Fabio
110 lines
6.8 KiB
Markdown
110 lines
6.8 KiB
Markdown
---
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type: "Bill"
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title: "PREDATORY LENDING DATABASE"
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description: "Amends the Predatory Lending Database Article of the Residential Real Property Disclosure Act. Changes the definition of \"counseling\" and \"originator\". Provides that each certificate of compliance with the Article or certificate of exemption must contain, at a minimum, one of the borrower's names on the mortgage loan and the property index number for the subject property. Makes changes concerning the information which must be collected and submitted by the broker or originator and by the title insurance company or closing agent. Effective immediately."
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jurisdiction: "us/states/il"
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legislature: "Illinois General Assembly"
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session: "100th"
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identifier: "SB 776"
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citation: "Illinois SB 776 (100th)"
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classification: ["bill"]
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subjects: []
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status: "enacted"
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primary_sponsors: []
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version_count: 3
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action_count: 48
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vote_count: 3
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first_action: "2017-02-01"
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last_action: "2017-11-09"
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source: "openstates"
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source_identifier: "ocd-bill/e2f6c8fb-9526-4a11-a51c-7c164050e057"
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source_url: "http://ilga.gov/legislation/BillStatus.asp?DocNum=776&GAID=14&DocTypeID=SB&LegId=102029&SessionID=91&GA=100"
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source_hash: "01452684269325d9c214e176c9a9e48a0cfd2deba085ac3378dff2f918bfad2c"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-il"]
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---
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# Illinois SB 776 (100th) — PREDATORY LENDING DATABASE
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Amends the Predatory Lending Database Article of the Residential Real Property Disclosure Act. Changes the definition of "counseling" and "originator". Provides that each certificate of compliance with the Article or certificate of exemption must contain, at a minimum, one of the borrower's names on the mortgage loan and the property index number for the subject property. Makes changes concerning the information which must be collected and submitted by the broker or originator and by the title insurance company or closing agent. Effective immediately.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **Introduced** (filed) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=10000SB0776&GA=100&SessionId=91&DocTypeId=SB&LegID=102029&DocNum=776&GAID=14&Session=&print=true)
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2. **Engrossed** (committee substitute) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=10000SB0776eng&GA=100&SessionId=91&DocTypeId=SB&LegID=102029&DocNum=776&GAID=14&Session=&print=true)
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3. **Enrolled** (enrolled) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=10000SB0776enr&GA=100&SessionId=91&DocTypeId=SB&LegID=102029&DocNum=776&GAID=14&Session=&print=true)
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## Votes
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- Concurrence — **47–0** (pass) · upper
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- Third Reading — **57–0** (pass) · upper
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- Third Reading — **106–0** (pass) · lower
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## Sponsors
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- Camille Y. Lilly — cosponsor (person)
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- Chris Nybo — primary (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2017-02-01** Filed with Secretary by Sen. Chris Nybo `filing`
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- **2017-02-01** First Reading `reading-1`
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- **2017-02-01** Referred to Assignments `referral-committee`
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- **2017-02-08** Assigned to Financial Institutions `referral-committee`
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- **2017-03-03** Senate Committee Amendment No. 1 Filed with Secretary by Sen. Chris Nybo `amendment-introduction`
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- **2017-03-03** Senate Committee Amendment No. 1 Referred to Assignments `referral-committee`
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- **2017-03-07** Senate Committee Amendment No. 1 Assignments Refers to Financial Institutions
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- **2017-03-15** Senate Committee Amendment No. 1 Adopted `amendment-passage`
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- **2017-03-15** Do Pass as Amended Financial Institutions; 008-000-000 `committee-passage`
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- **2017-03-15** Placed on Calendar Order of 2nd Reading March 16, 2017
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- **2017-03-30** Second Reading `reading-2`
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- **2017-03-30** Placed on Calendar Order of 3rd Reading April 4, 2017
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- **2017-04-25** Added as Chief Co-Sponsor Sen. Kimberly A. Lightford
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- **2017-04-25** Third Reading - Passed; 057-000-000 `reading-3, passage`
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- **2017-04-25** Arrived in House `introduction`
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- **2017-04-27** Chief House Sponsor Rep. La Shawn K. Ford
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- **2017-04-27** First Reading `reading-1`
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- **2017-04-27** Referred to Rules Committee `referral-committee`
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- **2017-05-09** Assigned to Executive Committee `referral-committee`
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- **2017-05-11** House Committee Amendment No. 1 Filed with Clerk by Rep. La Shawn K. Ford `amendment-introduction`
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- **2017-05-11** House Committee Amendment No. 1 Referred to Rules Committee `referral-committee`
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- **2017-05-15** House Committee Amendment No. 1 Rules Refers to Executive Committee
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- **2017-05-19** Committee Deadline Extended-Rule 9(b) May 26, 2017
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- **2017-05-19** House Committee Amendment No. 1 Committee Deadline Extended-Rule 9(b) May 26, 2017
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- **2017-05-24** House Committee Amendment No. 1 Adopted in Executive Committee; by Voice Vote `amendment-passage`
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- **2017-05-24** Do Pass as Amended / Short Debate Executive Committee; 011-000-000 `committee-passage`
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- **2017-05-24** Placed on Calendar 2nd Reading - Short Debate
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- **2017-05-24** Second Reading - Short Debate `reading-2`
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- **2017-05-24** Placed on Calendar Order of 3rd Reading - Short Debate
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- **2017-05-26** Final Action Deadline Extended-9(b) May 31, 2017
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- **2017-05-31** Final Action Deadline Extended-9(b) June 30, 2017
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- **2017-06-26** Third Reading - Short Debate - Passed 106-000-000 `reading-3, passage`
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- **2017-06-26** 3/5 Vote Required
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- **2017-06-26** Added Alternate Co-Sponsor Rep. Camille Y. Lilly
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- **2017-06-27** Secretary's Desk - Concurrence House Amendment(s) 1
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- **2017-06-27** Placed on Calendar Order of Concurrence House Amendment(s) 1 - June 28, 2017
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- **2017-06-28** House Committee Amendment No. 1 Motion to Concur Filed with Secretary Sen. Chris Nybo `filing`
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- **2017-06-28** House Committee Amendment No. 1 Motion to Concur Referred to Assignments `referral-committee`
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- **2017-06-30** House Committee Amendment No. 1 Motion to Concur Assignments Referred to Licensed Activities and Pensions `referral-committee`
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- **2017-06-30** House Committee Amendment No. 1 Motion To Concur Recommended Do Adopt Licensed Activities and Pensions; 011-000-000
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- **2017-07-01** 3/5 Vote Required
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- **2017-07-01** House Committee Amendment No. 1 Senate Concurs 047-000-000
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- **2017-07-01** Passed Both Houses
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- **2017-07-28** Sent to the Governor `executive-receipt`
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- **2017-09-15** Governor Approved `executive-signature`
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- **2017-09-15** Effective Date September 15, 2017
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- **2017-09-15** Public Act . . . . . . . . . 100-0509 `became-law`
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- **2017-11-09** Added as Co-Sponsor Sen. Andy Manar
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/e2f6c8fb-9526-4a11-a51c-7c164050e057`. Confidence: reported (aggregated from official Illinois legislature records).
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