republic-os/legislation/us/states/il/102nd/sb-1588.md

---
type: "Bill"
title: "TRAVEL INSURANCE"
description: "Amends the Illinois Insurance Code. Provides that, except in specified circumstances, insurance companies offering travel insurance to residents of this State are subject to provisions of the Code concerning unfair methods of competition and unfair or deceptive acts or practices. Requires that all documents provided to consumers prior to the purchase of travel insurance, including, but not limited to, sales materials, advertising materials, and marketing materials, are consistent with the travel insurance policy itself, including, but not limited to, forms, endorsements, policies, rate filings, and certificates of insurance. For travel insurance policies or certificates that contain preexisting condition exclusions, provides that information in writing about the exclusions shall be located in a conspicuous place and an opportunity to learn more about the preexisting condition exclusions shall be provided at any time prior to the time of purchase, immediately following, but no later than 5 business days following, the purchase, and in the coverage's fulfillment materials. Unless the insured has either started a covered trip or filed a claim under the travel insurance coverage, allows a policyholder or certificate holder to cancel a policy or certificate for a full refund of the travel protection plan price within specified time frames. Requires the insurance company to disclose in the policy documentation and fulfillment materials whether the travel insurance is primary or secondary to other applicable coverage. Effective immediately."
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "102nd"
identifier: "SB 1588"
citation: "Illinois SB 1588 (102nd)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Anthony DeLuca", "Laura Fine"]
version_count: 4
action_count: 31
vote_count: 2
first_action: "2021-02-26"
last_action: "2021-07-30"
source: "openstates"
source_identifier: "ocd-bill/2386245e-a1af-4f0a-aea1-663a32bb80b0"
source_url: "https://ilga.gov/legislation/BillStatus.asp?DocNum=1588&GAID=16&DocTypeID=SB&LegId=134221&SessionID=110&GA=102"
source_hash: "d17a9628760918b0f547adaa09daf2014509f9152bdf35df15356c7f4cfef19c"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---

# Illinois SB 1588 (102nd) — TRAVEL INSURANCE

Amends the Illinois Insurance Code. Provides that, except in specified circumstances, insurance companies offering travel insurance to residents of this State are subject to provisions of the Code concerning unfair methods of competition and unfair or deceptive acts or practices. Requires that all documents provided to consumers prior to the purchase of travel insurance, including, but not limited to, sales materials, advertising materials, and marketing materials, are consistent with the travel insurance policy itself, including, but not limited to, forms, endorsements, policies, rate filings, and certificates of insurance. For travel insurance policies or certificates that contain preexisting condition exclusions, provides that information in writing about the exclusions shall be located in a conspicuous place and an opportunity to learn more about the preexisting condition exclusions shall be provided at any time prior to the time of purchase, immediately following, but no later than 5 business days following, the purchase, and in the coverage's fulfillment materials. Unless the insured has either started a covered trip or filed a claim under the travel insurance coverage, allows a policyholder or certificate holder to cancel a policy or certificate for a full refund of the travel protection plan price within specified time frames. Requires the insurance company to disclose in the policy documentation and fulfillment materials whether the travel insurance is primary or secondary to other applicable coverage. Effective immediately.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](https://ilga.gov/legislation/102/SB/PDF/10200SB1588.pdf)
2. **Engrossed** (committee substitute) — [source](https://ilga.gov/legislation/102/SB/PDF/10200SB1588eng.pdf)
3. **Senate Amendment 001** (committee substitute) — [source](https://ilga.gov/legislation/102/SB/PDF/10200SB1588sam001.pdf)
4. **Enrolled** (enrolled) — [source](https://ilga.gov/legislation/102/SB/PDF/10200SB1588enr.pdf)

## Votes

- Third Reading — **111–0** (pass) · lower
- Third Reading — **58–0** (pass) · upper

## Sponsors

- Anthony DeLuca — primary (person)
- Laura Fine — primary (person)
- Frances Ann Hurley — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2021-02-26** Filed with Secretary by Sen. Laura Fine `filing`
- **2021-02-26** First Reading `reading-1`
- **2021-02-26** Referred to Assignments `referral-committee`
- **2021-03-09** Assigned to Insurance `referral-committee`
- **2021-04-08** Senate Committee Amendment No. 1 Filed with Secretary by Sen. Laura Fine `amendment-introduction`
- **2021-04-08** Senate Committee Amendment No. 1 Referred to Assignments `referral-committee`
- **2021-04-13** Senate Committee Amendment No. 1 Assignments Refers to Insurance
- **2021-04-14** Senate Committee Amendment No. 1 Adopted `amendment-passage`
- **2021-04-15** Do Pass as Amended Insurance; 010-000-000 `committee-passage`
- **2021-04-15** Placed on Calendar Order of 2nd Reading April 20, 2021
- **2021-04-20** Second Reading `reading-2`
- **2021-04-20** Placed on Calendar Order of 3rd Reading ** April 21, 2021
- **2021-04-23** Third Reading - Passed; 058-000-000 `passage, reading-3`
- **2021-04-26** Arrived in House `introduction`
- **2021-04-28** Chief House Sponsor Rep. Anthony DeLuca
- **2021-04-28** First Reading `reading-1`
- **2021-04-28** Referred to Rules Committee `referral-committee`
- **2021-05-04** Assigned to Insurance Committee `referral-committee`
- **2021-05-11** Do Pass / Consent Calendar Insurance Committee; 017-000-000 `committee-passage`
- **2021-05-12** Placed on Calendar 2nd Reading - Consent Calendar
- **2021-05-13** Second Reading - Consent Calendar `reading-2`
- **2021-05-13** Held on Calendar Order of Second Reading - Consent Calendar `reading-2`
- **2021-05-14** Placed on Calendar Order of 3rd Reading - Consent Calendar
- **2021-05-18** Added Alternate Co-Sponsor Rep. Frances Ann Hurley
- **2021-05-21** Third Reading - Consent Calendar - First Day `reading-3`
- **2021-05-26** Third Reading - Consent Calendar - Passed 111-000-001 `passage, reading-3`
- **2021-05-26** Passed Both Houses
- **2021-06-24** Sent to the Governor `executive-receipt`
- **2021-07-30** Governor Approved `executive-signature`
- **2021-07-30** Effective Date October 28, 2021
- **2021-07-30** Public Act . . . . . . . . . 102-0212 `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/2386245e-a1af-4f0a-aea1-663a32bb80b0`. Confidence: reported (aggregated from official Illinois legislature records).