Fabio
73 lines
4.6 KiB
Markdown
73 lines
4.6 KiB
Markdown
---
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type: "Bill"
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title: "AN ACT TO AMEND TITLE 18 OF THE DELAWARE CODE RELATING TO USE OF CERTAIN FACTORS IN UNDERWRITING PRIVATE INSURANCE."
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description: "Research has shown that certain underwriting factors used by insurers, while facially neutral, may have a disparate impact on protected classes. This bill seeks to address this disparate impact by prohibiting certain underwriting and rating factors, despite being correlative with loss, in homeowner’s and private passenger motor vehicle insurance policies. This bill would specifically prohibit an insurer’s consideration of an insured’s or proposed insured’s (i) non-pending arrests, charges and indictments that do not result in conviction, (ii) convictions unrelated to fraud or the risk being insured, or (iii) driver’s license suspensions or revocations for non-driving related reasons. This bill also corrects an incorrect statutory reference in current law."
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jurisdiction: "us/states/de"
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legislature: "Delaware General Assembly"
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session: "152"
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identifier: "SB 184"
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citation: "Delaware SB 184 (152)"
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classification: ["bill"]
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subjects: []
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status: "enacted"
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primary_sponsors: ["Bryan Townsend", "Eric Morrison", "John \"Jack\" Walsh", "Kyle Evans Gay", "Paul S. Baumbach", "Peter C. Schwartzkopf", "Spiros Mantzavinos", "William Bush"]
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version_count: 1
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action_count: 8
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vote_count: 2
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first_action: "2023-06-15"
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last_action: "2023-09-14"
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source: "openstates"
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source_identifier: "ocd-bill/ab03662c-59a9-4966-94cb-0b12bea94872"
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source_url: "https://legis.delaware.gov/BillDetail?LegislationId=140642"
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source_hash: "e99dfa8bd5042b45c250aa7a09a66c0459c8d423df5af24b3c3ad41c2ea694c7"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-de"]
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---
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# Delaware SB 184 (152) — AN ACT TO AMEND TITLE 18 OF THE DELAWARE CODE RELATING TO USE OF CERTAIN FACTORS IN UNDERWRITING PRIVATE INSURANCE.
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Research has shown that certain underwriting factors used by insurers, while facially neutral, may have a disparate impact on protected classes. This bill seeks to address this disparate impact by prohibiting certain underwriting and rating factors, despite being correlative with loss, in homeowner’s and private passenger motor vehicle insurance policies. This bill would specifically prohibit an insurer’s consideration of an insured’s or proposed insured’s (i) non-pending arrests, charges and indictments that do not result in conviction, (ii) convictions unrelated to fraud or the risk being insured, or (iii) driver’s license suspensions or revocations for non-driving related reasons. This bill also corrects an incorrect statutory reference in current law.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **Bill Text** (committee substitute) — [source](https://legis.delaware.gov/json/BillDetail/GenerateHtmlDocument?legislationId=140642&legislationTypeId=1&docTypeId=2&legislationName=SB184)
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## Votes
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- SM — **19–1** (pass) · upper
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- SM — **25–0** (pass) · lower
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## Sponsors
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- Bryan Townsend — primary (person)
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- Eric Morrison — primary (person)
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- John "Jack" Walsh — primary (person)
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- Kyle Evans Gay — primary (person)
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- Paul S. Baumbach — primary (person)
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- Peter C. Schwartzkopf — primary (person)
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- Spiros Mantzavinos — primary (person)
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- William Bush — primary (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2023-06-15** Introduced and Assigned to Banking, Business, Insurance & Technology Committee in Senate `introduction, referral-committee`
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- **2023-06-22** Reported Out of Committee (Banking, Business, Insurance & Technology) in Senate with 5 On Its Merits `committee-passage`
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- **2023-06-22** Suspension of Rules in Senate
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- **2023-06-22** Passed By Senate. Votes: 19 YES 1 NO 1 ABSENT `passage`
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- **2023-06-23** Assigned to Economic Development/Banking/Insurance & Commerce Committee in House `introduction, referral-committee`
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- **2023-06-27** Reported Out of Committee (Economic Development/Banking/Insurance & Commerce) in House with 6 Favorable, 3 On Its Merits `committee-passage, committee-passage-favorable`
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- **2023-06-29** Passed By House. Votes: 25 YES 16 ABSENT `passage`
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- **2023-09-14** Signed by Governor `executive-signature`
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/ab03662c-59a9-4966-94cb-0b12bea94872`. Confidence: reported (aggregated from official Delaware legislature records).
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