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---
type: "Bill"
title: "INS CD-DENTAL PREAUTHORIZATION"
description: "Amends the Illinois Insurance Code. Provides that no insurer, dental service plan corporation, insurance network leasing company, or any company that amends, delivers, issues, or renews an individual or group policy of accident and health insurance that provides dental insurance on or after the effective date of the amendatory Act shall deny any claim subsequently submitted for procedures specifically included in a prior authorization unless certain circumstances apply. Provides that a dental service contractor shall not recoup a claim solely due to a loss of coverage for a patient or ineligibility if, at the time of treatment, the dental service contractor erroneously confirmed coverage and eligibility, but had sufficient information available to the dental service contractor indicating that the patient was no longer covered or was ineligible for coverage. Prohibits waiver of the provisions by contract."
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "103rd"
identifier: "HB 4789"
citation: "Illinois HB 4789 (103rd)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Bob Morgan", "Dave Syverson"]
version_count: 5
action_count: 47
vote_count: 7
first_action: "2024-02-05"
last_action: "2024-08-09"
source: "openstates"
source_identifier: "ocd-bill/b9464ec0-6a8f-4b00-8564-4b7c53a4eec7"
source_url: "https://beta.ilga.gov/Legislation/BillStatus?DocNum=4789&GAID=17&DocTypeID=HB&LegId=152556&SessionID=112"
source_hash: "38b2d66b952c02986c352a77cf7ca0de2bb870574faf1f9764721ba3b736bb8e"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---
# Illinois HB 4789 (103rd) — INS CD-DENTAL PREAUTHORIZATION
Amends the Illinois Insurance Code. Provides that no insurer, dental service plan corporation, insurance network leasing company, or any company that amends, delivers, issues, or renews an individual or group policy of accident and health insurance that provides dental insurance on or after the effective date of the amendatory Act shall deny any claim subsequently submitted for procedures specifically included in a prior authorization unless certain circumstances apply. Provides that a dental service contractor shall not recoup a claim solely due to a loss of coverage for a patient or ineligibility if, at the time of treatment, the dental service contractor erroneously confirmed coverage and eligibility, but had sufficient information available to the dental service contractor indicating that the patient was no longer covered or was ineligible for coverage. Prohibits waiver of the provisions by contract.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **Introduced** (filed) — [source](https://beta.ilga.gov/documents/legislation/103/HB/PDF/10300HB4789.pdf)
2. **Engrossed** (committee substitute) — [source](https://beta.ilga.gov/documents/legislation/103/HB/PDF/10300HB4789eng.pdf)
3. **House Amendment 001** (committee substitute) — [source](https://beta.ilga.gov/documents/legislation/103/HB/PDF/10300HB4789ham001.pdf)
4. **Senate Amendment 001** (committee substitute) — [source](https://beta.ilga.gov/documents/legislation/103/HB/PDF/10300HB4789sam001.pdf)
5. **Enrolled** (enrolled) — [source](https://beta.ilga.gov/documents/legislation/103/HB/PDF/10300HB4789enr.pdf)
## Votes
- Insurance — **80** (pass) · lower
- Insurance — **140** (pass) · lower
- Third Reading — **590** (pass) · lower
- Third Reading — **1110** (pass) · lower
- Insurance — **150** (pass) · lower
- Insurance — **80** (pass) · lower
- Concurrence — **1050** (pass) · lower
## Sponsors
- Bob Morgan — primary (person)
- Dave Syverson — primary (person)
- Dave Severin — cosponsor (person)
- Julie A. Morrison — cosponsor (person)
- Sally J. Turner — cosponsor (person)
- Suzanne M. Ness — cosponsor (person)
- Tom Weber — cosponsor (person)
- Travis Weaver — cosponsor (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2024-02-05** Filed with the Clerk by Rep. Bob Morgan `filing`
- **2024-02-06** First Reading `reading-1`
- **2024-02-06** Referred to Rules Committee
- **2024-02-14** Assigned to Insurance Committee `referral-committee`
- **2024-03-07** Added Co-Sponsor Rep. Travis Weaver
- **2024-04-01** House Committee Amendment No. 1 Filed with Clerk by Rep. Bob Morgan `amendment-introduction`
- **2024-04-01** House Committee Amendment No. 1 Referred to Rules Committee
- **2024-04-02** House Committee Amendment No. 1 Rules Refers to Insurance Committee
- **2024-04-02** House Committee Amendment No. 1 Adopted in Insurance Committee; by Voice Vote `amendment-passage`
- **2024-04-02** Do Pass as Amended / Short Debate Insurance Committee; 015-000-000
- **2024-04-03** Placed on Calendar 2nd Reading - Short Debate `reading-2`
- **2024-04-11** Second Reading - Short Debate `reading-2`
- **2024-04-11** Placed on Calendar Order of 3rd Reading - Short Debate
- **2024-04-16** Third Reading - Short Debate - Passed 111-000-001 `passage, reading-3`
- **2024-04-16** Added Co-Sponsor Rep. Dave Severin
- **2024-04-16** Added Chief Co-Sponsor Rep. Tom Weber
- **2024-04-16** Added Co-Sponsor Rep. Suzanne M. Ness
- **2024-04-17** Arrive in Senate `introduction`
- **2024-04-17** Placed on Calendar Order of First Reading `reading-1`
- **2024-04-17** Chief Senate Sponsor Sen. Dave Syverson
- **2024-04-17** First Reading `reading-1`
- **2024-04-17** Referred to Assignments
- **2024-04-24** Assigned to Insurance `referral-committee`
- **2024-04-24** Added as Alternate Co-Sponsor Sen. Julie A. Morrison
- **2024-04-29** Senate Committee Amendment No. 1 Filed with Secretary by Sen. Dave Syverson `amendment-introduction`
- **2024-04-29** Senate Committee Amendment No. 1 Referred to Assignments
- **2024-04-30** Senate Committee Amendment No. 1 Assignments Refers to Insurance
- **2024-04-30** Senate Committee Amendment No. 1 Adopted `amendment-passage`
- **2024-05-01** Do Pass as Amended Insurance; 008-000-000
- **2024-05-01** Placed on Calendar Order of 2nd Reading May 2, 2024 `reading-2`
- **2024-05-08** Second Reading `reading-2`
- **2024-05-08** Placed on Calendar Order of 3rd Reading
- **2024-05-16** Third Reading - Passed; 059-000-000 `passage, reading-3`
- **2024-05-16** Added as Alternate Co-Sponsor Sen. Sally J. Turner
- **2024-05-16** Arrived in House `introduction`
- **2024-05-16** Placed on Calendar Order of Concurrence Senate Amendment(s) 1
- **2024-05-17** Senate Committee Amendment No. 1 Motion Filed Concur Rep. Bob Morgan
- **2024-05-17** Senate Committee Amendment No. 1 Motion to Concur Referred to Rules Committee
- **2024-05-21** Senate Committee Amendment No. 1 Motion to Concur Rules Referred to Insurance Committee
- **2024-05-22** Senate Committee Amendment No. 1 Motion to Concur Recommends Be Adopted Insurance Committee; 014-000-000
- **2024-05-25** Senate Committee Amendment No. 1 House Concurs 105-000-001
- **2024-05-25** House Concurs
- **2024-05-25** Passed Both Houses
- **2024-06-21** Sent to the Governor `executive-receipt`
- **2024-08-09** Governor Approved `executive-signature`
- **2024-08-09** Effective Date January 1, 2025
- **2024-08-09** Public Act . . . . . . . . . 103-0832 `became-law`
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/b9464ec0-6a8f-4b00-8564-4b7c53a4eec7`. Confidence: reported (aggregated from official Illinois legislature records).