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---
type: "Bill"
title: "INS-LIFE AND HEALTH GUARANTY"
description: "Amends the Illinois Insurance Code. In the Article concerning the Illinois Life and Health Insurance Guaranty Association, makes changes to the organization of provisions concerning coverage and limitations and powers and duties of the Association. Makes changes in the provisions concerning definitions; the Board of Directors of the Association; assessments; and miscellaneous provisions. In a provision concerning duties of the Director of Insurance as liquidator, provides that upon the entry of an order directing liquidation of a company, the Director may, subject to a provision of the Insurance Code that allows the Association to exercise all the rights of the Director with respect to covered policies after the Association becomes obligated by statute or a provision of the Health Maintenance Organization Act, cede or reinsure all or so much as may be necessary of the in-force business to another company using assets of the liquidated company to pay therefor in preference to satisfying other obligations or creditors. Effective immediately."
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "100th"
identifier: "SB 682"
citation: "Illinois SB 682 (100th)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: []
version_count: 3
action_count: 50
vote_count: 3
first_action: "2017-01-25"
last_action: "2018-08-22"
source: "openstates"
source_identifier: "ocd-bill/81ba0c31-58ce-4ff1-9b80-744c150a1500"
source_url: "http://ilga.gov/legislation/BillStatus.asp?DocNum=682&GAID=14&DocTypeID=SB&LegId=101069&SessionID=91&GA=100"
source_hash: "f9c4bd2ca912e9ddb82b5d7d2769a64ff098e106a921ef8a0c9042f530bbd153"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---
# Illinois SB 682 (100th) — INS-LIFE AND HEALTH GUARANTY
Amends the Illinois Insurance Code. In the Article concerning the Illinois Life and Health Insurance Guaranty Association, makes changes to the organization of provisions concerning coverage and limitations and powers and duties of the Association. Makes changes in the provisions concerning definitions; the Board of Directors of the Association; assessments; and miscellaneous provisions. In a provision concerning duties of the Director of Insurance as liquidator, provides that upon the entry of an order directing liquidation of a company, the Director may, subject to a provision of the Insurance Code that allows the Association to exercise all the rights of the Director with respect to covered policies after the Association becomes obligated by statute or a provision of the Health Maintenance Organization Act, cede or reinsure all or so much as may be necessary of the in-force business to another company using assets of the liquidated company to pay therefor in preference to satisfying other obligations or creditors. Effective immediately.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **Introduced** (filed) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=10000SB0682&GA=100&SessionId=91&DocTypeId=SB&LegID=101069&DocNum=682&GAID=14&Session=&print=true)
2. **Engrossed** (committee substitute) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=10000SB0682eng&GA=100&SessionId=91&DocTypeId=SB&LegID=101069&DocNum=682&GAID=14&Session=&print=true)
3. **Enrolled** (enrolled) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=10000SB0682enr&GA=100&SessionId=91&DocTypeId=SB&LegID=101069&DocNum=682&GAID=14&Session=&print=true)
## Votes
- Third Reading — **1160** (pass) · lower
- Third Reading — **560** (pass) · upper
- Concurrence — **550** (pass) · upper
## Sponsors
- John G. Mulroe — primary (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2017-01-25** Filed with Secretary by Sen. John G. Mulroe `filing`
- **2017-01-25** First Reading `reading-1`
- **2017-01-25** Referred to Assignments `referral-committee`
- **2017-02-01** Assigned to Insurance `referral-committee`
- **2017-03-16** Do Pass Insurance; 010-000-000 `committee-passage`
- **2017-03-16** Placed on Calendar Order of 2nd Reading March 28, 2017
- **2017-03-30** Second Reading `reading-2`
- **2017-03-30** Placed on Calendar Order of 3rd Reading April 4, 2017
- **2017-04-25** Third Reading - Passed; 056-000-000 `reading-3, passage`
- **2017-04-25** Arrived in House `introduction`
- **2017-04-27** Chief House Sponsor Rep. Emanuel Chris Welch
- **2017-04-27** First Reading `reading-1`
- **2017-04-27** Referred to Rules Committee `referral-committee`
- **2017-05-09** Assigned to Executive Committee `referral-committee`
- **2017-05-19** Committee Deadline Extended-Rule 9(b) May 26, 2017
- **2017-05-26** Final Action Deadline Extended-9(b) May 31, 2017
- **2017-05-31** Rule 19(a) / Re-referred to Rules Committee `referral-committee`
- **2018-05-24** Alternate Chief Sponsor Changed to Rep. Sara Feigenholtz
- **2018-05-24** Added Alternate Chief Co-Sponsor Rep. Emanuel Chris Welch
- **2018-05-25** Assigned to Executive Committee `referral-committee`
- **2018-05-25** Final Action Deadline Extended-9(b) May 31, 2018
- **2018-05-25** House Committee Amendment No. 1 Filed with Clerk by Rep. Sara Feigenholtz `amendment-introduction`
- **2018-05-25** House Committee Amendment No. 1 Referred to Rules Committee `referral-committee`
- **2018-05-28** House Committee Amendment No. 1 Rules Refers to Executive Committee
- **2018-05-28** Motion Filed to Suspend Rule 21 Executive Committee; Rep. Barbara Flynn Currie
- **2018-05-28** Motion to Suspend Rule 21 - Prevailed
- **2018-05-28** Added as Chief Co-Sponsor Sen. Melinda Bush
- **2018-05-29** House Committee Amendment No. 1 Adopted in Executive Committee; by Voice Vote `amendment-passage`
- **2018-05-29** Do Pass as Amended / Short Debate Executive Committee; 011-000-000 `committee-passage`
- **2018-05-29** Placed on Calendar 2nd Reading - Short Debate
- **2018-05-29** Second Reading - Short Debate `reading-2`
- **2018-05-29** Held on Calendar Order of Second Reading - Short Debate `reading-2`
- **2018-05-30** Placed on Calendar Order of 3rd Reading - Short Debate
- **2018-05-30** Third Reading - Short Debate - Passed 116-000-000 `reading-3, passage`
- **2018-05-30** Added Alternate Chief Co-Sponsor Rep. Jonathan Carroll
- **2018-05-30** Added Alternate Chief Co-Sponsor Rep. Deb Conroy
- **2018-05-30** Added Alternate Chief Co-Sponsor Rep. Lou Lang
- **2018-05-30** Secretary's Desk - Concurrence House Amendment(s) 1
- **2018-05-30** Placed on Calendar Order of Concurrence House Amendment(s) 1 - May 30, 2018
- **2018-05-30** House Committee Amendment No. 1 Motion to Concur Filed with Secretary Sen. John G. Mulroe `filing`
- **2018-05-30** House Committee Amendment No. 1 Motion to Concur Referred to Assignments `referral-committee`
- **2018-05-31** House Committee Amendment No. 1 Motion to Concur Assignments Referred to Executive `referral-committee`
- **2018-05-31** House Committee Amendment No. 1 Motion To Concur Recommended Do Adopt Executive; 014-000-000
- **2018-05-31** House Committee Amendment No. 1 Senate Concurs 055-000-000
- **2018-05-31** Senate Concurs
- **2018-05-31** Passed Both Houses
- **2018-06-29** Sent to the Governor `executive-receipt`
- **2018-08-22** Governor Approved `executive-signature`
- **2018-08-22** Effective Date January 1, 2019
- **2018-08-22** Public Act . . . . . . . . . 100-1023 `became-law`
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/81ba0c31-58ce-4ff1-9b80-744c150a1500`. Confidence: reported (aggregated from official Illinois legislature records).