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---
type: "Bill"
title: "CONSUMER FRAUD-HOME INSURANCE"
description: "Amends the Consumer Fraud and Deceptive Business Practices Act. Provides that it is an unlawful practice within the meaning of the Act for any company to use the name or logo of a public utility company in any manner to market and sell any type of home insurance, maintenance, or service product."
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "102nd"
identifier: "HB 4281"
citation: "Illinois HB 4281 (102nd)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Ann Gillespie", "Anne Stava-Murray"]
version_count: 8
action_count: 61
vote_count: 3
first_action: "2021-12-16"
last_action: "2022-05-27"
source: "openstates"
source_identifier: "ocd-bill/36a6e0c7-a568-43e6-9205-62f1912ac844"
source_url: "https://ilga.gov/legislation/BillStatus.asp?DocNum=4281&GAID=16&DocTypeID=HB&LegId=137392&SessionID=110&GA=102"
source_hash: "a860cec643caea91654993d39c2304297f8bb6eb1bf541b99cf00ded1ec8f6c8"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---
# Illinois HB 4281 (102nd) — CONSUMER FRAUD-HOME INSURANCE
Amends the Consumer Fraud and Deceptive Business Practices Act. Provides that it is an unlawful practice within the meaning of the Act for any company to use the name or logo of a public utility company in any manner to market and sell any type of home insurance, maintenance, or service product.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **Introduced** (filed) — [source](https://ilga.gov/legislation/102/HB/PDF/10200HB4281.pdf)
2. **Engrossed** (committee substitute) — [source](https://ilga.gov/legislation/102/HB/PDF/10200HB4281eng.pdf)
3. **House Amendment 001** (committee substitute) — [source](https://ilga.gov/legislation/102/HB/PDF/10200HB4281ham001.pdf)
4. **Senate Amendment 001** (committee substitute) — [source](https://ilga.gov/legislation/102/HB/PDF/10200HB4281sam001.pdf)
5. **Senate Amendment 002** (committee substitute) — [source](https://ilga.gov/legislation/102/HB/PDF/10200HB4281sam002.pdf)
6. **Senate Amendment 003** (committee substitute) — [source](https://ilga.gov/legislation/102/HB/PDF/10200HB4281sam003.pdf)
7. **Senate Amendment 004** (committee substitute) — [source](https://ilga.gov/legislation/102/HB/PDF/10200HB4281sam004.pdf)
8. **Enrolled** (enrolled) — [source](https://ilga.gov/legislation/102/HB/PDF/10200HB4281enr.pdf)
## Votes
- Third Reading — **580** (pass) · upper
- Concurrence, Amendment 4 — **1100** (pass) · lower
- Third Reading — **1050** (pass) · lower
## Sponsors
- Ann Gillespie — primary (person)
- Anne Stava-Murray — primary (person)
- Edgar Gonzalez, Jr. — cosponsor (person)
- Eva-Dina Delgado — cosponsor (person)
- Janet Yang Rohr — cosponsor (person)
- Jonathan Carroll — cosponsor (person)
- Joyce Mason — cosponsor (person)
- Sue Rezin — cosponsor (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2021-12-16** Filed with the Clerk by Rep. Anne Stava-Murray `filing`
- **2022-01-05** First Reading `reading-1`
- **2022-01-05** Referred to Rules Committee `referral-committee`
- **2022-02-09** Assigned to Consumer Protection Committee `referral-committee`
- **2022-02-15** Do Pass / Short Debate Consumer Protection Committee; 006-000-000 `committee-passage`
- **2022-02-16** Placed on Calendar 2nd Reading - Short Debate
- **2022-02-16** Added Chief Co-Sponsor Rep. Jonathan Carroll
- **2022-03-01** House Floor Amendment No. 1 Filed with Clerk by Rep. Anne Stava-Murray `amendment-introduction`
- **2022-03-01** House Floor Amendment No. 1 Referred to Rules Committee `referral-committee`
- **2022-03-02** House Floor Amendment No. 1 Rules Refers to Consumer Protection Committee
- **2022-03-02** Second Reading - Short Debate `reading-2`
- **2022-03-02** Held on Calendar Order of Second Reading - Short Debate `reading-2`
- **2022-03-03** Placed on Calendar Order of 3rd Reading - Short Debate
- **2022-03-03** Third Reading - Short Debate - Passed 105-000-001 `passage, reading-3`
- **2022-03-03** House Floor Amendment No. 1 Tabled Pursuant to Rule 40 `amendment-failure`
- **2022-03-03** Added Chief Co-Sponsor Rep. Eva-Dina Delgado
- **2022-03-03** Added Co-Sponsor Rep. Janet Yang Rohr
- **2022-03-03** Added Co-Sponsor Rep. Edgar Gonzalez, Jr.
- **2022-03-03** Added Co-Sponsor Rep. Joyce Mason
- **2022-03-04** Arrive in Senate `introduction`
- **2022-03-04** Placed on Calendar Order of First Reading `reading-1`
- **2022-03-04** Chief Senate Sponsor Sen. Ann Gillespie
- **2022-03-04** First Reading `reading-1`
- **2022-03-04** Referred to Assignments `referral-committee`
- **2022-03-16** Assigned to Commerce `referral-committee`
- **2022-03-17** Senate Committee Amendment No. 1 Filed with Secretary by Sen. Ann Gillespie `amendment-introduction`
- **2022-03-17** Senate Committee Amendment No. 1 Referred to Assignments `referral-committee`
- **2022-03-23** Added as Alternate Co-Sponsor Sen. Sue Rezin
- **2022-03-23** Senate Committee Amendment No. 2 Filed with Secretary by Sen. Ann Gillespie `amendment-introduction`
- **2022-03-23** Senate Committee Amendment No. 2 Referred to Assignments `referral-committee`
- **2022-03-24** Do Pass Commerce; 008-000-000 `committee-passage`
- **2022-03-24** Placed on Calendar Order of 2nd Reading March 25, 2022
- **2022-03-29** Second Reading `reading-2`
- **2022-03-29** Placed on Calendar Order of 3rd Reading March 30, 2022
- **2022-03-30** Senate Floor Amendment No. 3 Filed with Secretary by Sen. Ann Gillespie `amendment-introduction`
- **2022-03-30** Senate Floor Amendment No. 3 Referred to Assignments `referral-committee`
- **2022-03-31** Senate Floor Amendment No. 3 Pursuant to Senate Rule 3-8(b-1), the following amendment will remain in the Committee on Assignments
- **2022-03-31** Senate Floor Amendment No. 4 Filed with Secretary by Sen. Ann Gillespie `amendment-introduction`
- **2022-03-31** Senate Floor Amendment No. 4 Referred to Assignments `referral-committee`
- **2022-03-31** Senate Floor Amendment No. 4 Assignments Refers to Commerce
- **2022-04-01** Senate Floor Amendment No. 4 Recommend Do Adopt Commerce; 010-000-000
- **2022-04-01** Rule 2-10 Third Reading Deadline Established As April 8, 2022 `reading-3`
- **2022-04-05** Recalled to Second Reading `reading-2`
- **2022-04-05** Senate Floor Amendment No. 4 Adopted; Gillespie `amendment-passage`
- **2022-04-05** Placed on Calendar Order of 3rd Reading
- **2022-04-05** Third Reading - Passed; 058-000-000 `passage, reading-3`
- **2022-04-05** Senate Committee Amendment No. 1 Tabled Pursuant to Rule 5-4(a) `amendment-failure`
- **2022-04-05** Senate Committee Amendment No. 2 Tabled Pursuant to Rule 5-4(a) `amendment-failure`
- **2022-04-05** Senate Floor Amendment No. 3 Tabled Pursuant to Rule 5-4(a) `amendment-failure`
- **2022-04-05** Arrived in House `introduction`
- **2022-04-05** Placed on Calendar Order of Concurrence Senate Amendment(s) 4
- **2022-04-06** Senate Floor Amendment No. 4 Motion Filed Concur Rep. Anne Stava-Murray
- **2022-04-06** Senate Floor Amendment No. 4 Motion to Concur Referred to Rules Committee `referral-committee`
- **2022-04-07** Senate Floor Amendment No. 4 Motion to Concur Recommends Be Adopted Rules Committee; 004-000-000
- **2022-04-07** Senate Floor Amendment No. 4 House Concurs 110-000-002
- **2022-04-07** House Concurs
- **2022-04-07** Passed Both Houses
- **2022-05-06** Sent to the Governor `executive-receipt`
- **2022-05-27** Governor Approved `executive-signature`
- **2022-05-27** Effective Date January 1, 2023
- **2022-05-27** Public Act . . . . . . . . . 102-0928 `became-law`
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/36a6e0c7-a568-43e6-9205-62f1912ac844`. Confidence: reported (aggregated from official Illinois legislature records).