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---
type: "Bill"
title: "UNFAIR SERVICE AGREEMENTS"
description: "Creates the Prohibition of Unfair Service Agreements Act. Provides for the characteristics of unfair service agreements and sets forth exceptions to the Act. Provides that if a service agreement is unfair under the Act, it is unenforceable and shall not create a contractual obligation. Provides that entering into an unfair service agreement with a consumer constitutes an unlawful practice under the Consumer Fraud and Deceptive Business Practices Act. Provides that all remedies, penalties, and authority granted to the Attorney General by the Consumer Fraud and Deceptive Business Practices Act shall be available to the Attorney General for the enforcement of the Act. Provides that no person shall record or cause to be recorded an unfair service agreement or a notice or memorandum of the unfair service agreement. Provides that a person who records or causes to be recorded an unfair service agreement or a notice or memorandum of the unfair service agreement shall be guilty of a Class A misdemeanor. Provides that, if an unfair service agreement or a notice or memorandum of the unfair service agreement is recorded, any person with an interest in the real property that is the subject of that agreement may apply to a court in the county where the recording exists to record a court order declaring the agreement unenforceable and that person may recover actual damages, costs, and attorney's fees as may be proven against the service provider who recorded the agreement. Effective immediately."
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "103rd"
identifier: "SB 3420"
citation: "Illinois SB 3420 (103rd)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Don Harmon", "Terra Costa Howard"]
version_count: 4
action_count: 36
vote_count: 5
first_action: "2024-02-08"
last_action: "2024-08-09"
source: "openstates"
source_identifier: "ocd-bill/ba2f664c-88d9-4c48-9b8b-df2c042ba4f6"
source_url: "https://beta.ilga.gov/Legislation/BillStatus?DocNum=3420&GAID=17&DocTypeID=SB&LegId=153003&SessionID=112"
source_hash: "0e809ec626d299e8bdaac14da6d2ef6f0369b1c6633b45f81872bb359acdb41a"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---
# Illinois SB 3420 (103rd) — UNFAIR SERVICE AGREEMENTS
Creates the Prohibition of Unfair Service Agreements Act. Provides for the characteristics of unfair service agreements and sets forth exceptions to the Act. Provides that if a service agreement is unfair under the Act, it is unenforceable and shall not create a contractual obligation. Provides that entering into an unfair service agreement with a consumer constitutes an unlawful practice under the Consumer Fraud and Deceptive Business Practices Act. Provides that all remedies, penalties, and authority granted to the Attorney General by the Consumer Fraud and Deceptive Business Practices Act shall be available to the Attorney General for the enforcement of the Act. Provides that no person shall record or cause to be recorded an unfair service agreement or a notice or memorandum of the unfair service agreement. Provides that a person who records or causes to be recorded an unfair service agreement or a notice or memorandum of the unfair service agreement shall be guilty of a Class A misdemeanor. Provides that, if an unfair service agreement or a notice or memorandum of the unfair service agreement is recorded, any person with an interest in the real property that is the subject of that agreement may apply to a court in the county where the recording exists to record a court order declaring the agreement unenforceable and that person may recover actual damages, costs, and attorney's fees as may be proven against the service provider who recorded the agreement. Effective immediately.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **Introduced** (filed) — [source](https://beta.ilga.gov/documents/legislation/103/SB/PDF/10300SB3420.pdf)
2. **Engrossed** (committee substitute) — [source](https://beta.ilga.gov/documents/legislation/103/SB/PDF/10300SB3420eng.pdf)
3. **Senate Amendment 001** (committee substitute) — [source](https://beta.ilga.gov/documents/legislation/103/SB/PDF/10300SB3420sam001.pdf)
4. **Enrolled** (enrolled) — [source](https://beta.ilga.gov/documents/legislation/103/SB/PDF/10300SB3420enr.pdf)
## Votes
- Third Reading — **150** (pass) · lower
- Judiciary — **90** (pass) · lower
- Third Reading — **580** (pass) · lower
- Third Reading — **1070** (pass) · lower
- Judiciary — **80** (pass) · lower
## Sponsors
- Don Harmon — primary (person)
- Terra Costa Howard — primary (person)
- Adriane Johnson — cosponsor (person)
- Javier L. Cervantes — cosponsor (person)
- Mary Edly-Allen — cosponsor (person)
- Mattie Hunter — cosponsor (person)
- Mike Simmons — cosponsor (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2024-02-08** Filed with Secretary by Sen. Ann Gillespie `filing`
- **2024-02-08** First Reading `reading-1`
- **2024-02-08** Referred to Assignments
- **2024-03-12** Assigned to Judiciary `referral-committee`
- **2024-03-15** Rule 2-10 Committee Deadline Established As April 5, 2024
- **2024-03-19** Senate Committee Amendment No. 1 Filed with Secretary by Sen. Ann Gillespie `amendment-introduction`
- **2024-03-19** Senate Committee Amendment No. 1 Referred to Assignments
- **2024-03-20** Senate Committee Amendment No. 1 Assignments Refers to Judiciary
- **2024-03-20** Senate Committee Amendment No. 1 Adopted `amendment-passage`
- **2024-03-21** Do Pass as Amended Judiciary; 008-000-000
- **2024-03-21** Placed on Calendar Order of 2nd Reading March 22, 2024 `reading-2`
- **2024-03-22** Second Reading `reading-2`
- **2024-03-22** Placed on Calendar Order of 3rd Reading April 9, 2024
- **2024-04-12** Third Reading - Passed; 058-000-000 `passage, reading-3`
- **2024-04-12** Arrived in House `introduction`
- **2024-04-12** Chief House Sponsor Rep. Terra Costa Howard
- **2024-04-12** Added as Co-Sponsor Sen. Mattie Hunter
- **2024-04-12** Added as Co-Sponsor Sen. Mary Edly-Allen
- **2024-04-12** Added as Co-Sponsor Sen. Javier L. Cervantes
- **2024-04-12** Added as Co-Sponsor Sen. Mike Simmons
- **2024-04-12** Added as Co-Sponsor Sen. Adriane Johnson
- **2024-04-15** Chief Sponsor Changed to Sen. Don Harmon
- **2024-04-15** First Reading `reading-1`
- **2024-04-15** Referred to Rules Committee
- **2024-04-24** Assigned to Judiciary - Civil Committee `referral-committee`
- **2024-05-01** Do Pass / Short Debate Judiciary - Civil Committee; 015-000-000
- **2024-05-01** Placed on Calendar 2nd Reading - Short Debate `reading-2`
- **2024-05-08** Second Reading - Short Debate `reading-2`
- **2024-05-08** Placed on Calendar Order of 3rd Reading - Short Debate
- **2024-05-17** Third Reading/Final Action Deadline Extended-9(b) May 24, 2024
- **2024-05-20** Third Reading - Short Debate - Passed 107-000-000 `passage, reading-3`
- **2024-05-20** Passed Both Houses
- **2024-06-18** Sent to the Governor `executive-receipt`
- **2024-08-09** Governor Approved `executive-signature`
- **2024-08-09** Effective Date August 9, 2024
- **2024-08-09** Public Act . . . . . . . . . 103-0993 `became-law`
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/ba2f664c-88d9-4c48-9b8b-df2c042ba4f6`. Confidence: reported (aggregated from official Illinois legislature records).