republic-os/legislation/us/states/de/152/sb-184.md

type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags

type	title	description	jurisdiction	legislature	session	identifier	citation	classification	subjects	status	primary_sponsors	version_count	action_count	vote_count	first_action	last_action	source	source_identifier	source_url	source_hash	vintage	source_snapshot	retrieved_at	confidence	tags
Bill	AN ACT TO AMEND TITLE 18 OF THE DELAWARE CODE RELATING TO USE OF CERTAIN FACTORS IN UNDERWRITING PRIVATE INSURANCE.	Research has shown that certain underwriting factors used by insurers, while facially neutral, may have a disparate impact on protected classes. This bill seeks to address this disparate impact by prohibiting certain underwriting and rating factors, despite being correlative with loss, in homeowner’s and private passenger motor vehicle insurance policies. This bill would specifically prohibit an insurer’s consideration of an insured’s or proposed insured’s (i) non-pending arrests, charges and indictments that do not result in conviction, (ii) convictions unrelated to fraud or the risk being insured, or (iii) driver’s license suspensions or revocations for non-driving related reasons. This bill also corrects an incorrect statutory reference in current law.	us/states/de	Delaware General Assembly	152	SB 184	Delaware SB 184 (152)	bill		enacted	Bryan Townsend Eric Morrison John "Jack" Walsh Kyle Evans Gay Paul S. Baumbach Peter C. Schwartzkopf Spiros Mantzavinos William Bush	1	8	2	2023-06-15	2023-09-14	openstates	ocd-bill/ab03662c-59a9-4966-94cb-0b12bea94872	https://legis.delaware.gov/BillDetail?LegislationId=140642	e99dfa8bd5042b45c250aa7a09a66c0459c8d423df5af24b3c3ad41c2ea694c7	2026-07-01	https://data.openstates.org/daily/2026-07-01/public.pgdump	2026-07-06	reported	legislation bill us-de

Delaware SB 184 (152) — AN ACT TO AMEND TITLE 18 OF THE DELAWARE CODE RELATING TO USE OF CERTAIN FACTORS IN UNDERWRITING PRIVATE INSURANCE.

Research has shown that certain underwriting factors used by insurers, while facially neutral, may have a disparate impact on protected classes. This bill seeks to address this disparate impact by prohibiting certain underwriting and rating factors, despite being correlative with loss, in homeowner’s and private passenger motor vehicle insurance policies. This bill would specifically prohibit an insurer’s consideration of an insured’s or proposed insured’s (i) non-pending arrests, charges and indictments that do not result in conviction, (ii) convictions unrelated to fraud or the risk being insured, or (iii) driver’s license suspensions or revocations for non-driving related reasons. This bill also corrects an incorrect statutory reference in current law.

Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. Bill Text (committee substitute) — source

Votes

• SM — 19–1 (pass) · upper
• SM — 25–0 (pass) · lower

Sponsors

• Bryan Townsend — primary (person)
• Eric Morrison — primary (person)
• John "Jack" Walsh — primary (person)
• Kyle Evans Gay — primary (person)
• Paul S. Baumbach — primary (person)
• Peter C. Schwartzkopf — primary (person)
• Spiros Mantzavinos — primary (person)
• William Bush — primary (person)

Timeline

The legislative action history — every referral, reading, and vote.

• 2023-06-15 Introduced and Assigned to Banking, Business, Insurance & Technology Committee in Senate introduction, referral-committee
• 2023-06-22 Reported Out of Committee (Banking, Business, Insurance & Technology) in Senate with 5 On Its Merits committee-passage
• 2023-06-22 Suspension of Rules in Senate
• 2023-06-22 Passed By Senate. Votes: 19 YES 1 NO 1 ABSENT passage
• 2023-06-23 Assigned to Economic Development/Banking/Insurance & Commerce Committee in House introduction, referral-committee
• 2023-06-27 Reported Out of Committee (Economic Development/Banking/Insurance & Commerce) in House with 6 Favorable, 3 On Its Merits committee-passage, committee-passage-favorable
• 2023-06-29 Passed By House. Votes: 25 YES 16 ABSENT passage
• 2023-09-14 Signed by Governor executive-signature

Source

OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/ab03662c-59a9-4966-94cb-0b12bea94872. Confidence: reported (aggregated from official Delaware legislature records).