republic-os/legislation/us/states/il/103rd/sb-56.md

---
type: "Bill"
title: "INS-MEDICARE ENROLLMENT PERIOD"
description: "Amends the Illinois Insurance Code. In provisions concerning Medicare supplement policy minimum standards, provides that if an individual is at least 65 years of age but no more than 75 years of age and has an existing Medicare supplement policy, then the individual is entitled to an annual open enrollment period lasting 45 days, commencing with the individual's birthday, and the individual may purchase any Medicare supplement policy with the same issuer or any affiliate authorized to transact business in the State (instead of only the same issuer) that offers benefits equal to or lesser than those provided by the previous coverage."
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "103rd"
identifier: "SB 56"
citation: "Illinois SB 56 (103rd)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Bob Morgan", "Laura Fine"]
version_count: 4
action_count: 38
vote_count: 5
first_action: "2023-01-20"
last_action: "2024-08-02"
source: "openstates"
source_identifier: "ocd-bill/70347203-5c12-4161-ab7f-720ff1ad487b"
source_url: "https://beta.ilga.gov/Legislation/BillStatus?DocNum=56&GAID=17&DocTypeID=SB&LegId=143202&SessionID=112"
source_hash: "4fb2a8543c2167246cda4e58e46c23b798de61b549bc4d1419862f643e3c75d7"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---

# Illinois SB 56 (103rd) — INS-MEDICARE ENROLLMENT PERIOD

Amends the Illinois Insurance Code. In provisions concerning Medicare supplement policy minimum standards, provides that if an individual is at least 65 years of age but no more than 75 years of age and has an existing Medicare supplement policy, then the individual is entitled to an annual open enrollment period lasting 45 days, commencing with the individual's birthday, and the individual may purchase any Medicare supplement policy with the same issuer or any affiliate authorized to transact business in the State (instead of only the same issuer) that offers benefits equal to or lesser than those provided by the previous coverage.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](https://beta.ilga.gov/documents/legislation/103/SB/PDF/10300SB0056.pdf)
2. **Engrossed** (committee substitute) — [source](https://beta.ilga.gov/documents/legislation/103/SB/PDF/10300SB0056eng.pdf)
3. **Senate Amendment 001** (committee substitute) — [source](https://beta.ilga.gov/documents/legislation/103/SB/PDF/10300SB0056sam001.pdf)
4. **Enrolled** (enrolled) — [source](https://beta.ilga.gov/documents/legislation/103/SB/PDF/10300SB0056enr.pdf)

## Votes

- Third Reading — **53–0** (pass) · lower
- Insurance — **10–0** (pass) · lower
- Third Reading — **112–0** (pass) · lower
- Insurance — **15–0** (pass) · lower
- Insurance — **10–0** (pass) · lower

## Sponsors

- Bob Morgan — primary (person)
- Laura Fine — primary (person)
- Christopher Belt — cosponsor (person)
- Elgie R. Sims, Jr. — cosponsor (person)
- Julie A. Morrison — cosponsor (person)
- Laura M. Murphy — cosponsor (person)
- Mary Edly-Allen — cosponsor (person)
- Mattie Hunter — cosponsor (person)
- Suzy Glowiak Hilton — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2023-01-20** Filed with Secretary by Sen. Laura Fine `filing`
- **2023-01-20** First Reading `reading-1`
- **2023-01-20** Referred to Assignments
- **2023-01-31** Assigned to Insurance `referral-committee`
- **2023-02-08** Postponed - Insurance
- **2023-03-10** Rule 3-9(a) / Re-referred to Assignments
- **2024-01-10** Re-assigned to Insurance `referral-committee`
- **2024-02-15** Senate Committee Amendment No. 1 Filed with Secretary by Sen. Laura Fine `amendment-introduction`
- **2024-02-15** Senate Committee Amendment No. 1 Referred to Assignments
- **2024-02-20** Senate Committee Amendment No. 1 Assignments Refers to Insurance
- **2024-03-06** Senate Committee Amendment No. 1 Adopted `amendment-passage`
- **2024-03-06** Do Pass as Amended Insurance; 010-000-000
- **2024-03-06** Placed on Calendar Order of 2nd Reading March 7, 2024 `reading-2`
- **2024-03-07** Added as Chief Co-Sponsor Sen. Laura M. Murphy
- **2024-03-07** Added as Co-Sponsor Sen. Julie A. Morrison
- **2024-03-21** Second Reading `reading-2`
- **2024-03-21** Placed on Calendar Order of 3rd Reading March 22, 2024
- **2024-04-09** Third Reading - Passed; 053-000-000 `passage, reading-3`
- **2024-04-09** Arrived in House `introduction`
- **2024-04-09** Chief House Sponsor Rep. Bob Morgan
- **2024-04-10** First Reading `reading-1`
- **2024-04-10** Referred to Rules Committee
- **2024-04-10** Added as Co-Sponsor Sen. Mary Edly-Allen
- **2024-04-10** Added as Co-Sponsor Sen. Christopher Belt
- **2024-04-11** Added as Co-Sponsor Sen. Mattie Hunter
- **2024-04-11** Added as Co-Sponsor Sen. Elgie R. Sims, Jr.
- **2024-04-12** Added as Co-Sponsor Sen. Suzy Glowiak Hilton
- **2024-04-24** Assigned to Insurance Committee `referral-committee`
- **2024-04-30** Do Pass / Short Debate Insurance Committee; 015-000-000
- **2024-05-01** Placed on Calendar 2nd Reading - Short Debate `reading-2`
- **2024-05-06** Second Reading - Short Debate `reading-2`
- **2024-05-06** Placed on Calendar Order of 3rd Reading - Short Debate
- **2024-05-09** Third Reading - Short Debate - Passed 112-000-000 `passage, reading-3`
- **2024-05-09** Passed Both Houses
- **2024-06-07** Sent to the Governor `executive-receipt`
- **2024-08-02** Governor Approved `executive-signature`
- **2024-08-02** Effective Date January 1, 2026
- **2024-08-02** Public Act . . . . . . . . . 103-0747 `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/70347203-5c12-4161-ab7f-720ff1ad487b`. Confidence: reported (aggregated from official Illinois legislature records).