republic-os/legislation/us/states/ca/20232024/ab-3100.md

---
type: "Bill"
title: "Assumption of mortgage loans: dissolution of marriage."
description: "Existing law defines and regulates mortgages, including recording notices of default and applications for loan modification. The California Consumer Financial Protection Law requires the Department of Financial Protection and Innovation to regulate the offering and provision of consumer financial products or services under California consumer financial laws and to exercise nonexclusive oversight and enforcement authority under California consumer financial laws."
jurisdiction: "us/states/ca"
legislature: "California Legislature"
session: "20232024"
identifier: "AB 3100"
citation: "California AB 3100 (20232024)"
classification: ["bill"]
subjects: ["Assumption of mortgage loans", "dissolution of marriage"]
status: "enacted"
primary_sponsors: ["Low"]
version_count: 7
action_count: 24
vote_count: 7
first_action: "2024-02-16"
last_action: "2024-09-22"
source: "openstates"
source_identifier: "ocd-bill/fdece4b9-b2e2-47cd-9958-871de7534fc2"
source_url: "http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202320240AB3100"
source_hash: "f421fb86ba2ab8ecf6b82e7b1040de3144fc4826bb72d8107eedb6bf411ce48e"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ca"]
---

# California AB 3100 (20232024) — Assumption of mortgage loans: dissolution of marriage.

Existing law defines and regulates mortgages, including recording notices of default and applications for loan modification. The California Consumer Financial Protection Law requires the Department of Financial Protection and Innovation to regulate the offering and provision of consumer financial products or services under California consumer financial laws and to exercise nonexclusive oversight and enforcement authority under California consumer financial laws.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **02/16/24 - Introduced** (filed) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202320240AB3100&version=20230AB310099INT)
2. **03/21/24 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202320240AB3100&version=20230AB310098AMD)
3. **04/11/24 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202320240AB3100&version=20230AB310097AMD)
4. **06/06/24 - Amended Senate** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202320240AB3100&version=20230AB310096AMD)
5. **09/22/24 - Chaptered** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202320240AB3100&version=20230AB310094CHP)
6. **AB3100** (committee substitute) — [source](http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202320240AB3100)
7. **08/29/24 - Enrolled** (enrolled) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202320240AB3100&version=20230AB310095ENR)

## Votes

- Do pass, but first be re-referred to the Committee on [Appropriations] with the recommendation: To Consent Calendar — **11–0** (pass) · upper
- 3rd Reading AB3100 Low By Grove — **40–0** (pass) · upper
- Do pass, but first be re-referred to the Committee on [Judiciary] — **6–0** (pass) · upper
- AB 3100 Low Consent Calendar Second Day — **68–0** (pass) · lower
- Do pass — **7–0** (pass) · upper
- Do pass. To Consent Calendar. — **12–0** (pass) · lower
- AB 3100 Low Concurrence in Senate Amendments — **77–0** (pass) · lower

## Sponsors

- Low — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2024-02-16** Read first time. To print. `reading-1`
- **2024-02-17** From printer. May be heard in committee March 18.
- **2024-03-21** Referred to Com. on JUD. `referral-committee`
- **2024-03-21** From committee chair, with author's amendments: Amend, and re-refer to Com. on JUD. Read second time and amended. `amendment-introduction, amendment-passage, reading-1, reading-2`
- **2024-04-01** Re-referred to Com. on JUD. `referral-committee`
- **2024-04-11** From committee chair, with author's amendments: Amend, and re-refer to Com. on JUD. Read second time and amended. `amendment-introduction, amendment-passage, reading-1, reading-2`
- **2024-04-15** Re-referred to Com. on JUD. `referral-committee`
- **2024-04-16** From committee: Do pass. To Consent Calendar. (Ayes 12. Noes 0.) (April 16). `committee-passage, committee-passage-favorable`
- **2024-04-17** Read second time. Ordered to Consent Calendar. `reading-1, reading-2`
- **2024-04-22** Read third time. Passed. Ordered to the Senate. (Ayes 68. Noes 0. Page 4919.) `passage, reading-1, reading-3`
- **2024-04-22** In Senate. Read first time. To Com. on RLS. for assignment. `reading-1`
- **2024-05-01** Referred to Coms. on B. & F.I. and JUD. `referral-committee`
- **2024-06-06** From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on B. & F.I. `amendment-introduction, amendment-passage, reading-1, reading-2, referral-committee`
- **2024-06-20** From committee: Do pass and re-refer to Com. on JUD. (Ayes 6. Noes 0.) (June 19). Re-referred to Com. on JUD. `committee-passage, committee-passage-favorable, referral-committee`
- **2024-06-26** From committee: Do pass and re-refer to Com. on APPR with recommendation: To Consent Calendar. (Ayes 11. Noes 0.) (June 25). Re-referred to Com. on APPR. `committee-passage, committee-passage-favorable, referral-committee`
- **2024-08-06** From committee: Do pass. (Ayes 7. Noes 0.) (August 5). `committee-passage, committee-passage-favorable`
- **2024-08-07** Read second time. Ordered to third reading. `reading-1, reading-2`
- **2024-08-26** Read third time. Passed. Ordered to the Assembly. (Ayes 39. Noes 0.). `passage, reading-1, reading-3`
- **2024-08-26** In Assembly. Concurrence in Senate amendments pending. May be considered on or after August 28 pursuant to Assembly Rule 77.
- **2024-08-27** Assembly Rule 77 suspended.
- **2024-08-27** Senate amendments concurred in. To Engrossing and Enrolling. (Ayes 77. Noes 0.). `amendment-passage, committee-passage-favorable`
- **2024-09-05** Enrolled and presented to the Governor at 4 p.m.
- **2024-09-22** Approved by the Governor. `executive-signature`
- **2024-09-22** Chaptered by Secretary of State - Chapter 431, Statutes of 2024. `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/fdece4b9-b2e2-47cd-9958-871de7534fc2`. Confidence: reported (aggregated from official California legislature records).