Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
6.4 KiB
type, title, description, jurisdiction, legislature, session, identifier, citation, classification, subjects, status, primary_sponsors, version_count, action_count, vote_count, first_action, last_action, source, source_identifier, source_url, source_hash, vintage, source_snapshot, retrieved_at, confidence, tags
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| Bill | AN ACT TO AMEND TITLE 18 OF THE DELAWARE CODE RELATING TO PROPERTY INSURANCE CONTRACTS. | This bill provides important consumer protections for property insurance contracts by improving the reliability of mailed notifications of policy cancellation or renewal. Section 1 of this bill requires insurers to deliver any homeowners’ notices of cancellation or nonrenewal by USPS certified mail or USPS Intelligent Mail barcode. Further, whereas currently an insurer can cancel or non-renew a policy because of two non-weather-related claims over the lifetime of the policy, this legislation provides a reasonable claims lookback period for non-weather-related claims, as is already the case for claims in other portions of this subsection of the Code. Section 2 of this bill precludes an insurance carrier from refusing to renew a homeowners’ policy based on non-weather claims unless 2 or more claims occur within the 36-month period immediately preceding the expiration of the current policy period. | us/states/de | Delaware General Assembly | 152 | SB 200 | Delaware SB 200 (152) |
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enacted |
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3 | 12 | 3 | 2024-01-04 | 2024-06-20 | openstates | ocd-bill/85028d52-5f6a-4f3e-bc62-05bbd7611019 | https://legis.delaware.gov/BillDetail?LegislationId=140820 | ab87f3da05f3eb2346c9116e4f1c97d047289d7b0e5f8deab31efffe482beb82 | 2026-07-01 | https://data.openstates.org/daily/2026-07-01/public.pgdump | 2026-07-06 | reported |
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Delaware SB 200 (152) — AN ACT TO AMEND TITLE 18 OF THE DELAWARE CODE RELATING TO PROPERTY INSURANCE CONTRACTS.
This bill provides important consumer protections for property insurance contracts by improving the reliability of mailed notifications of policy cancellation or renewal. Section 1 of this bill requires insurers to deliver any homeowners’ notices of cancellation or nonrenewal by USPS certified mail or USPS Intelligent Mail barcode. Further, whereas currently an insurer can cancel or non-renew a policy because of two non-weather-related claims over the lifetime of the policy, this legislation provides a reasonable claims lookback period for non-weather-related claims, as is already the case for claims in other portions of this subsection of the Code. Section 2 of this bill precludes an insurance carrier from refusing to renew a homeowners’ policy based on non-weather claims unless 2 or more claims occur within the 36-month period immediately preceding the expiration of the current policy period.
Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
- Bill Text (committee substitute) — source
- HA 1 to SB 200 (committee substitute) — source
- SA 1 to SB 200 (committee substitute) — source
Votes
- SM — 21–0 (pass) · upper
- SM — 21–0 (pass) · upper
- SM — 38–0 (pass) · lower
Sponsors
- Brian Pettyjohn — primary (person)
- David L. Wilson — primary (person)
- David P. Sokola — primary (person)
- Edward S. Osienski — primary (person)
- Eric Morrison — primary (person)
- John "Jack" Walsh — primary (person)
- Kendra Johnson — primary (person)
- Kerri Evelyn Harris — primary (person)
- Laura V. Sturgeon — primary (person)
- Madinah Wilson-Anton — primary (person)
- Marie Pinkney — primary (person)
- Michael F. Smith — primary (person)
- Nicole Poore — primary (person)
- Paul S. Baumbach — primary (person)
- Peter C. Schwartzkopf — primary (person)
- Russell Huxtable — primary (person)
- Sean Matthews — primary (person)
- Sherry Dorsey Walker — primary (person)
- Spiros Mantzavinos — primary (person)
- Stell Parker Selby — primary (person)
- William Bush — primary (person)
- William J. Carson — primary (person)
Timeline
The legislative action history — every referral, reading, and vote.
- 2024-01-04 Introduced and Assigned to Banking, Business, Insurance & Technology Committee in Senate
introduction, referral-committee - 2024-01-24 Reported Out of Committee (Banking, Business, Insurance & Technology) in Senate with 6 On Its Merits
committee-passage - 2024-03-11 Amendment SA 1 to SB 200 - Introduced and Placed With Bill
amendment-introduction - 2024-03-12 Amendment SA 1 to SB 200 - Passed By Senate. Votes: 21 YES
amendment-passage - 2024-03-12 Passed By Senate. Votes: 21 YES
passage - 2024-03-13 Assigned to Economic Development/Banking/Insurance & Commerce Committee in House
introduction, referral-committee - 2024-03-19 Reported Out of Committee (Economic Development/Banking/Insurance & Commerce) in House with 4 Favorable, 5 On Its Merits
committee-passage, committee-passage-favorable - 2024-04-24 Amendment HA 1 to SB 200 - Introduced and Placed With Bill
amendment-introduction - 2024-05-16 Amendment HA 1 to SB 200 - Passed In House by Voice Vote
amendment-passage - 2024-05-16 Passed By House. Votes: 38 YES 3 ABSENT
passage - 2024-05-21 Passed By Senate. Votes: 21 YES
passage - 2024-06-20 Signed by Governor
executive-signature
Source
OpenStates / OpenCivicData bulk snapshot 2026-07-01; origin ocd-bill/85028d52-5f6a-4f3e-bc62-05bbd7611019. Confidence: reported (aggregated from official Delaware legislature records).