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---
type: "Bill"
title: "SECURE CHOICE PROGRAM-IRAS"
description: "Amends the Illinois Secure Choice Savings Program Act. Provides that the accounts established under the Secure Choice Savings Program shall be IRAs, into which enrollees contribute funds that are invested in investment options established by the Illinois Secure Choice Savings Board. Provides that a separate account shall be established for each enrollee and the accounts shall be owned by the enrollee. Provides that the savings accounts established under the Program shall be portable and allow for an enrollee to make contributions from multiple employers into a single account. Provides that an enrollee in the Program may have both a Roth IRA and a Traditional IRA through the Program. Provides that the Board shall have the duty to assess the feasibility of agreements with other governmental entities, including other states and their agencies and instrumentalities, to achieve greater economies of scale through shared resources and to enter into those agreements if determined to be beneficial. Provides that an employer who fails without reasonable cause to enroll an employee in the Program within the time provided and fails to remit their contributions (rather than fails without reasonable cause to enroll an employee in the Program within the time provided) shall be subject to a penalty. Makes changes in provisions concerning employer and employee information packets. Effective immediately."
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "104th"
identifier: "SB 1441"
citation: "Illinois SB 1441 (104th)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Gregg Johnson", "Robert Peters"]
version_count: 4
action_count: 33
vote_count: 5
first_action: "2025-01-31"
last_action: "2025-08-01"
source: "openstates"
source_identifier: "ocd-bill/e4c67e55-1010-424d-b534-71a782f3ea4c"
source_url: "https://ilga.gov/Legislation/BillStatus?DocNum=1441&GAID=18&DocTypeID=SB&LegId=159980&SessionID=114"
source_hash: "6beaac6c91b31e4be7a8828baa978c97059e6b0905dc2e1447306016d5d1640c"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---
# Illinois SB 1441 (104th) — SECURE CHOICE PROGRAM-IRAS
Amends the Illinois Secure Choice Savings Program Act. Provides that the accounts established under the Secure Choice Savings Program shall be IRAs, into which enrollees contribute funds that are invested in investment options established by the Illinois Secure Choice Savings Board. Provides that a separate account shall be established for each enrollee and the accounts shall be owned by the enrollee. Provides that the savings accounts established under the Program shall be portable and allow for an enrollee to make contributions from multiple employers into a single account. Provides that an enrollee in the Program may have both a Roth IRA and a Traditional IRA through the Program. Provides that the Board shall have the duty to assess the feasibility of agreements with other governmental entities, including other states and their agencies and instrumentalities, to achieve greater economies of scale through shared resources and to enter into those agreements if determined to be beneficial. Provides that an employer who fails without reasonable cause to enroll an employee in the Program within the time provided and fails to remit their contributions (rather than fails without reasonable cause to enroll an employee in the Program within the time provided) shall be subject to a penalty. Makes changes in provisions concerning employer and employee information packets. Effective immediately.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **Introduced** (filed) — [source](https://ilga.gov/documents/legislation/104/SB/PDF/10400SB1441.pdf)
2. **Engrossed** (committee substitute) — [source](https://ilga.gov/documents/legislation/104/SB/PDF/10400SB1441eng.pdf)
3. **Senate Amendment 001** (committee substitute) — [source](https://ilga.gov/documents/legislation/104/SB/PDF/10400SB1441sam001.pdf)
4. **Enrolled** (enrolled) — [source](https://ilga.gov/documents/legislation/104/SB/PDF/10400SB1441enr.pdf)
## Votes
- State Government, Amendment 1 — **90** (pass) · upper
- State Government — **100** (pass) · upper
- Personnel & Pensions — **84** (pass) · lower
- Third Reading — **7437** (pass) · lower
- Third Reading — **486** (pass) · upper
## Sponsors
- Gregg Johnson — primary (person)
- Robert Peters — primary (person)
- Michael W. Halpin — cosponsor (person)
- Robert F. Martwick — cosponsor (person)
- Sara Feigenholtz — cosponsor (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2025-01-31** Filed with Secretary by Sen. Robert Peters `filing`
- **2025-01-31** First Reading `reading-1`
- **2025-01-31** Referred to Assignments
- **2025-02-11** Assigned to State Government `referral-committee`
- **2025-02-20** Postponed - State Government
- **2025-02-26** Added as Co-Sponsor Sen. Michael W. Halpin
- **2025-02-27** Do Pass State Government; 010-000-000
- **2025-02-27** Placed on Calendar Order of 2nd Reading March 4, 2025 `reading-2`
- **2025-02-27** Added as Chief Co-Sponsor Sen. Robert F. Martwick
- **2025-03-18** Senate Floor Amendment No. 1 Filed with Secretary by Sen. Robert Peters `amendment-introduction`
- **2025-03-18** Senate Floor Amendment No. 1 Referred to Assignments
- **2025-03-19** Senate Floor Amendment No. 1 Assignments Refers to State Government
- **2025-03-19** Added as Co-Sponsor Sen. Sara Feigenholtz
- **2025-03-19** Senate Floor Amendment No. 1 Recommend Do Adopt State Government; 009-000-000
- **2025-04-01** Second Reading `reading-2`
- **2025-04-01** Senate Floor Amendment No. 1 Adopted; Peters `amendment-passage`
- **2025-04-01** Placed on Calendar Order of 3rd Reading April 2, 2025
- **2025-04-03** Third Reading - Passed; 048-006-000 `passage, reading-3`
- **2025-04-04** Arrived in House `introduction`
- **2025-04-04** Chief House Sponsor Rep. Gregg Johnson
- **2025-04-07** First Reading `reading-1`
- **2025-04-07** Referred to Rules Committee
- **2025-04-17** Assigned to Personnel & Pensions Committee `referral-committee`
- **2025-04-24** Do Pass / Short Debate Personnel & Pensions Committee; 008-004-000
- **2025-04-24** Placed on Calendar 2nd Reading - Short Debate `reading-2`
- **2025-05-16** Second Reading - Short Debate `reading-2`
- **2025-05-16** Placed on Calendar Order of 3rd Reading - Short Debate
- **2025-05-21** Third Reading - Short Debate - Passed 074-037-000 `passage, reading-3`
- **2025-05-21** Passed Both Houses
- **2025-06-18** Sent to the Governor `executive-receipt`
- **2025-08-01** Governor Approved `executive-signature`
- **2025-08-01** Effective Date August 1, 2025
- **2025-08-01** Public Act . . . . . . . . . 104-0100 `became-law`
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/e4c67e55-1010-424d-b534-71a782f3ea4c`. Confidence: reported (aggregated from official Illinois legislature records).