Fabio
87 lines
4.5 KiB
Markdown
87 lines
4.5 KiB
Markdown
---
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type: "Bill"
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title: "MORTGAGE LOAN-ARREARS PAYMENT"
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description: "Amends the Residential Mortgage License Act of 1987. Provides that when a mortgagor is in arrears more than one month, no licensee shall refuse to accept any payments offered by the mortgagor in whole month payment amounts. Provides that such payments shall be applied to the unpaid balance in the manner provided in the licensee's mortgage with that mortgagor."
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jurisdiction: "us/states/il"
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legislature: "Illinois General Assembly"
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session: "100th"
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identifier: "HB 2965"
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citation: "Illinois HB 2965 (100th)"
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classification: ["bill"]
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subjects: []
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status: "enacted"
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primary_sponsors: []
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version_count: 3
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action_count: 27
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vote_count: 2
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first_action: "2017-02-09"
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last_action: "2017-08-22"
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source: "openstates"
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source_identifier: "ocd-bill/02d6a723-0c4e-40a2-9286-1bbd529a6414"
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source_url: "http://ilga.gov/legislation/BillStatus.asp?DocNum=2965&GAID=14&DocTypeID=HB&LegId=104488&SessionID=91&GA=100"
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source_hash: "464b479300a723a99c5722e615debb6bf0e7c63d36b3193f7b037cfe6fd60246"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-il"]
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---
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# Illinois HB 2965 (100th) — MORTGAGE LOAN-ARREARS PAYMENT
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Amends the Residential Mortgage License Act of 1987. Provides that when a mortgagor is in arrears more than one month, no licensee shall refuse to accept any payments offered by the mortgagor in whole month payment amounts. Provides that such payments shall be applied to the unpaid balance in the manner provided in the licensee's mortgage with that mortgagor.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **Introduced** (filed) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=10000HB2965&GA=100&SessionId=91&DocTypeId=HB&LegID=104488&DocNum=2965&GAID=14&Session=&print=true)
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2. **Engrossed** (committee substitute) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=10000HB2965eng&GA=100&SessionId=91&DocTypeId=HB&LegID=104488&DocNum=2965&GAID=14&Session=&print=true)
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3. **Enrolled** (enrolled) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=10000HB2965enr&GA=100&SessionId=91&DocTypeId=HB&LegID=104488&DocNum=2965&GAID=14&Session=&print=true)
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## Votes
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- Third Reading — **56–0** (pass) · upper
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- Third Reading — **110–0** (pass) · lower
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## Sponsors
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- Jaime M. Andrade, Jr. — primary (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2017-02-09** Filed with the Clerk by Rep. Jaime M. Andrade, Jr. `filing`
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- **2017-02-09** First Reading `reading-1`
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- **2017-02-09** Referred to Rules Committee `referral-committee`
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- **2017-02-22** Assigned to Financial Institutions Committee `referral-committee`
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- **2017-03-14** Do Pass / Short Debate Financial Institutions Committee; 010-000-000 `committee-passage`
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- **2017-03-15** Placed on Calendar 2nd Reading - Short Debate
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- **2017-03-23** Second Reading - Short Debate `reading-2`
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- **2017-03-23** Placed on Calendar Order of 3rd Reading - Short Debate
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- **2017-03-30** Third Reading - Short Debate - Passed 110-000-001 `reading-3, passage`
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- **2017-03-30** Added Chief Co-Sponsor Rep. Litesa E. Wallace
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- **2017-04-04** Arrive in Senate `introduction`
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- **2017-04-04** Placed on Calendar Order of First Reading `reading-1`
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- **2017-04-04** Chief Senate Sponsor Sen. Antonio Muñoz
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- **2017-04-04** First Reading `reading-1`
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- **2017-04-04** Referred to Assignments `referral-committee`
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- **2017-04-06** Alternate Chief Sponsor Changed to Sen. Iris Y. Martinez
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- **2017-04-25** Assigned to Financial Institutions `referral-committee`
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- **2017-05-10** Do Pass Financial Institutions; 007-000-000 `committee-passage`
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- **2017-05-10** Placed on Calendar Order of 2nd Reading May 11, 2017
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- **2017-05-15** Second Reading `reading-2`
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- **2017-05-15** Placed on Calendar Order of 3rd Reading May 16, 2017
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- **2017-05-25** Third Reading - Passed; 056-000-000 `reading-3, passage`
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- **2017-05-25** Passed Both Houses
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- **2017-06-23** Sent to the Governor `executive-receipt`
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- **2017-08-22** Governor Approved `executive-signature`
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- **2017-08-22** Effective Date January 1, 2018
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- **2017-08-22** Public Act . . . . . . . . . 100-0268 `became-law`
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/02d6a723-0c4e-40a2-9286-1bbd529a6414`. Confidence: reported (aggregated from official Illinois legislature records).
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