Fabio
129 lines
8.9 KiB
Markdown
129 lines
8.9 KiB
Markdown
---
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type: "Bill"
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title: "DOG BREED INS PROTECTION ACT"
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description: "Creates the Dog Breed Insurance Underwriting Protection Act. Provides that with respect to homeowner's insurance policies and renter's insurance policies issued, renewed, modified, altered, or amended on or after the effective date of the Act, no insurer shall refuse to issue or renew, cancel, or charge or impose an increased premium or rate for a policy or contract, or exclude, limit, restrict, or reduce coverage under a policy or contract based solely upon harboring or owning any dog of a specific breed or mixture of breeds. Provides that with respect to homeowner's insurance policies and renter's insurance policies issued, renewed, modified, altered, or amended on or after the effective date of the Act, the provisions shall not prohibit an insurer from refusing to issue or renew or from cancelling a contract or policy nor from imposing a reasonably increased premium or rate for a policy or contract based upon the designation of a dog of any breed or mixture of breeds as a dangerous dog based on sound underwriting and actuarial principles reasonably related to actual or anticipated loss experience. Provides that the Department of Insurance shall have the authority to adopt rules that are not inconsistent with and that are necessary to administer and enforce the provisions. Effective 6 months after becoming law."
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jurisdiction: "us/states/il"
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legislature: "Illinois General Assembly"
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session: "103rd"
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identifier: "HB 1049"
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citation: "Illinois HB 1049 (103rd)"
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classification: ["bill"]
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subjects: []
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status: "enacted"
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primary_sponsors: ["Linda Holmes", "Rita Mayfield"]
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version_count: 6
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action_count: 50
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vote_count: 5
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first_action: "2022-12-20"
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last_action: "2023-06-09"
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source: "openstates"
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source_identifier: "ocd-bill/8eae321d-1707-41de-9b9c-04dd02c7b43a"
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source_url: "https://beta.ilga.gov/Legislation/BillStatus?DocNum=1049&GAID=17&DocTypeID=HB&LegId=142964&SessionID=112"
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source_hash: "f060fef942882d63424e4ae65a40ebb7556bd51f27856d3f86e3d3c1dee60d81"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-il"]
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---
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# Illinois HB 1049 (103rd) — DOG BREED INS PROTECTION ACT
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Creates the Dog Breed Insurance Underwriting Protection Act. Provides that with respect to homeowner's insurance policies and renter's insurance policies issued, renewed, modified, altered, or amended on or after the effective date of the Act, no insurer shall refuse to issue or renew, cancel, or charge or impose an increased premium or rate for a policy or contract, or exclude, limit, restrict, or reduce coverage under a policy or contract based solely upon harboring or owning any dog of a specific breed or mixture of breeds. Provides that with respect to homeowner's insurance policies and renter's insurance policies issued, renewed, modified, altered, or amended on or after the effective date of the Act, the provisions shall not prohibit an insurer from refusing to issue or renew or from cancelling a contract or policy nor from imposing a reasonably increased premium or rate for a policy or contract based upon the designation of a dog of any breed or mixture of breeds as a dangerous dog based on sound underwriting and actuarial principles reasonably related to actual or anticipated loss experience. Provides that the Department of Insurance shall have the authority to adopt rules that are not inconsistent with and that are necessary to administer and enforce the provisions. Effective 6 months after becoming law.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **Introduced** (filed) — [source](https://beta.ilga.gov/documents/legislation/103/HB/PDF/10300HB1049.pdf)
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2. **Engrossed** (committee substitute) — [source](https://beta.ilga.gov/documents/legislation/103/HB/PDF/10300HB1049eng.pdf)
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3. **House Amendment 001** (committee substitute) — [source](https://beta.ilga.gov/documents/legislation/103/HB/PDF/10300HB1049ham001.pdf)
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4. **House Amendment 002** (committee substitute) — [source](https://beta.ilga.gov/documents/legislation/103/HB/PDF/10300HB1049ham002.pdf)
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5. **House Amendment 003** (committee substitute) — [source](https://beta.ilga.gov/documents/legislation/103/HB/PDF/10300HB1049ham003.pdf)
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6. **Enrolled** (enrolled) — [source](https://beta.ilga.gov/documents/legislation/103/HB/PDF/10300HB1049enr.pdf)
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## Votes
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- Third Reading — **81–31** (pass) · lower
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- Insurance — **10–1** (pass) · lower
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- Insurance, Amendment 3 — **8–5** (pass) · lower
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- Insurance — **9–5** (pass) · lower
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- Third Reading — **44–13** (pass) · lower
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## Sponsors
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- Linda Holmes — primary (person)
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- Rita Mayfield — primary (person)
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- Barbara Hernández — cosponsor (person)
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- Camille Y. Lilly — cosponsor (person)
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- Cristina Castro — cosponsor (person)
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- David Koehler — cosponsor (person)
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- Janet Yang Rohr — cosponsor (person)
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- Karina Villa — cosponsor (person)
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- Laura Ellman — cosponsor (person)
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- Laura Fine — cosponsor (person)
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- Laura M. Murphy — cosponsor (person)
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- Meg Loughran Cappel — cosponsor (person)
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- Sara Feigenholtz — cosponsor (person)
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- Tom Weber — cosponsor (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2022-12-20** Prefiled with Clerk by Rep. Rita Mayfield `filing`
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- **2023-01-12** First Reading `reading-1`
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- **2023-01-12** Referred to Rules Committee
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- **2023-02-07** Added Co-Sponsor Rep. Barbara Hernández
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- **2023-02-15** Assigned to Insurance Committee `referral-committee`
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- **2023-02-22** Added Co-Sponsor Rep. Camille Y. Lilly
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- **2023-02-24** House Committee Amendment No. 1 Filed with Clerk by Rep. Rita Mayfield `amendment-introduction`
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- **2023-02-24** House Committee Amendment No. 1 Referred to Rules Committee
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- **2023-02-27** House Committee Amendment No. 2 Filed with Clerk by Rep. Rita Mayfield `amendment-introduction`
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- **2023-02-27** House Committee Amendment No. 2 Referred to Rules Committee
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- **2023-02-28** House Committee Amendment No. 1 Rules Refers to Insurance Committee
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- **2023-03-07** House Committee Amendment No. 1 Adopted in Insurance Committee; by Voice Vote `amendment-passage`
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- **2023-03-07** Do Pass as Amended / Short Debate Insurance Committee; 009-005-000
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- **2023-03-07** House Committee Amendment No. 2 Tabled `amendment-failure`
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- **2023-03-08** Placed on Calendar 2nd Reading - Short Debate `reading-2`
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- **2023-03-09** Added Co-Sponsor Rep. Tom Weber
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- **2023-03-09** House Floor Amendment No. 3 Filed with Clerk by Rep. Rita Mayfield `amendment-introduction`
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- **2023-03-09** House Floor Amendment No. 3 Referred to Rules Committee
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- **2023-03-14** House Floor Amendment No. 3 Rules Refers to Insurance Committee
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- **2023-03-14** House Floor Amendment No. 3 Recommends Be Adopted Insurance Committee; 008-005-000 `committee-passage-favorable`
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- **2023-03-16** House Floor Amendment No. 3 Adopted `amendment-passage`
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- **2023-03-16** Second Reading - Short Debate `reading-2`
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- **2023-03-16** Placed on Calendar Order of 3rd Reading - Short Debate
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- **2023-03-23** Added Co-Sponsor Rep. Janet Yang Rohr
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- **2023-03-23** Third Reading - Short Debate - Passed 081-031-000 `passage, reading-3`
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- **2023-03-23** Arrive in Senate `introduction`
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- **2023-03-23** Placed on Calendar Order of First Reading `reading-1`
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- **2023-03-23** Chief Senate Sponsor Sen. Linda Holmes
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- **2023-03-23** First Reading `reading-1`
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- **2023-03-23** Referred to Assignments
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- **2023-03-24** Added as Alternate Co-Sponsor Sen. Laura Ellman
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- **2023-03-27** Added as Alternate Co-Sponsor Sen. Laura Fine
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- **2023-03-28** Added as Alternate Co-Sponsor Sen. Sara Feigenholtz
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- **2023-03-30** Added as Alternate Chief Co-Sponsor Sen. Cristina Castro
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- **2023-04-12** Assigned to Insurance `referral-committee`
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- **2023-04-19** Do Pass Insurance; 011-000-000
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- **2023-04-19** Placed on Calendar Order of 2nd Reading April 20, 2023 `reading-2`
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- **2023-04-19** Added as Alternate Co-Sponsor Sen. Laura M. Murphy
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- **2023-04-20** Second Reading `reading-2`
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- **2023-04-20** Placed on Calendar Order of 3rd Reading April 25, 2023
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- **2023-05-04** Third Reading - Passed; 044-013-000 `passage, reading-3`
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- **2023-05-04** Passed Both Houses
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- **2023-05-09** Added as Alternate Co-Sponsor Sen. David Koehler
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- **2023-05-11** Added as Alternate Co-Sponsor Sen. Karina Villa
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- **2023-05-11** Added as Alternate Co-Sponsor Sen. Meg Loughran Cappel
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- **2023-06-02** Sent to the Governor `executive-receipt`
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- **2023-06-09** Governor Approved `executive-signature`
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- **2023-06-09** Effective Date June 9, 2023; ; Some Provisions
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- **2023-06-09** Effective Date December 9, 2023; ; Some Provisions
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- **2023-06-09** Public Act . . . . . . . . . 103-0011 `became-law`
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/8eae321d-1707-41de-9b9c-04dd02c7b43a`. Confidence: reported (aggregated from official Illinois legislature records).
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