Fabio
94 lines
6.4 KiB
Markdown
94 lines
6.4 KiB
Markdown
---
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type: "Bill"
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title: "AN ACT TO AMEND TITLE 18 OF THE DELAWARE CODE RELATING TO PROPERTY INSURANCE CONTRACTS."
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description: "This bill provides important consumer protections for property insurance contracts by improving the reliability of mailed notifications of policy cancellation or renewal. Section 1 of this bill requires insurers to deliver any homeowners’ notices of cancellation or nonrenewal by USPS certified mail or USPS Intelligent Mail barcode. Further, whereas currently an insurer can cancel or non-renew a policy because of two non-weather-related claims over the lifetime of the policy, this legislation provides a reasonable claims lookback period for non-weather-related claims, as is already the case for claims in other portions of this subsection of the Code. Section 2 of this bill precludes an insurance carrier from refusing to renew a homeowners’ policy based on non-weather claims unless 2 or more claims occur within the 36-month period immediately preceding the expiration of the current policy period."
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jurisdiction: "us/states/de"
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legislature: "Delaware General Assembly"
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session: "152"
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identifier: "SB 200"
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citation: "Delaware SB 200 (152)"
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classification: ["bill"]
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subjects: []
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status: "enacted"
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primary_sponsors: ["Brian Pettyjohn", "David L. Wilson", "David P. Sokola", "Edward S. Osienski", "Eric Morrison", "John \"Jack\" Walsh", "Kendra Johnson", "Kerri Evelyn Harris", "Laura V. Sturgeon", "Madinah Wilson-Anton", "Marie Pinkney", "Michael F. Smith", "Nicole Poore", "Paul S. Baumbach", "Peter C. Schwartzkopf", "Russell Huxtable", "Sean Matthews", "Sherry Dorsey Walker", "Spiros Mantzavinos", "Stell Parker Selby", "William Bush", "William J. Carson"]
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version_count: 3
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action_count: 12
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vote_count: 3
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first_action: "2024-01-04"
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last_action: "2024-06-20"
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source: "openstates"
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source_identifier: "ocd-bill/85028d52-5f6a-4f3e-bc62-05bbd7611019"
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source_url: "https://legis.delaware.gov/BillDetail?LegislationId=140820"
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source_hash: "ab87f3da05f3eb2346c9116e4f1c97d047289d7b0e5f8deab31efffe482beb82"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-de"]
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---
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# Delaware SB 200 (152) — AN ACT TO AMEND TITLE 18 OF THE DELAWARE CODE RELATING TO PROPERTY INSURANCE CONTRACTS.
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This bill provides important consumer protections for property insurance contracts by improving the reliability of mailed notifications of policy cancellation or renewal. Section 1 of this bill requires insurers to deliver any homeowners’ notices of cancellation or nonrenewal by USPS certified mail or USPS Intelligent Mail barcode. Further, whereas currently an insurer can cancel or non-renew a policy because of two non-weather-related claims over the lifetime of the policy, this legislation provides a reasonable claims lookback period for non-weather-related claims, as is already the case for claims in other portions of this subsection of the Code. Section 2 of this bill precludes an insurance carrier from refusing to renew a homeowners’ policy based on non-weather claims unless 2 or more claims occur within the 36-month period immediately preceding the expiration of the current policy period.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **Bill Text** (committee substitute) — [source](https://legis.delaware.gov/json/BillDetail/GenerateHtmlDocument?legislationId=140820&legislationTypeId=1&docTypeId=2&legislationName=SB200)
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2. **HA 1 to SB 200** (committee substitute) — [source](http://legis.delaware.gov/json/BillDetail/GeneratePdfDocument?legislationId=141259&legislationTypeId=5&docTypeId=2)
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3. **SA 1 to SB 200** (committee substitute) — [source](http://legis.delaware.gov/json/BillDetail/GeneratePdfDocument?legislationId=141021&legislationTypeId=5&docTypeId=2)
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## Votes
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- SM — **21–0** (pass) · upper
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- SM — **21–0** (pass) · upper
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- SM — **38–0** (pass) · lower
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## Sponsors
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- Brian Pettyjohn — primary (person)
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- David L. Wilson — primary (person)
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- David P. Sokola — primary (person)
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- Edward S. Osienski — primary (person)
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- Eric Morrison — primary (person)
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- John "Jack" Walsh — primary (person)
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- Kendra Johnson — primary (person)
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- Kerri Evelyn Harris — primary (person)
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- Laura V. Sturgeon — primary (person)
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- Madinah Wilson-Anton — primary (person)
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- Marie Pinkney — primary (person)
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- Michael F. Smith — primary (person)
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- Nicole Poore — primary (person)
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- Paul S. Baumbach — primary (person)
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- Peter C. Schwartzkopf — primary (person)
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- Russell Huxtable — primary (person)
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- Sean Matthews — primary (person)
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- Sherry Dorsey Walker — primary (person)
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- Spiros Mantzavinos — primary (person)
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- Stell Parker Selby — primary (person)
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- William Bush — primary (person)
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- William J. Carson — primary (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2024-01-04** Introduced and Assigned to Banking, Business, Insurance & Technology Committee in Senate `introduction, referral-committee`
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- **2024-01-24** Reported Out of Committee (Banking, Business, Insurance & Technology) in Senate with 6 On Its Merits `committee-passage`
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- **2024-03-11** Amendment SA 1 to SB 200 - Introduced and Placed With Bill `amendment-introduction`
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- **2024-03-12** Amendment SA 1 to SB 200 - Passed By Senate. Votes: 21 YES `amendment-passage`
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- **2024-03-12** Passed By Senate. Votes: 21 YES `passage`
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- **2024-03-13** Assigned to Economic Development/Banking/Insurance & Commerce Committee in House `introduction, referral-committee`
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- **2024-03-19** Reported Out of Committee (Economic Development/Banking/Insurance & Commerce) in House with 4 Favorable, 5 On Its Merits `committee-passage, committee-passage-favorable`
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- **2024-04-24** Amendment HA 1 to SB 200 - Introduced and Placed With Bill `amendment-introduction`
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- **2024-05-16** Amendment HA 1 to SB 200 - Passed In House by Voice Vote `amendment-passage`
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- **2024-05-16** Passed By House. Votes: 38 YES 3 ABSENT `passage`
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- **2024-05-21** Passed By Senate. Votes: 21 YES `passage`
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- **2024-06-20** Signed by Governor `executive-signature`
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/85028d52-5f6a-4f3e-bc62-05bbd7611019`. Confidence: reported (aggregated from official Delaware legislature records).
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