republic-os/legislation/us/states/il/103rd/hb-47.md

---
type: "Bill"
title: "INS CD-IIGF/CYBERSECURITY"
description: "Amends the Illinois Insurance Code. Provides that if the entry of an Order of Liquidation occurs on or after January 1, 2023, then the obligations shall not exceed $500,000 or exceed without any deduction $50,000 for any unearned premium claim or refund under any one policy. Provides that in no event shall the Fund be obligated to pay an amount in excess of $500,000 in the aggregate for all first-party and third-party claims under a policy or endorsement providing cybersecurity insurance coverage and arising out of or related to a single insured event, regardless of the number of claims made or number of claimants. Provides that the Illinois Insurance Guaranty Fund shall have the right to appoint or approve and to direct legal counsel and other service providers under any other insurance policies subject to the provisions, regardless of any limitations in the policy. Provides that the Fund may employ or retain such persons as are necessary to provide policy benefits and services. Provides that the Fund may, at its sole discretion and without assumption of any ongoing duty to do so, pay any cybersecurity insurance obligations covered by a policy of an insolvent company on behalf of a high net worth insured. Defines cybersecurity insurance. Makes other changes. Effective immediately."
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "103rd"
identifier: "HB 47"
citation: "Illinois HB 47 (103rd)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Jay Hoffman", "Napoleon Harris, III"]
version_count: 3
action_count: 25
vote_count: 3
first_action: "2022-12-05"
last_action: "2023-06-30"
source: "openstates"
source_identifier: "ocd-bill/c79003e0-ae94-4f53-922b-0ad485ecdd38"
source_url: "https://beta.ilga.gov/Legislation/BillStatus?DocNum=47&GAID=17&DocTypeID=HB&LegId=141878&SessionID=112"
source_hash: "8ed40044512f860bbc226a0fc35c0f3918c30463730a63ee148fa7c84baf4a6f"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---

# Illinois HB 47 (103rd) — INS CD-IIGF/CYBERSECURITY

Amends the Illinois Insurance Code. Provides that if the entry of an Order of Liquidation occurs on or after January 1, 2023, then the obligations shall not exceed $500,000 or exceed without any deduction $50,000 for any unearned premium claim or refund under any one policy. Provides that in no event shall the Fund be obligated to pay an amount in excess of $500,000 in the aggregate for all first-party and third-party claims under a policy or endorsement providing cybersecurity insurance coverage and arising out of or related to a single insured event, regardless of the number of claims made or number of claimants. Provides that the Illinois Insurance Guaranty Fund shall have the right to appoint or approve and to direct legal counsel and other service providers under any other insurance policies subject to the provisions, regardless of any limitations in the policy. Provides that the Fund may employ or retain such persons as are necessary to provide policy benefits and services. Provides that the Fund may, at its sole discretion and without assumption of any ongoing duty to do so, pay any cybersecurity insurance obligations covered by a policy of an insolvent company on behalf of a high net worth insured. Defines cybersecurity insurance. Makes other changes. Effective immediately.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](https://beta.ilga.gov/documents/legislation/103/HB/PDF/10300HB0047.pdf)
2. **Engrossed** (committee substitute) — [source](https://beta.ilga.gov/documents/legislation/103/HB/PDF/10300HB0047eng.pdf)
3. **Enrolled** (enrolled) — [source](https://beta.ilga.gov/documents/legislation/103/HB/PDF/10300HB0047enr.pdf)

## Votes

- Third Reading — **114–0** (pass) · lower
- Insurance — **14–0** (pass) · lower
- Third Reading — **56–0** (pass) · lower

## Sponsors

- Jay Hoffman — primary (person)
- Napoleon Harris, III — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2022-12-05** Prefiled with Clerk by Rep. Jay Hoffman `filing`
- **2023-01-12** First Reading `reading-1`
- **2023-01-12** Referred to Rules Committee
- **2023-02-07** Assigned to Insurance Committee `referral-committee`
- **2023-02-21** Do Pass / Short Debate Insurance Committee; 014-000-000
- **2023-02-22** Placed on Calendar 2nd Reading - Short Debate `reading-2`
- **2023-03-14** Second Reading - Short Debate `reading-2`
- **2023-03-14** Placed on Calendar Order of 3rd Reading - Short Debate
- **2023-03-15** Third Reading - Short Debate - Passed 114-000-000 `passage, reading-3`
- **2023-03-21** Arrive in Senate `introduction`
- **2023-03-21** Placed on Calendar Order of First Reading `reading-1`
- **2023-03-21** Chief Senate Sponsor Sen. Napoleon Harris, III
- **2023-03-21** First Reading `reading-1`
- **2023-03-21** Referred to Assignments
- **2023-04-12** Approved for Consideration Assignments
- **2023-04-12** Placed on Calendar Order of 2nd Reading April 18, 2023 `reading-2`
- **2023-04-20** Second Reading `reading-2`
- **2023-04-20** Placed on Calendar Order of 3rd Reading April 25, 2023
- **2023-05-05** Placed on Calendar Order of 3rd Reading ** May 8, 2023
- **2023-05-11** Third Reading - Passed; 056-000-000 `passage, reading-3`
- **2023-05-11** Passed Both Houses
- **2023-06-09** Sent to the Governor `executive-receipt`
- **2023-06-30** Governor Approved `executive-signature`
- **2023-06-30** Effective Date June 30, 2023
- **2023-06-30** Public Act . . . . . . . . . 103-0113 `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/c79003e0-ae94-4f53-922b-0ad485ecdd38`. Confidence: reported (aggregated from official Illinois legislature records).