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---
type: "Bill"
title: "TRANSPARENCY IN FINANCIAL SERVICES Adds to existing law to provide for transparency in financial services."
description: "TRANSPARENCY IN FINANCIAL SERVICES Adds to existing law to provide for transparency in financial services."
jurisdiction: "us/states/id"
legislature: "Idaho Legislature"
session: "2025"
identifier: "S 1027"
citation: "Idaho S 1027 (2025)"
classification: ["bill"]
subjects: ["ACTS", "ATTORNEY GENERAL", "BANKS AND FINANCIAL INSTITUTIONS", "BUSINESS AND BUSINESS ENTITIES", "DISCRIMINATION", "FINANCE", "SPEECH"]
status: "enacted"
primary_sponsors: []
version_count: 4
action_count: 31
vote_count: 2
first_action: "2025-01-27"
last_action: "2025-03-26"
source: "openstates"
source_identifier: "ocd-bill/a69eb3f5-f095-42e5-9eb8-e6de6edccd55"
source_url: "https://legislature.idaho.gov/sessioninfo/2025/legislation/S1027/"
source_hash: "0cb10248d963e6dd710554603b04e50e8197cff8138646ab0ac7ea42db988da9"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-id"]
---
# Idaho S 1027 (2025) — TRANSPARENCY IN FINANCIAL SERVICES Adds to existing law to provide for transparency in financial services.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **Amendment** (committee substitute) — [source](https://legislature.idaho.gov/wp-content/uploads/sessioninfo/2025/legislation/S1027A1.pdf)
2. **Bill Text** (committee substitute) — [source](https://legislature.idaho.gov/wp-content/uploads/sessioninfo/2025/legislation/S1027.pdf)
3. **Engrossment 1** (committee substitute) — [source](https://legislature.idaho.gov/wp-content/uploads/sessioninfo/2025/legislation/S1027E1.pdf)
4. **Engrossment 2** (committee substitute) — [source](https://legislature.idaho.gov/wp-content/uploads/sessioninfo/2025/legislation/S1027E2.pdf)
## Votes
- Read Third Time in Full **634** (pass) · lower
- Read third time in full as amended **322** (pass) · upper
## Sponsors
- STATE AFFAIRS COMMITTEE — primary (organization)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2025-01-27** Introduced; read first time; referred to JR for Printing `introduction`
- **2025-01-28** Reported Printed; referred to State Affairs
- **2025-02-03** Reported out of committee; to 14th Order for amendment
- **2025-02-13** Placed in the Committee of the Whole
- **2025-02-13** Reported out without recommendation, as amended
- **2025-02-13** Amendments ordered printed; referred for engrossment
- **2025-02-13** Amendments reported printed
- **2025-02-13** Reported engrossed, filed for first reading, as amended
- **2025-02-13** Read first time as amended, filed for Second Reading
- **2025-02-14** Read second time as amended, filed for Third reading `reading-2`
- **2025-02-21** Referred to 14th Order for amendment
- **2025-02-25** Placed in the Committee of the Whole
- **2025-02-25** Reported out without recommendation, as amended
- **2025-02-25** Amendments ordered printed; referred for engrossment
- **2025-02-25** Amendments reported printed
- **2025-02-25** Reported engrossed, filed for first reading, as amended
- **2025-02-25** Read first time as amended, filed for Second Reading
- **2025-02-26** Read second time as amended, filed for Third reading `reading-2`
- **2025-02-28** Retained on calendar
- **2025-03-03** Read third time in full as amended PASSED - 32-2-1AYES Adams, Anthon, Bernt, Bjerke, Blaylock, Burtenshaw, Cook, Den Hartog, Foreman, Galloway, Grow, Guthrie, Harris, Hart, Keyser, Kohl, Lakey, Lenney, Lent, Nichols, Okuniewicz, Ricks, Ruchti, Semmelroth, Shippy, Taylor, Toews, VanOrden, Ward-Engelking, Woodward, Zito, ZuiderveldNAYS Mathews(Rabe), WintrowAbsent and excused CarlsonFloor Sponsor - AnthonTitle apvd - to House
- **2025-03-04** Received from the Senate, Filed for First Reading
- **2025-03-04** Read First Time, Referred to Business `reading-1, referral-committee`
- **2025-03-13** Reported out of Committee with Do Pass Recommendation, Filed for Second Reading `committee-passage-favorable`
- **2025-03-14** Read second time; Filed for Third Reading `reading-2`
- **2025-03-17** Read Third Time in Full PASSED - 63-4-3AYES Achilles, Alfieri, Andrus, Barbieri, Beiswenger, Boyle, Bruce, Burgoyne, Cannon, Cayler, Cheatum(Phillips), Clow, Cornilles, Crane(12), Crane(13), Dygert, Egbert, Ehardt, Ehlers, Fuhriman, Furniss, Galaviz, Gannon, Garner, Handy, Harris, Hawkins, Healey, Hill(Hill), Holtzclaw, Horman, Hostetler, Leavitt, Manwaring, Marmon, McCann, Mendive, Mickelsen, Miller, Mitchell, Monks, Nelsen, Palmer, Pickett, Pohanka, Price, Rasor, Raybould, Raymond, Redman, Sauter, Scott, Shepherd, Shirts, Skaug, Tanner(13), Tanner(14), Thompson, Vander Woude, Weber(Weber), Wheeler, Wisniewski, Mr. SpeakerNAYS Berch, Church, Green, RubelAbsent Erickson, Mathias, PetzkeFloor Sponsor - Tanner(14)Title apvd - to Senate `passage, reading-3`
- **2025-03-18** Returned From House Passed; referred to enrolling `enrolled`
- **2025-03-18** Reported enrolled; signed by President; to House for signature of Speaker
- **2025-03-19** Received from Senate; Signed by Speaker; Returned to Senate `passage`
- **2025-03-19** Reported signed by the Speaker & ordered delivered to Governor `executive-receipt`
- **2025-03-20** Reported delivered to Governor at 3:50 p.m. on 03/19/25 `executive-receipt`
- **2025-03-26** Signed by Governor on 03/24/25 Session Law Chapter 164 Effective: 07/01/2025 `executive-signature`
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/a69eb3f5-f095-42e5-9eb8-e6de6edccd55`. Confidence: reported (aggregated from official Idaho legislature records).