Fabio
84 lines
5.5 KiB
Markdown
84 lines
5.5 KiB
Markdown
---
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type: "Bill"
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title: "AN ACT TO AMEND TITLES 10 AND 29 OF THE DELAWARE CODE RELATING TO RESIDENTIAL MORTGAGE FORECLOSURE AND THE OFFICE OF FORECLOSURE PREVENTION AND FINANCIAL EDUCATION."
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description: "The Office of Foreclosure Prevention and Financial Education and the Residential Mortgage Foreclosure Mediation Program were created in the wake of the 2008 financial crisis to assist homeowners at risk of foreclosure or already navigating the foreclosure process. Originally intended as temporary programs, the need for these programs is as critical as ever for those facing the loss of their homes. The programs have proven to be important resources in preserving home ownership and educating homeowners on their rights and responsibilities in times of economic contraction and in times of economic expansion. As a result of their successes, the General Assembly has extended the programs multiple times. It is clear that the need for these programs will continue for the foreseeable future. In recognition of this reality, this Act removes the expiration dates from the programs."
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jurisdiction: "us/states/de"
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legislature: "Delaware General Assembly"
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session: "152"
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identifier: "SB 245"
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citation: "Delaware SB 245 (152)"
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classification: ["bill"]
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subjects: []
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status: "enacted"
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primary_sponsors: ["Bryan Townsend", "David L. Wilson", "David P. Sokola", "Edward S. Osienski", "John \"Jack\" Walsh", "Kendra Johnson", "Laura V. Sturgeon", "Marie Pinkney", "Nicole Poore", "Peter C. Schwartzkopf", "Russell Huxtable", "S. Elizabeth Lockman", "Sarah McBride", "Sean Matthews", "Sherry Dorsey Walker", "Spiros Mantzavinos", "Trey Paradee", "William Bush"]
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version_count: 1
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action_count: 9
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vote_count: 2
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first_action: "2024-04-23"
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last_action: "2024-08-09"
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source: "openstates"
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source_identifier: "ocd-bill/f3f7d2fc-ea6d-4acc-aed5-0bbd77a0b5da"
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source_url: "https://legis.delaware.gov/BillDetail?LegislationId=141247"
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source_hash: "936dbdb04ca6671213cd8591f3652bdbc50ce1aad107ce7e73f7f0e56ca481ac"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-de"]
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---
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# Delaware SB 245 (152) — AN ACT TO AMEND TITLES 10 AND 29 OF THE DELAWARE CODE RELATING TO RESIDENTIAL MORTGAGE FORECLOSURE AND THE OFFICE OF FORECLOSURE PREVENTION AND FINANCIAL EDUCATION.
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The Office of Foreclosure Prevention and Financial Education and the Residential Mortgage Foreclosure Mediation Program were created in the wake of the 2008 financial crisis to assist homeowners at risk of foreclosure or already navigating the foreclosure process. Originally intended as temporary programs, the need for these programs is as critical as ever for those facing the loss of their homes. The programs have proven to be important resources in preserving home ownership and educating homeowners on their rights and responsibilities in times of economic contraction and in times of economic expansion. As a result of their successes, the General Assembly has extended the programs multiple times. It is clear that the need for these programs will continue for the foreseeable future. In recognition of this reality, this Act removes the expiration dates from the programs.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **Bill Text** (committee substitute) — [source](https://legis.delaware.gov/json/BillDetail/GenerateHtmlDocument?legislationId=141247&legislationTypeId=6&docTypeId=2&legislationName=SS1forSB245)
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## Votes
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- SM — **20–0** (pass) · upper
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- SM — **40–0** (pass) · lower
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## Sponsors
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- Bryan Townsend — primary (person)
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- David L. Wilson — primary (person)
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- David P. Sokola — primary (person)
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- Edward S. Osienski — primary (person)
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- John "Jack" Walsh — primary (person)
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- Kendra Johnson — primary (person)
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- Laura V. Sturgeon — primary (person)
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- Marie Pinkney — primary (person)
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- Nicole Poore — primary (person)
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- Peter C. Schwartzkopf — primary (person)
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- Russell Huxtable — primary (person)
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- S. Elizabeth Lockman — primary (person)
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- Sarah McBride — primary (person)
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- Sean Matthews — primary (person)
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- Sherry Dorsey Walker — primary (person)
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- Spiros Mantzavinos — primary (person)
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- Trey Paradee — primary (person)
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- William Bush — primary (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2024-04-23** Adopted in lieu of the original bill SB 245, and Assigned to Finance Committee in Senate `introduction, referral-committee`
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- **2024-05-15** Reported Out of Committee (Finance) in Senate with 6 On Its Merits `committee-passage`
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- **2024-05-16** Passed By Senate. Votes: 20 YES 1 ABSENT `passage`
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- **2024-05-21** Assigned to Judiciary Committee in House `introduction, referral-committee`
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- **2024-06-12** Reported Out of Committee (Judiciary) in House with 1 Favorable, 9 On Its Merits `committee-passage, committee-passage-favorable`
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- **2024-06-13** Assigned to Appropriations Committee in House `introduction, referral-committee`
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- **2024-06-20** Reported Out of Committee (Appropriations) in House with 5 On Its Merits `committee-passage`
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- **2024-06-30** Passed By House. Votes: 40 YES 1 ABSENT `passage`
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- **2024-08-09** Signed by Governor `executive-signature`
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/f3f7d2fc-ea6d-4acc-aed5-0bbd77a0b5da`. Confidence: reported (aggregated from official Delaware legislature records).
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