republic-os/legislation/us/states/ca/20252026/ab-1.md

---
type: "Bill"
title: "Residential property insurance: wildfire risk."
description: "Existing law generally regulates classes of insurance, including property and fire insurance. Existing law creates the Department of Insurance, headed by the Insurance Commissioner, and prescribes the department's powers and duties. Existing department regulations prohibit an insurer from using a rating plan that does not take into account and reflect specified wildfire risk mitigation, including property-level building hardening measures."
jurisdiction: "us/states/ca"
legislature: "California Legislature"
session: "20252026"
identifier: "AB 1"
citation: "California AB 1 (20252026)"
classification: ["bill"]
subjects: ["Residentialpropertyinsurance", "wildfirerisk"]
status: "enacted"
primary_sponsors: ["Connolly"]
version_count: 4
action_count: 24
vote_count: 7
first_action: "2024-12-02"
last_action: "2025-10-09"
source: "openstates"
source_identifier: "ocd-bill/09c663fd-8c04-4509-88ba-f54ff0809bf7"
source_url: "http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202520260AB1"
source_hash: "3798437ba7767e89c8b82d19e74b10a39b54dc5b2225b7520c8f3f2ed6061026"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ca"]
---

# California AB 1 (20252026) — Residential property insurance: wildfire risk.

Existing law generally regulates classes of insurance, including property and fire insurance. Existing law creates the Department of Insurance, headed by the Insurance Commissioner, and prescribes the department's powers and duties. Existing department regulations prohibit an insurer from using a rating plan that does not take into account and reflect specified wildfire risk mitigation, including property-level building hardening measures.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **12/02/24 - Introduced** (filed) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202520260AB1&version=20250AB199INT)
2. **10/09/25 - Chaptered** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202520260AB1&version=20250AB197CHP)
3. **AB1** (committee substitute) — [source](http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202520260AB1)
4. **09/15/25 - Enrolled** (enrolled) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202520260AB1&version=20250AB198ENR)

## Votes

- Do pass. — **14–0** (pass) · lower
- Placed on suspense file — **7–0** (pass) · upper
- AB 1 Connolly Assembly Third Reading — **79–0** (pass) · lower
- Do pass — **7–0** (pass) · upper
- 3rd Reading AB1 Connolly et al. By Allen — **40–0** (pass) · upper
- Do pass and be re-referred to the Committee on [Appropriations] — **17–0** (pass) · lower
- Do pass, but first be re-referred to the Committee on [Appropriations] with the recommendation: To Consent Calendar — **7–0** (pass) · upper

## Sponsors

- Connolly — primary (person)
- Addis — coauthor (person)
- Allen — coauthor (person)
- Alvarez — coauthor (person)
- Calderon — coauthor (person)
- Gipson — coauthor (person)
- Hadwick — coauthor (person)
- Harabedian — coauthor (person)
- Kalra — coauthor (person)
- Krell — coauthor (person)
- Mark González — coauthor (person)
- Petrie-Norris — coauthor (person)
- Rivas — coauthor (person)
- Rogers — coauthor (person)
- Schiavo — coauthor (person)
- Ávila Farías — coauthor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2024-12-02** Read first time. To print. `reading-1`
- **2024-12-03** From printer. May be heard in committee January 2.
- **2025-02-03** Referred to Com. on INS. `referral-committee`
- **2025-04-02** Coauthors revised.
- **2025-04-02** From committee: Do pass and re-refer to Com. on APPR. (Ayes 17. Noes 0.) (April 2). Re-referred to Com. on APPR. `committee-passage, committee-passage-favorable, referral-committee`
- **2025-04-23** In committee: Set, first hearing. Referred to suspense file. `referral-committee`
- **2025-05-23** From committee: Do pass. (Ayes 14. Noes 0.) (May 23). `committee-passage, committee-passage-favorable`
- **2025-05-27** Read second time. Ordered to third reading. `reading-1, reading-2`
- **2025-06-02** Read third time. Passed. Ordered to the Senate. (Ayes 79. Noes 0. Page 1815.) `passage, reading-1, reading-3`
- **2025-06-03** In Senate. Read first time. To Com. on RLS. for assignment. `reading-1`
- **2025-06-11** Referred to Com. on INS. `referral-committee`
- **2025-06-25** From committee: Do pass and re-refer to Com. on APPR. with recommendation: To Consent Calendar. (Ayes 7. Noes 0.) (June 25). Re-referred to Com. on APPR. `committee-passage, committee-passage-favorable, referral-committee`
- **2025-07-09** In committee: Hearing postponed by committee.
- **2025-08-18** In committee: Referred to suspense file. `referral-committee`
- **2025-08-29** From committee: Do pass. (Ayes 7. Noes 0.) (August 29). `committee-passage, committee-passage-favorable`
- **2025-08-29** Read second time. Ordered to third reading. `reading-1, reading-2`
- **2025-09-02** Ordered to special consent calendar.
- **2025-09-03** From special consent calendar.
- **2025-09-03** Ordered to third reading.
- **2025-09-11** Read third time. Passed. Ordered to the Assembly. (Ayes 40. Noes 0. Page 2886.). `passage, reading-1, reading-3`
- **2025-09-12** In Assembly. Ordered to Engrossing and Enrolling. `committee-passage`
- **2025-09-23** Enrolled and presented to the Governor at 4 p.m.
- **2025-10-09** Approved by the Governor. `executive-signature`
- **2025-10-09** Chaptered by Secretary of State - Chapter 472, Statutes of 2025. `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/09c663fd-8c04-4509-88ba-f54ff0809bf7`. Confidence: reported (aggregated from official California legislature records).