Existing law generally regulates classes of insurance, including property and fire insurance. Existing law creates the Department of Insurance, headed by the Insurance Commissioner, and prescribes the department's powers and duties. Existing department regulations prohibit an insurer from using a rating plan that does not take into account and reflect specified wildfire risk mitigation, including property-level building hardening measures.
California AB 1 (20252026) — Residential property insurance: wildfire risk.
Existing law generally regulates classes of insurance, including property and fire insurance. Existing law creates the Department of Insurance, headed by the Insurance Commissioner, and prescribes the department's powers and duties. Existing department regulations prohibit an insurer from using a rating plan that does not take into account and reflect specified wildfire risk mitigation, including property-level building hardening measures.
Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
AB 1 Connolly Assembly Third Reading — 79–0 (pass) · lower
Do pass — 7–0 (pass) · upper
3rd Reading AB1 Connolly et al. By Allen — 40–0 (pass) · upper
Do pass and be re-referred to the Committee on [Appropriations] — 17–0 (pass) · lower
Do pass, but first be re-referred to the Committee on [Appropriations] with the recommendation: To Consent Calendar — 7–0 (pass) · upper
Sponsors
Connolly — primary (person)
Addis — coauthor (person)
Allen — coauthor (person)
Alvarez — coauthor (person)
Calderon — coauthor (person)
Gipson — coauthor (person)
Hadwick — coauthor (person)
Harabedian — coauthor (person)
Kalra — coauthor (person)
Krell — coauthor (person)
Mark González — coauthor (person)
Petrie-Norris — coauthor (person)
Rivas — coauthor (person)
Rogers — coauthor (person)
Schiavo — coauthor (person)
Ávila Farías — coauthor (person)
Timeline
The legislative action history — every referral, reading, and vote.
2024-12-02 Read first time. To print. reading-1
2024-12-03 From printer. May be heard in committee January 2.
2025-02-03 Referred to Com. on INS. referral-committee
2025-04-02 Coauthors revised.
2025-04-02 From committee: Do pass and re-refer to Com. on APPR. (Ayes 17. Noes 0.) (April 2). Re-referred to Com. on APPR. committee-passage, committee-passage-favorable, referral-committee
2025-04-23 In committee: Set, first hearing. Referred to suspense file. referral-committee
2025-05-23 From committee: Do pass. (Ayes 14. Noes 0.) (May 23). committee-passage, committee-passage-favorable
2025-05-27 Read second time. Ordered to third reading. reading-1, reading-2
2025-06-02 Read third time. Passed. Ordered to the Senate. (Ayes 79. Noes 0. Page 1815.) passage, reading-1, reading-3
2025-06-03 In Senate. Read first time. To Com. on RLS. for assignment. reading-1
2025-06-11 Referred to Com. on INS. referral-committee
2025-06-25 From committee: Do pass and re-refer to Com. on APPR. with recommendation: To Consent Calendar. (Ayes 7. Noes 0.) (June 25). Re-referred to Com. on APPR. committee-passage, committee-passage-favorable, referral-committee
2025-07-09 In committee: Hearing postponed by committee.
2025-08-18 In committee: Referred to suspense file. referral-committee
2025-08-29 From committee: Do pass. (Ayes 7. Noes 0.) (August 29). committee-passage, committee-passage-favorable
2025-08-29 Read second time. Ordered to third reading. reading-1, reading-2
2025-09-02 Ordered to special consent calendar.
2025-09-03 From special consent calendar.
2025-09-03 Ordered to third reading.
2025-09-11 Read third time. Passed. Ordered to the Assembly. (Ayes 40. Noes 0. Page 2886.). passage, reading-1, reading-3
2025-09-12 In Assembly. Ordered to Engrossing and Enrolling. committee-passage
2025-09-23 Enrolled and presented to the Governor at 4 p.m.
2025-10-09 Approved by the Governor. executive-signature
2025-10-09 Chaptered by Secretary of State - Chapter 472, Statutes of 2025. became-law
Source
OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/09c663fd-8c04-4509-88ba-f54ff0809bf7. Confidence: reported (aggregated from official California legislature records).