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---
type: "Bill"
title: "INSURANCE-CHAMBERS OF COMMERCE"
description: "Amends the Illinois Insurance Code. Provides that companies that issue group policies of accident and health insurance must offer such policies to local chambers of commerce. Provides for enforcement by the Department of Insurance by rule."
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "102nd"
identifier: "HB 3598"
citation: "Illinois HB 3598 (102nd)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Cristina Castro", "Dagmara Avelar"]
version_count: 4
action_count: 40
vote_count: 3
first_action: "2021-02-19"
last_action: "2021-08-27"
source: "openstates"
source_identifier: "ocd-bill/6229f0af-f9b5-4285-8aac-0916cec9051b"
source_url: "https://ilga.gov/legislation/BillStatus.asp?DocNum=3598&GAID=16&DocTypeID=HB&LegId=132638&SessionID=110&GA=102"
source_hash: "7ec1130eefb681cbc31dafa5707c2a9d86d43a918ab2a27648605c74e3c17916"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---
# Illinois HB 3598 (102nd) — INSURANCE-CHAMBERS OF COMMERCE
Amends the Illinois Insurance Code. Provides that companies that issue group policies of accident and health insurance must offer such policies to local chambers of commerce. Provides for enforcement by the Department of Insurance by rule.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **Introduced** (filed) — [source](https://ilga.gov/legislation/102/HB/PDF/10200HB3598.pdf)
2. **Engrossed** (committee substitute) — [source](https://ilga.gov/legislation/102/HB/PDF/10200HB3598eng.pdf)
3. **Senate Amendment 001** (committee substitute) — [source](https://ilga.gov/legislation/102/HB/PDF/10200HB3598sam001.pdf)
4. **Enrolled** (enrolled) — [source](https://ilga.gov/legislation/102/HB/PDF/10200HB3598enr.pdf)
## Votes
- Third Reading — **980** (pass) · lower
- Concurrence — **1170** (pass) · lower
- Third Reading — **590** (pass) · upper
## Sponsors
- Cristina Castro — primary (person)
- Dagmara Avelar — primary (person)
- Camille Y. Lilly — cosponsor (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2021-02-19** Filed with the Clerk by Rep. Dagmara Avelar `filing`
- **2021-02-22** First Reading `reading-1`
- **2021-02-22** Referred to Rules Committee `referral-committee`
- **2021-03-16** Assigned to Insurance Committee `referral-committee`
- **2021-03-25** Added Chief Co-Sponsor Rep. Camille Y. Lilly
- **2021-03-25** Do Pass / Consent Calendar Insurance Committee; 019-000-000 `committee-passage`
- **2021-04-08** Placed on Calendar 2nd Reading - Consent Calendar
- **2021-04-16** Second Reading - Consent Calendar `reading-2`
- **2021-04-16** Held on Calendar Order of Second Reading - Consent Calendar `reading-2`
- **2021-04-21** Placed on Calendar Order of 3rd Reading - Consent Calendar
- **2021-04-22** Third Reading - Consent Calendar - First Day `reading-3`
- **2021-04-23** Third Reading - Consent Calendar - Passed 098-000-001 `passage, reading-3`
- **2021-04-27** Arrive in Senate `introduction`
- **2021-04-27** Placed on Calendar Order of First Reading April 28, 2021 `reading-1`
- **2021-04-28** Chief Senate Sponsor Sen. Cristina Castro
- **2021-04-28** First Reading `reading-1`
- **2021-04-28** Referred to Assignments `referral-committee`
- **2021-05-10** Assigned to Insurance `referral-committee`
- **2021-05-14** Senate Committee Amendment No. 1 Filed with Secretary by Sen. Cristina Castro `amendment-introduction`
- **2021-05-14** Senate Committee Amendment No. 1 Referred to Assignments `referral-committee`
- **2021-05-17** Senate Committee Amendment No. 1 Assignments Refers to Insurance
- **2021-05-19** Senate Committee Amendment No. 1 Adopted `amendment-passage`
- **2021-05-19** Do Pass as Amended Insurance; 012-000-000 `committee-passage`
- **2021-05-19** Placed on Calendar Order of 2nd Reading May 20, 2021
- **2021-05-24** Second Reading `reading-2`
- **2021-05-24** Placed on Calendar Order of 3rd Reading May 25, 2021
- **2021-05-27** Placed on Calendar Order of 3rd Reading ** May 28, 2021
- **2021-05-29** Third Reading - Passed; 059-000-000 `passage, reading-3`
- **2021-05-29** Arrived in House `introduction`
- **2021-05-29** Placed on Calendar Order of Concurrence Senate Amendment(s) 1
- **2021-05-30** Senate Committee Amendment No. 1 Motion Filed Concur Rep. Dagmara Avelar
- **2021-05-30** Senate Committee Amendment No. 1 Motion to Concur Referred to Rules Committee `referral-committee`
- **2021-05-30** Senate Committee Amendment No. 1 Motion to Concur Recommends Be Adopted Rules Committee; 004-000-000
- **2021-05-31** Senate Committee Amendment No. 1 House Concurs 117-000-000
- **2021-05-31** House Concurs
- **2021-05-31** Passed Both Houses
- **2021-06-29** Sent to the Governor `executive-receipt`
- **2021-08-27** Governor Approved `executive-signature`
- **2021-08-27** Effective Date January 1, 2022
- **2021-08-27** Public Act . . . . . . . . . 102-0611 `became-law`
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/6229f0af-f9b5-4285-8aac-0916cec9051b`. Confidence: reported (aggregated from official Illinois legislature records).