a43f31b272
Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
71 lines
4.3 KiB
Markdown
71 lines
4.3 KiB
Markdown
---
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type: "Bill"
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title: "AN ACT TO AMEND TITLE 18 OF THE DELAWARE CODE RELATING TO AUTOMOBILE INSURANCE POLICIES."
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description: "Section 1 of this Act clarifies that the reinstatement obligations of insurers under Section 3903(d) apply in instances of both nonrenewals and cancellations of policies due to nonpayment of premiums. Sections 2 through 4 of this Act revise the method by which an insured may contest or appeal a nonrenewal or cancellation of an automobile policy from a hearing process to a review by the Commissioner on the papers, which reflects the Department’s prior practices in handling these appeals and provides a more streamlined and efficient process for timely reviewing a consumer’s appeal. Section 5 of this Act extends the protections against unfair automobile insurance rating practices related to a service member’s deployment to deployments both within and outside of the U.S. and its waters."
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jurisdiction: "us/states/de"
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legislature: "Delaware General Assembly"
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session: "151"
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identifier: "HB 41"
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citation: "Delaware HB 41 (151)"
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classification: ["bill"]
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subjects: []
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status: "enacted"
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primary_sponsors: ["Trey Paradee", "William Bush"]
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version_count: 1
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action_count: 8
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vote_count: 2
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first_action: "2021-01-07"
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last_action: "2021-09-30"
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source: "openstates"
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source_identifier: "ocd-bill/ff135130-6eba-4601-a86c-6a4e0401525b"
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source_url: "https://legis.delaware.gov/BillDetail?LegislationId=48229"
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source_hash: "79b6ef2806e212adb361ea725f89de8878f19ac5f5004e33fe03f05c68dbebd1"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-de"]
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---
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# Delaware HB 41 (151) — AN ACT TO AMEND TITLE 18 OF THE DELAWARE CODE RELATING TO AUTOMOBILE INSURANCE POLICIES.
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Section 1 of this Act clarifies that the reinstatement obligations of insurers under Section 3903(d) apply in instances of both nonrenewals and cancellations of policies due to nonpayment of premiums. Sections 2 through 4 of this Act revise the method by which an insured may contest or appeal a nonrenewal or cancellation of an automobile policy from a hearing process to a review by the Commissioner on the papers, which reflects the Department’s prior practices in handling these appeals and provides a more streamlined and efficient process for timely reviewing a consumer’s appeal. Section 5 of this Act extends the protections against unfair automobile insurance rating practices related to a service member’s deployment to deployments both within and outside of the U.S. and its waters.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **Bill Text** (committee substitute) — [source](https://legis.delaware.gov/json/BillDetail/GenerateHtmlDocument?legislationId=48229&legislationTypeId=1&docTypeId=2&legislationName=HB41)
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## Votes
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- SM — **40–0** (pass) · lower
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- SM — **21–0** (pass) · upper
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## Sponsors
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- Trey Paradee — primary (person)
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- William Bush — primary (person)
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- Bruce C. Ennis — cosponsor (person)
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- David P. Sokola — cosponsor (person)
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- Sean Matthews — cosponsor (person)
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- Sherry Dorsey Walker — cosponsor (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2021-01-07** Introduced and Assigned to Economic Development/Banking/Insurance & Commerce Committee in House `introduction, referral-committee`
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- **2021-01-14** Reported Out of Committee (Economic Development/Banking/Insurance & Commerce) in House with 6 Favorable, 6 On Its Merits `committee-passage, committee-passage-favorable`
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- **2021-03-04** Suspension of Rules in House
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- **2021-03-11** Passed By House. Votes: 40 YES 1 ABSENT `passage`
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- **2021-03-12** Assigned to Banking, Business & Insurance Committee in Senate `introduction, referral-committee`
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- **2021-03-24** Reported Out of Committee (Banking, Business & Insurance) in Senate with 1 Favorable, 4 On Its Merits `committee-passage, committee-passage-favorable`
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- **2021-06-29** Passed By Senate. Votes: 21 YES `passage`
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- **2021-09-30** Signed by Governor `executive-signature`
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/ff135130-6eba-4601-a86c-6a4e0401525b`. Confidence: reported (aggregated from official Delaware legislature records).
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