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---
type: "Bill"
title: "HOMEOWNER'S LIABILITY INS-DOGS"
description: "Amends the Illinois Insurance Code. Provides that an insurer that issues a policy or contract insuring against liability for injury to any person or against liability for injury to or destruction of property, arising out of ownership or lease of residential one, 2, 3, or 4 dwelling real property, may cancel, charge, or impose an increased premium or rate for or refuse to issue or renew that kind of policy or contract based in whole or in part upon the harboring of a dog found to be vicious under the Animal Control Act upon the insured property. Provides that an insurer that issues a policy or contract insuring against liability for injury to any person or against liability for injury to or destruction of property, arising out of ownership or lease of residential one, 2, 3, or 4 dwelling real property, may not cancel, charge, or impose an increased premium or rate for or refuse to issue or renew that kind of policy or contract based in whole or in part upon the harboring of a specific breed of dog upon the insured property. Provides that before issuing a policy or contract an insurer may not ask or inquire about a dog's breed upon the insured property, but may ask or inquire about: the number of dogs on the property; whether the dogs have been sterilized; and whether any of the dogs have been deemed vicious dogs under the Animal Control Act or have a history of biting a human."
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "102nd"
identifier: "SB 1672"
citation: "Illinois SB 1672 (102nd)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Linda Holmes", "Stephanie A. Kifowit"]
version_count: 7
action_count: 57
vote_count: 2
first_action: "2021-02-26"
last_action: "2021-08-06"
source: "openstates"
source_identifier: "ocd-bill/41956c80-0181-4dd3-9c05-dad9acc45bdd"
source_url: "https://ilga.gov/legislation/BillStatus.asp?DocNum=1672&GAID=16&DocTypeID=SB&LegId=134308&SessionID=110&GA=102"
source_hash: "e266e7e2a8c22a0d782d9e57b02e4690c19131774d13cf16af53d7f655b5b69f"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---
# Illinois SB 1672 (102nd) — HOMEOWNER'S LIABILITY INS-DOGS
Amends the Illinois Insurance Code. Provides that an insurer that issues a policy or contract insuring against liability for injury to any person or against liability for injury to or destruction of property, arising out of ownership or lease of residential one, 2, 3, or 4 dwelling real property, may cancel, charge, or impose an increased premium or rate for or refuse to issue or renew that kind of policy or contract based in whole or in part upon the harboring of a dog found to be vicious under the Animal Control Act upon the insured property. Provides that an insurer that issues a policy or contract insuring against liability for injury to any person or against liability for injury to or destruction of property, arising out of ownership or lease of residential one, 2, 3, or 4 dwelling real property, may not cancel, charge, or impose an increased premium or rate for or refuse to issue or renew that kind of policy or contract based in whole or in part upon the harboring of a specific breed of dog upon the insured property. Provides that before issuing a policy or contract an insurer may not ask or inquire about a dog's breed upon the insured property, but may ask or inquire about: the number of dogs on the property; whether the dogs have been sterilized; and whether any of the dogs have been deemed vicious dogs under the Animal Control Act or have a history of biting a human.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **Introduced** (filed) — [source](https://ilga.gov/legislation/102/SB/PDF/10200SB1672.pdf)
2. **Engrossed** (committee substitute) — [source](https://ilga.gov/legislation/102/SB/PDF/10200SB1672eng.pdf)
3. **Senate Amendment 001** (committee substitute) — [source](https://ilga.gov/legislation/102/SB/PDF/10200SB1672sam001.pdf)
4. **Senate Amendment 002** (committee substitute) — [source](https://ilga.gov/legislation/102/SB/PDF/10200SB1672sam002.pdf)
5. **Senate Amendment 003** (committee substitute) — [source](https://ilga.gov/legislation/102/SB/PDF/10200SB1672sam003.pdf)
6. **Senate Amendment 004** (committee substitute) — [source](https://ilga.gov/legislation/102/SB/PDF/10200SB1672sam004.pdf)
7. **Enrolled** (enrolled) — [source](https://ilga.gov/legislation/102/SB/PDF/10200SB1672enr.pdf)
## Votes
- Third Reading — **1160** (pass) · lower
- Third Reading — **570** (pass) · upper
## Sponsors
- Linda Holmes — primary (person)
- Stephanie A. Kifowit — primary (person)
- Celina Villanueva — cosponsor (person)
- Cristina Castro — cosponsor (person)
- Emil Jones, III — cosponsor (person)
- Laura Fine — cosponsor (person)
- Laura M. Murphy — cosponsor (person)
- Melinda Bush — cosponsor (person)
- Sara Feigenholtz — cosponsor (person)
- Suzy Glowiak Hilton — cosponsor (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2021-02-26** Filed with Secretary by Sen. Linda Holmes `filing`
- **2021-02-26** First Reading `reading-1`
- **2021-02-26** Referred to Assignments `referral-committee`
- **2021-03-03** Added as Co-Sponsor Sen. Celina Villanueva
- **2021-03-04** Added as Co-Sponsor Sen. Laura Fine
- **2021-03-04** Added as Co-Sponsor Sen. Cristina Castro
- **2021-03-04** Added as Co-Sponsor Sen. Laura M. Murphy
- **2021-03-09** Assigned to Insurance `referral-committee`
- **2021-03-09** Added as Co-Sponsor Sen. Melinda Bush
- **2021-03-16** Added as Co-Sponsor Sen. Emil Jones, III
- **2021-03-17** Added as Co-Sponsor Sen. Suzy Glowiak Hilton
- **2021-03-19** Added as Chief Co-Sponsor Sen. Sara Feigenholtz
- **2021-04-07** Senate Committee Amendment No. 1 Filed with Secretary by Sen. Linda Holmes `amendment-introduction`
- **2021-04-07** Senate Committee Amendment No. 1 Referred to Assignments `referral-committee`
- **2021-04-13** Senate Committee Amendment No. 1 Assignments Refers to Insurance
- **2021-04-15** Senate Committee Amendment No. 2 Filed with Secretary by Sen. Linda Holmes `amendment-introduction`
- **2021-04-15** Senate Committee Amendment No. 2 Referred to Assignments `referral-committee`
- **2021-04-16** Rule 2-10 Committee Deadline Established As April 23, 2021
- **2021-04-20** Senate Committee Amendment No. 2 Assignments Refers to Insurance
- **2021-04-20** Senate Committee Amendment No. 3 Filed with Secretary by Sen. Linda Holmes `amendment-introduction`
- **2021-04-20** Senate Committee Amendment No. 3 Referred to Assignments `referral-committee`
- **2021-04-21** Senate Committee Amendment No. 3 Assignments Refers to Insurance
- **2021-04-21** Senate Committee Amendment No. 1 Postponed - Insurance
- **2021-04-21** Senate Committee Amendment No. 2 Adopted `amendment-passage`
- **2021-04-21** Senate Committee Amendment No. 3 Adopted `amendment-passage`
- **2021-04-21** Do Pass as Amended Insurance; 014-000-000 `committee-passage`
- **2021-04-21** Placed on Calendar Order of 2nd Reading April 22, 2021
- **2021-04-22** Second Reading `reading-2`
- **2021-04-22** Placed on Calendar Order of 3rd Reading April 23, 2021
- **2021-04-23** Rule 2-10 Third Reading Deadline Established As April 30, 2021 `reading-3`
- **2021-04-29** Senate Floor Amendment No. 4 Filed with Secretary by Sen. Linda Holmes `amendment-introduction`
- **2021-04-29** Senate Floor Amendment No. 4 Referred to Assignments `referral-committee`
- **2021-04-30** Rule 2-10 Third Reading Deadline Established As May 7, 2021 `reading-3`
- **2021-05-04** Senate Floor Amendment No. 4 Assignments Refers to Insurance
- **2021-05-06** Senate Floor Amendment No. 4 Recommend Do Adopt Insurance; 011-000-000
- **2021-05-06** Recalled to Second Reading `reading-2`
- **2021-05-06** Senate Floor Amendment No. 4 Adopted; Holmes `amendment-passage`
- **2021-05-06** Third Reading - Passed; 057-000-000 `passage, reading-3`
- **2021-05-06** Senate Committee Amendment No. 1 Tabled Pursuant to Rule 5-4(a) `amendment-failure`
- **2021-05-07** Arrived in House `introduction`
- **2021-05-07** Chief House Sponsor Rep. Stephanie A. Kifowit
- **2021-05-11** First Reading `reading-1`
- **2021-05-11** Referred to Rules Committee `referral-committee`
- **2021-05-13** Assigned to Insurance Committee `referral-committee`
- **2021-05-13** Committee/Final Action Deadline Extended-9(b) May 28, 2021
- **2021-05-20** Do Pass / Consent Calendar Insurance Committee; 018-000-000 `committee-passage`
- **2021-05-21** Placed on Calendar 2nd Reading - Consent Calendar
- **2021-05-24** Second Reading - Consent Calendar `reading-2`
- **2021-05-24** Held on Calendar Order of Second Reading - Consent Calendar `reading-2`
- **2021-05-25** Placed on Calendar Order of 3rd Reading - Consent Calendar
- **2021-05-26** Third Reading - Consent Calendar - First Day `reading-3`
- **2021-05-27** Third Reading - Consent Calendar - Passed 116-000-000 `passage, reading-3`
- **2021-05-27** Passed Both Houses
- **2021-06-25** Sent to the Governor `executive-receipt`
- **2021-08-06** Governor Approved `executive-signature`
- **2021-08-06** Effective Date January 1, 2022
- **2021-08-06** Public Act . . . . . . . . . 102-0328 `became-law`
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/41956c80-0181-4dd3-9c05-dad9acc45bdd`. Confidence: reported (aggregated from official Illinois legislature records).