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---
type: "Bill"
title: "INS CD-ELECTRONIC DOC DELIVERY"
description: "Amends the Illinois Insurance Code. Provides that notice to a party, and any other document that is required under applicable law in a premium finance agreement or that serves as evidence of a premium finance agreement, may be stored, presented, and delivered by electronic means. Provides that delivery of a notice or document by electronic means shall be considered equivalent to any delivery method required under applicable law, including delivery by first class mail; first class mail, postage prepaid; certified mail; or registered mail. Provides requirements to allow premium finance companies to deliver documents by electronic means. Provides that the legal effectiveness, validity, or enforceability of any premium finance agreement executed by a party may not be denied solely because the agreement was delivered by electronic means if the premium finance company has obtained the electronic consent or confirmation of consent of the party in accordance with the Act. Contains provisions to withdraw consent for electronic delivery of documents. Makes other changes. Effective January 1, 2018."
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "100th"
identifier: "HB 3244"
citation: "Illinois HB 3244 (100th)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: []
version_count: 3
action_count: 47
vote_count: 3
first_action: "2017-02-09"
last_action: "2017-09-08"
source: "openstates"
source_identifier: "ocd-bill/440c4318-7c8c-4e2b-ad53-a0e8118a9a49"
source_url: "http://ilga.gov/legislation/BillStatus.asp?DocNum=3244&GAID=14&DocTypeID=HB&LegId=104918&SessionID=91&GA=100"
source_hash: "bdb1587113a760c31a2f260ec6eda589690b7f170a9e0607c9005ac44d5865e2"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---
# Illinois HB 3244 (100th) — INS CD-ELECTRONIC DOC DELIVERY
Amends the Illinois Insurance Code. Provides that notice to a party, and any other document that is required under applicable law in a premium finance agreement or that serves as evidence of a premium finance agreement, may be stored, presented, and delivered by electronic means. Provides that delivery of a notice or document by electronic means shall be considered equivalent to any delivery method required under applicable law, including delivery by first class mail; first class mail, postage prepaid; certified mail; or registered mail. Provides requirements to allow premium finance companies to deliver documents by electronic means. Provides that the legal effectiveness, validity, or enforceability of any premium finance agreement executed by a party may not be denied solely because the agreement was delivered by electronic means if the premium finance company has obtained the electronic consent or confirmation of consent of the party in accordance with the Act. Contains provisions to withdraw consent for electronic delivery of documents. Makes other changes. Effective January 1, 2018.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **Introduced** (filed) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=10000HB3244&GA=100&SessionId=91&DocTypeId=HB&LegID=104918&DocNum=3244&GAID=14&Session=&print=true)
2. **Engrossed** (committee substitute) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=10000HB3244eng&GA=100&SessionId=91&DocTypeId=HB&LegID=104918&DocNum=3244&GAID=14&Session=&print=true)
3. **Enrolled** (enrolled) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=10000HB3244enr&GA=100&SessionId=91&DocTypeId=HB&LegID=104918&DocNum=3244&GAID=14&Session=&print=true)
## Votes
- Concurrence — **990** (pass) · lower
- Third Reading — **1121** (pass) · lower
- Third Reading — **500** (pass) · upper
## Sponsors
- Christine Winger — primary (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2017-02-09** Filed with the Clerk by Rep. Christine Winger `filing`
- **2017-02-09** First Reading `reading-1`
- **2017-02-09** Referred to Rules Committee `referral-committee`
- **2017-02-22** Assigned to Insurance: Health & Life Committee `referral-committee`
- **2017-03-15** House Committee Amendment No. 1 Filed with Clerk by Rep. Christine Winger `amendment-introduction`
- **2017-03-15** House Committee Amendment No. 1 Referred to Rules Committee `referral-committee`
- **2017-03-21** House Committee Amendment No. 1 Rules Refers to Insurance: Health & Life Committee
- **2017-03-21** House Committee Amendment No. 1 Adopted in Insurance: Health & Life Committee; by Voice Vote `amendment-passage`
- **2017-03-21** Do Pass as Amended / Short Debate Insurance: Health & Life Committee; 014-000-000 `committee-passage`
- **2017-03-22** Placed on Calendar 2nd Reading - Short Debate
- **2017-03-29** House Floor Amendment No. 2 Filed with Clerk by Rep. Christine Winger `amendment-introduction`
- **2017-03-29** House Floor Amendment No. 2 Referred to Rules Committee `referral-committee`
- **2017-03-30** House Floor Amendment No. 2 Rules Refers to Insurance: Health & Life Committee
- **2017-04-06** House Floor Amendment No. 2 Recommends Be Adopted Insurance: Health & Life Committee; 012-000-000 `committee-passage-favorable`
- **2017-04-25** Second Reading - Short Debate `reading-2`
- **2017-04-25** House Floor Amendment No. 2 Adopted `amendment-passage`
- **2017-04-25** Placed on Calendar Order of 3rd Reading - Short Debate
- **2017-04-26** Third Reading - Short Debate - Passed 112-001-000 `reading-3, passage`
- **2017-04-27** Arrive in Senate `introduction`
- **2017-04-27** Placed on Calendar Order of First Reading `reading-1`
- **2017-04-27** Chief Senate Sponsor Sen. Thomas Cullerton
- **2017-04-27** First Reading `reading-1`
- **2017-04-27** Referred to Assignments `referral-committee`
- **2017-05-23** Assigned to Insurance `referral-committee`
- **2017-05-23** Senate Committee Amendment No. 1 Filed with Secretary by Sen. Thomas Cullerton `amendment-introduction`
- **2017-05-23** Senate Committee Amendment No. 1 Referred to Assignments `referral-committee`
- **2017-05-24** Senate Committee Amendment No. 1 Assignments Refers to Insurance
- **2017-05-24** Waive Posting Notice
- **2017-05-25** Senate Committee Amendment No. 1 Adopted `amendment-passage`
- **2017-05-25** Do Pass as Amended Insurance; 013-000-000 `committee-passage`
- **2017-05-25** Placed on Calendar Order of 2nd Reading
- **2017-05-25** Second Reading `reading-2`
- **2017-05-25** Placed on Calendar Order of 3rd Reading May 26, 2017
- **2017-05-26** Third Reading - Passed; 050-000-000 `reading-3, passage`
- **2017-05-28** Arrived in House `introduction`
- **2017-05-28** Placed on Calendar Order of Concurrence Senate Amendment(s) 1
- **2017-05-31** Senate Committee Amendment No. 1 Motion Filed Concur Rep. Christine Winger
- **2017-05-31** Senate Committee Amendment No. 1 Motion to Concur Referred to Rules Committee `referral-committee`
- **2017-05-31** Senate Committee Amendment No. 1 Motion to Concur Recommends Be Adopted Rules Committee; 004-000-000
- **2017-06-25** Senate Committee Amendment No. 1 House Concurs 099-000-000
- **2017-06-25** 3/5 Vote Required
- **2017-06-25** House Concurs
- **2017-06-25** Passed Both Houses
- **2017-07-24** Sent to the Governor `executive-receipt`
- **2017-09-08** Governor Approved `executive-signature`
- **2017-09-08** Effective Date January 1, 2018
- **2017-09-08** Public Act . . . . . . . . . 100-0495 `became-law`
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/440c4318-7c8c-4e2b-ad53-a0e8118a9a49`. Confidence: reported (aggregated from official Illinois legislature records).