file. `referral-committee`
- **2020-08-20** From committee: Do pass. (Ayes 7. Noes 0.) (August 20). `committee-passage-favorable, committee-passage`
- **2020-08-20** Read second time. Ordered to third reading. `reading-1, reading-2`
- **2020-08-25** Ordered to special consent calendar.
- **2020-08-28** Read third time. Passed. Ordered to the Assembly. (Ayes 39. Noes 0. Page 4382.). `passage, reading-3, reading-1`
- **2020-08-28** In Assembly. Ordered to Engrossing and Enrolling. `committee-passage`
- **2020-09-04** Enrolled and presented to the Governor at 2 p.m.
- **2020-09-25** Approved by the Governor. `executive-signature`
- **2020-09-25** Chaptered by Secretary of State - Chapter 174, Statutes of 2020.

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/75e154b1-4df4-411e-a071-8a14f726b084`. Confidence: reported (aggregated from official California legislature records).